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Platte Valley Bank Rates & Review March 2026

You can compare Platte Valley Bank rates to other rates in our database, including 12-month CD rates currently at 1.76%, 6-month CD rates at 3.80% and 3-month CD rates at 1.41%. Savings rates are at 0.05% and money market rates are at 0.03%. Mortgage rates on 30-year fixed loans are around 6.00%. All these rates can be compared to Platte Valley Bank rates. MonitorBankRates evaluates the financial stability of Platte Valley Bank with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.14%. Rates were last updated on 03/29/2026.

Platte Valley Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Platte Valley Bank? Share your experience about Platte Valley Bank by leaving a review below, or read customer reviews before you decide to use Platte Valley Bank.

Overall Health & Safety Grade ?
A
Excellent Health Score: 95/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
10.14%
Excellent Higher than avg
Platte Valley Bank
1212 Circle Dr
Scottsbluff, NE 69361
https://www.pvbank.com
Member FDIC

Current Rate Availability

We do not have Platte Valley Bank rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Platte Valley Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Platte Valley Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Platte Valley Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Platte Valley Bank
Bank Holding Company PLATTE VALLEY FINL SERVICE COMPANIES
Address 1212 Circle Dr, Scottsbluff, NE 69361  ·  Scotts Bluff
FDIC Certificate # 34211
Established 07/22/1996
FDIC Insurance Date 07/22/1996
Domestic Offices 10
Total Branches 10
Regulator FED
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A
Overall Health Grade Score: 95/100
5.0
Exceptional Out of 5.0 Stars
10.14%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.9255%
Return on Equity (ROE) 10.5900%
Non-Performing Loans (NPL) 0.81%
Total Assets $1,171,499,000
Total Deposits $974,606,000
Equity Capital $114,024,000
Net Income $13,952,000
Headquarters Scottsbluff
Total Offices 10
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Platte Valley Bank

Is Platte Valley Bank a safe place to deposit money?

Yes, Platte Valley Bank is considered a safe financial institution. With a Texas Ratio of 10.144089131716%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Platte Valley Bank operate?

Platte Valley Bank currently maintains approximately 10 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Platte Valley Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Platte Valley Bank provides members with tools to manage their accounts and build a solid financial history.

Does Platte Valley Bank offer online and mobile banking?

Most modern institutions like Platte Valley Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pvbank.com.