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Platte Valley Bank

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Platte Valley Bank Rates & Review August 2026

Q: How many branches does Platte Valley Bank operate?

Platte Valley Bank currently maintains approximately 10 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Platte Valley Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Platte Valley Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 29, 2026

Platte Valley Bank rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.92%, 6-month CD rates at 2.77% and 3-month CD rates at 2.55%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not Platte Valley Bank, and you can see how they compare in the Platte Valley Bank rate tables below. MonitorBankRates evaluates the financial stability of Platte Valley Bank with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.14%. Database rates last updated and verified on 08/29/2026.

Platte Valley Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Platte Valley Bank? Share your experience about Platte Valley Bank by leaving a review below, or read customer reviews before you decide to use Platte Valley Bank.

Overall Health & Safety Grade

Excellent Health Score: 95/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

10.14%

Excellent Higher than avg

Platte Valley Bank

1212 Circle Dr
Scottsbluff, NE 69361

https://www.pvbank.com

Current Rate Availability

We're not currently displaying rates for Platte Valley Bank, but our database is updated constantly — check back soon for the latest offers.

Are you with Platte Valley Bank? We'd love to add your institution's rates. Contact us to get your institution's rates listed on MonitorBankRates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Platte Valley Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Platte Valley Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Platte Valley Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Platte Valley Bank

Bank Holding Company PLATTE VALLEY FINL SERVICE COMPANIES

Address 1212 Circle Dr, Scottsbluff, NE 69361 · Scotts Bluff

Website https://www.pvbank.com

FDIC Certificate # 34211

Established 07/22/1996

FDIC Insurance Date 07/22/1996

Domestic Offices 10

Total Branches 10

Regulator FED

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 95/100

5.0

Exceptional Out of 5.0 Stars

10.14%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.9255%

Return on Equity (ROE) 10.5900%

Non-Performing Loans (NPL) 0.81%

Total Assets $1,171,499,000

Total Deposits $974,606,000

Equity Capital $114,024,000

Net Income $13,952,000

Headquarters Scottsbluff

Total Branches and Offices 10

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Platte Valley Bank

How many branches does Platte Valley Bank operate?

Platte Valley Bank currently maintains approximately 10 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Platte Valley Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Platte Valley Bank provides members with tools to manage their accounts and build a solid financial history.

Does Platte Valley Bank offer online and mobile banking?

Most modern institutions like Platte Valley Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pvbank.com.