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Autotruck Financial Credit Union Rates & Review April 2026

Autotruck Financial Credit Union's CD Accounts 6 Month rates are at 4.06%, CD Accounts 12 Month rates are at 3.85%, CD Accounts 18 Month rates are at 3.50%, CD Accounts 48 Month rates are at 3.50%, CD Accounts 60 Month rates are at 3.50%. Autotruck Financial Credit Union's savings rates are at 0.15%. Autotruck Financial Credit Union's money market rates are at 1.11%. MonitorBankRates evaluates the financial stability of Autotruck Financial Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.26%. Rates were last updated on 04/09/2026.

Autotruck Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Autotruck Financial Credit Union? Share your experience about Autotruck Financial Credit Union by leaving a review below, or read customer reviews before you decide to use Autotruck Financial Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.26%
Excellent Lower than avg
Autotruck Financial Credit Union
Main Office
7651 Jefferson Green Way
Louisville, KY 40219
https://www.autotruckfcu.org
Member NCUA

Autotruck Financial Credit Union CD Rates

Product Rate APY Term View More
Share Certificate Accounts 6 Month 4.00% 4.06% 6 Month
Min Balance $500
Details Regular Accounts
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%
Share Certificate Accounts 12 Month 3.80% 3.85% 12 Month
Min Balance $500
Details Regular Accounts
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%
Share Certificate Accounts 18 Month 3.45% 3.50% 18 Month
Min Balance $500
Details Regular Accounts
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%
Share Certificate Accounts 48 Month 3.45% 3.50% 48 Month
Min Balance $500
Details Regular Accounts
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%
Share Certificate Accounts 60 Month 3.45% 3.50% 60 Month
Min Balance $500
Details Regular Accounts
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%
Share Certificate Accounts 24 Month 3.25% 3.29% 24 Month
Min Balance $500
Details Regular Accounts
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%
Share Certificate Accounts 36 Month 3.25% 3.29% 36 Month
Min Balance $500
Details Regular Accounts
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%
Share Certificate Accounts 42 Month 3.25% 3.29% 42 Month
Min Balance $500
Details Regular Accounts
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%
Share Certificate Accounts 30 Month 3.20% 3.24% 30 Month
Min Balance $500
Details Regular Accounts
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%
Share Certificate Accounts 3 Month 1.25% 1.26% 3 Month
Min Balance $500
Details Regular Accounts
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%

Autotruck Financial Credit Union Savings Rates

Product Rate APY View More
IRA Shares & Education Savings 0.50% 0.50%
No additional details.
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%
Vacation, Christmas, Special, Insurance, Kids and Teen Savings 0.15% 0.15%
No additional details.
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%

Autotruck Financial Credit Union Money Market Rates

Product Rate APY View More
Money Market 2.50% 2.53%
Min Balance $250,000
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%
Money Market 1.60% 1.61%
Min Balance $100,000
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%
Money Market 1.40% 1.41%
Min Balance $50,000
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%
Money Market 1.20% 1.21%
Min Balance $25,000
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%
Money Market 1.10% 1.11%
Min Balance $2,500
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Autotruck Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Autotruck Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Autotruck Financial Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Autotruck Financial Credit Union
Address 7651 Jefferson Green Way, Louisville, KY 40219
Phone 502-459-8981
Fax 502-458-0371
President Steven Stone
CEO Jason Pendleton
Full-Time Employees 45
Part-Time Employees 3
Branch Locations 5
ATM Locations 6
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.26%
Return on Assets (ROA)
0.2094%
Return on Equity (ROE)
1.5410%
Non-Performing Loans Ratio (NPL)
1.03%
Total Assets
205,316,695
Total Amount of Shares and Deposits
175,664,092
Total Shares and Deposits < 1 Year
173,571,684
Total Shares and Deposits 1 3 Years
1,786,455
Total Shares and Deposits > 3 Years
305,952
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
15,252,468
Total Uninsured Shares and Deposits > $250K (F+J)
15,252,468
Total Insured Shares and Deposits > $250K (item 17 less item K)
160,411,624
Total Interest Expense (Sum of items 6 8)
1,531,773
Share Certificates
985
Number of Accounts for Share Drafts
12,218
IRA KEOGH Accounts
365
Number of Accounts for Regular Shares
20,881
Money Market Shares
1,700
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
24,552,807
Total Liabilities
177,487,913
Source: NCUA — Last Updated 09/30/2025

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Total Reviews
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Frequently Asked Questions About Autotruck Financial Credit Union

Is Autotruck Financial Credit Union a safe place to deposit money?

Yes, Autotruck Financial Credit Union is considered a safe financial institution. With a Texas Ratio of 3.2646801028144%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Autotruck Financial Credit Union operate?

Autotruck Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Autotruck Financial Credit Union?

Yes, to access services at Autotruck Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Autotruck Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Autotruck Financial Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Autotruck Financial Credit Union offer online and mobile banking?

Most modern institutions like Autotruck Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.autotruckfcu.org.

Current Autotruck Financial Credit Union Rates

  • 12-Month CD3.85%
  • 18-Month CD3.50%
  • 24-Month CD3.29%
  • 60-Month CD3.50%
  • Savings0.15%
  • MMA1.11%
Retrieved from our database of financial products. Rates subject to change.