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EverBank Rates & Review March 2026

EverBank's Performance® CDs 7-Month rates are at 4.00%, Business CD 6-Month rates are at 3.70%, 6-Month Business CDs rates are at 3.70%, Business CD 1 year rates are at 3.60%, 1 year Business CDs rates are at 3.60%. EverBank's savings rates are at 3.90%. EverBank's money market rates are at 1.25%. MonitorBankRates evaluates the financial stability of EverBank with a 5.0 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 20.65%. Rates were last updated on 03/26/2026.

EverBank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at EverBank? Share your experience about EverBank by leaving a review below, or read customer reviews before you decide to use EverBank.

Overall Health & Safety Grade ?
B+
Good Health Score: 90/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
20.65%
Good Higher than avg
EverBank
301 W Bay St
Jacksonville, FL 32202
https://www.tiaabank.com
Member FDIC

EverBank CD Rates

Product Rate APY Term View More
Performance® CDs 7 month - 4.00% 7
Details Automatically renews into a 6-month CD at maturity.
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
Business CD 6 month - 3.70% 6 month
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
6 month Business CDs - 3.70% 6 month
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
Business CD 1 year - 3.60% 1 year
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
1 year Business CDs - 3.60% 1 year
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
Performance® CDs 13 month - 3.60% 13
Details Automatically renews into a 12-month CD at maturity.
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
Performance® CDs 3 month - 3.60% 3
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
Performance® CDs 6 month - 3.60% 6
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
Performance® CDs 25 month - 3.55% 25
Details Automatically renews into a 24-month CD at maturity.
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
6 month CDARS-CD - 3.45% 6 month
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
Business CDARS® CDs 6 month - 3.45% 6 month
Details Funding Limit*: $12M
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
3.5-Year Bump Rate CD - 3.40% 3.5 year
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
Performance® CDs 12 month - 3.40% 12
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
Performance® CDs 18 month - 3.40% 18
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
Performance® CDs 24 month - 3.40% 24
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
Performance® CDs 30 month - 3.40% 30
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
Performance® CDs 36 month - 3.40% 36
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
Performance® CDs 48 month - 3.40% 48
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
Performance® CDs 60 month - 3.40% 60
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
Performance® CDs 9 month - 3.40% 9
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
1 year CDARS-CD - 3.35% 1 year
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
Business CDARS® CDs 1 year - 3.35% 1 year
Details Funding Limit*: $12M
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
CDARS® CDs 3 year - 3.22% 3 year
Details Funding Limit: $0.5M
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
CDARS® CDs 3 month - 3.05% 3 month
Details Funding Limit: $12M
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
CDARS® CDs 6 month - 3.04% 6 month
Details Funding Limit: $12M
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
CDARS® CDs 1 year - 2.77% 1 year
Details Funding Limit: $12M
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
CDARS® CDs 2 year - 2.66% 2 year
Details Funding Limit: $1M
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
Business CD 9 month - 2.65% 9 month
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
9 month Business CDs - 2.65% 9 month
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
Business CD 4 year - 2.50% 4 year
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
Business CD 5 year - 2.50% 5 year
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
4 year Business CDs - 2.50% 4 year
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
Business CD 3 month - 2.45% 3 month
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
3 month Business CDs - 2.45% 3 month
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
Business CD 3 year - 2.40% 3 year
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
3 year Business CDs - 2.40% 3 year
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
Business CD 2.5 year - 2.30% 2.5 year
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
2.5 year Business CDs - 2.30% 2.5 year
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
3 month CDARS-CD - 2.20% 3 month
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
Business CD 2 year - 2.20% 2 year
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
Business CDARS® CDs 3 month - 2.20% 3 month
Details Funding Limit*: $12M
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
2 year Business CDs - 2.20% 2 year
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
3 year CDARS-CD - 2.15% 3 year
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
Business CDARS® CDs 3 year - 2.15% 3 year
Details Funding Limit*: $0.5M
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
Business CD 1.5 year - 2.10% 1.5 year
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
1.5 year Business CDs - 2.10% 1.5 year
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
2 year CDARS-CD - 1.95% 2 year
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
Business CDARS® CDs 2 year - 1.95% 2 year
Details Funding Limit*: $1M
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%

EverBank Savings Rates

Product Rate APY View More
Performance® Savings - 3.90%
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%

EverBank Money Market Rates

Product Rate APY View More
Performance® Money Market - 3.80%
Min Balance $100,001
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
Business Money Market - 3.50%
Min Balance $1,000,000
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
Performance® Money Market - 2.02%
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
Business Money Market - 1.25%
Min Balance $10,000,000
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%

EverBank Checking Rates

Product Rate APY View More
Non-Profit Checking - 1.50%
Min Balance $100,000
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
Non-Profit Checking - 1.00%
Min Balance $25,000
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
Business Interest Checking - 0.55%
Min Balance $1,000,000
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
Small Business Checking - 0.50%
Min Balance $100,000
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%
Performance® Checking - 0.25%
Min Balance $100,000
Last Updated 03/26/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 20.65%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for EverBank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather EverBank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with EverBank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name EverBank
Bank Holding Company EVERBANK FINANCIAL CORP
Address 301 W Bay St, Jacksonville, FL 32202  ·  Duval
FDIC Certificate # 34775
Established 10/01/1998
FDIC Insurance Date 10/01/1998
Domestic Offices 44
Total Branches 44
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

B+
Overall Health Grade Score: 90/100
5.0
Exceptional Out of 5.0 Stars
20.65%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.2587%
Return on Equity (ROE) 2.7200%
Non-Performing Loans (NPL) 1.52%
Total Assets $46,033,756,000
Total Deposits $36,963,768,000
Equity Capital $4,100,958,000
Net Income $313,734,000
Headquarters Jacksonville
Total Offices 44
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

ExJp
★★★★★
December 17, 2025
IfWM
Average Rating
★★★★★
Total Reviews
1
Add Your Rating and Review for EverBank
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Frequently Asked Questions About EverBank

Is EverBank a safe place to deposit money?

Yes, EverBank is considered a safe financial institution. With a Texas Ratio of 20.645027710994%, the institution's financial health is rated as stable. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does EverBank operate?

EverBank currently maintains approximately 44 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, EverBank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, EverBank provides members with tools to manage their accounts and build a solid financial history.

Does EverBank offer online and mobile banking?

Most modern institutions like EverBank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tiaabank.com.

Current EverBank Rates

  • 12-Month CD2.77%
  • 18-Month CD3.40%
  • 24-Month CD1.95%
  • 36-Month CD2.15%
  • 48-Month CD2.50%
  • 60-Month CD2.10%
  • Savings3.90%
  • MMA1.25%
Retrieved from our database of financial products. Rates subject to change.