What are the current interest rates at ProGrowth Bank?

Current rates for ProGrowth Bank include: 24-Month CD: 4.15%, 36-Month CD: 4.00%, 48-Month CD: 4.00%, Savings: 3.51%

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ProGrowth Bank Rates & Review October 2026

Q: How many branches does ProGrowth Bank operate?

ProGrowth Bank currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, ProGrowth Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, ProGrowth Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 11, 2026

ProGrowth Bank's top rates as of October 11, 2026 are 4.15% APY on its 25-Months 25-MONTH CD, and 3.51% APY on savings, according to rates verified by MonitorBankRates. Other ProGrowth Bank CD rates include 16-Months 16-MONTH CD at 4.09%, 9-Months 9-MONTH CD at 4.09%, and 37-Months 37-MONTH CD at 4.00%. MonitorBankRates evaluates the financial stability of ProGrowth Bank with a 3.5 Star Rating, an B Overall Health Grade, and a Texas Ratio of 0.00%. Rates last updated and verified on 10/11/2026.

ProGrowth Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at ProGrowth Bank? Share your experience about ProGrowth Bank by leaving a review below, or read customer reviews before you decide to use ProGrowth Bank.

Overall Health & Safety Grade

Solid Health Score: 85/100

MonitorBankRates Rating

3.5

Good Out of 5.0 Stars

Texas Ratio

0.00%

Perfect Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

ProGrowth Bank

703 3rd St
Nicollet, MN 56074

https://www.progrowth.com

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

ProGrowth Bank CD Rates

Product	Rate	APY	Term
25-MONTH CD	-	4.15%	25 months
Min Deposit $10,000 Min Balance $10,000 Details Annual Percentage Yield (APY) is accurate as of 10/01/2026. The APY shown is for fixed-rate CDs under $3,000,000. The APY assumes interest and principal remain in account until maturity. Penalty for early withdrawal. Fees could reduce earnings. Not available for Individual Retirement Accounts (IRAs). We reserve the right to decline or limit deposits. Please contact an employee for further information about applicable terms and conditions that may apply. Last Updated 10/11/2026 Rate History 1 change since Sep 27, 2026 · 3.65% → 4.15% ▲ 0.50 pts · high 4.15% / low 3.65% Oct 3, 20264.15%▲ from 3.65% Sep 27, 20263.65%first recorded Institution Ratings 3.5 Star Rating B Health Grade ◈ Texas Ratio: 0.00%
16-MONTH CD	-	4.09%	16 months
Min Deposit $10,000 Min Balance $10,000 Details Annual Percentage Yield (APY) is accurate as of 10/01/2026. The APY shown is for fixed-rate CDs under $3,000,000. The APY assumes interest and principal remain in account until maturity. Penalty for early withdrawal. Fees could reduce earnings. Not available for Individual Retirement Accounts (IRAs). We reserve the right to decline or limit deposits. Please contact an employee for further information about applicable terms and conditions that may apply. Last Updated 10/11/2026 Rate History 1 change since Sep 27, 2026 · 3.85% → 4.09% ▲ 0.24 pts · high 4.09% / low 3.85% Oct 3, 20264.09%▲ from 3.85% Sep 27, 20263.85%first recorded Institution Ratings 3.5 Star Rating B Health Grade ◈ Texas Ratio: 0.00%
9-MONTH CD	-	4.09%	9 months
Min Deposit $10,000 Min Balance $10,000 Details Annual Percentage Yield (APY) is accurate as of 10/01/2026. The APY shown is for fixed-rate CDs under $3,000,000. The APY assumes interest and principal remain in account until maturity. Penalty for early withdrawal. Fees could reduce earnings. Not available for Individual Retirement Accounts (IRAs). We reserve the right to decline or limit deposits. Please contact an employee for further information about applicable terms and conditions that may apply. Last Updated 10/11/2026 Rate History 1 change since Sep 27, 2026 · 3.85% → 4.09% ▲ 0.24 pts · high 4.09% / low 3.85% Oct 3, 20264.09%▲ from 3.85% Sep 27, 20263.85%first recorded Institution Ratings 3.5 Star Rating B Health Grade ◈ Texas Ratio: 0.00%
37-MONTH CD	-	4.00%	37 months
Min Deposit $10,000 Min Balance $10,000 Details Annual Percentage Yield (APY) is accurate as of 10/01/2026. The APY shown is for fixed-rate CDs under $3,000,000. The APY assumes interest and principal remain in account until maturity. Penalty for early withdrawal. Fees could reduce earnings. Not available for Individual Retirement Accounts (IRAs). We reserve the right to decline or limit deposits. Please contact an employee for further information about applicable terms and conditions that may apply. Last Updated 10/11/2026 Rate History 1 change since Sep 27, 2026 · 3.45% → 4.00% ▲ 0.55 pts · high 4.00% / low 3.45% Oct 3, 20264.00%▲ from 3.45% Sep 27, 20263.45%first recorded Institution Ratings 3.5 Star Rating B Health Grade ◈ Texas Ratio: 0.00%
49-MONTH CD	-	4.00%	49 months
Min Deposit $10,000 Min Balance $10,000 Details Annual Percentage Yield (APY) is accurate as of 10/01/2026. The APY shown is for fixed-rate CDs under $3,000,000. The APY assumes interest and principal remain in account until maturity. Penalty for early withdrawal. Fees could reduce earnings. Not available for Individual Retirement Accounts (IRAs). We reserve the right to decline or limit deposits. Please contact an employee for further information about applicable terms and conditions that may apply. Last Updated 10/11/2026 Rate History 1 change since Sep 27, 2026 · 3.50% → 4.00% ▲ 0.50 pts · high 4.00% / low 3.50% Oct 3, 20264.00%▲ from 3.50% Sep 27, 20263.50%first recorded Institution Ratings 3.5 Star Rating B Health Grade ◈ Texas Ratio: 0.00%

ProGrowth Bank Savings Rates

Product	Rate	APY
PLATINUM Money Market Savings	-	3.51%
Min Balance $250,000 Details Balance: $250,000+; Annual Percentage Yield (APY) is accurate as of 10/01/2026 and may change after account opening. The APY assumes the funds remain on deposit for one year at the current interest rate. Fees could reduce earnings. Platinum Money Market: $10,000 average ledger balance required to avoid $10 monthly service charge, CLICK HERE for complete details. Last Updated 10/11/2026 Rate History No change since Sep 14, 2026 · 3.51% APY · checked 6 times Institution Ratings 3.5 Star Rating B Health Grade ◈ Texas Ratio: 0.00%
PLATINUM Money Market Savings	-	2.79%
Min Balance $100,000 Details Balance: $100,000+; Annual Percentage Yield (APY) is accurate as of 10/01/2026 and may change after account opening. The APY assumes the funds remain on deposit for one year at the current interest rate. Fees could reduce earnings. Platinum Money Market: $10,000 average ledger balance required to avoid $10 monthly service charge, CLICK HERE for complete details. Last Updated 10/11/2026 Rate History No change since Sep 14, 2026 · 2.79% APY · checked 6 times Institution Ratings 3.5 Star Rating B Health Grade ◈ Texas Ratio: 0.00%

ProGrowth Bank Money Market Rates

Product	Rate	APY
PLATINUM Money Market Savings	-	3.51%
Min Balance $250,000 Details Balance: $250,000+; Annual Percentage Yield (APY) is accurate as of 10/01/2026 and may change after account opening. The APY assumes the funds remain on deposit for one year at the current interest rate. Fees could reduce earnings. Platinum Money Market: $10,000 average ledger balance required to avoid $10 monthly service charge, CLICK HERE for complete details. Last Updated 10/11/2026 Rate History No change since Sep 14, 2026 · 3.51% APY · checked 6 times Institution Ratings 3.5 Star Rating B Health Grade ◈ Texas Ratio: 0.00%
PLATINUM Money Market Savings	-	2.79%
Min Balance $100,000 Details Balance: $100,000+; Annual Percentage Yield (APY) is accurate as of 10/01/2026 and may change after account opening. The APY assumes the funds remain on deposit for one year at the current interest rate. Fees could reduce earnings. Platinum Money Market: $10,000 average ledger balance required to avoid $10 monthly service charge, CLICK HERE for complete details. Last Updated 10/11/2026 Rate History No change since Sep 14, 2026 · 2.79% APY · checked 6 times Institution Ratings 3.5 Star Rating B Health Grade ◈ Texas Ratio: 0.00%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

ProGrowth Bank’s Texas Ratio stayed near 0.21% in Q3 2023 to 0.00% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 1.0 to 3.5 and its Health Grade from F to B. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$365M	0.00%	3.5	B
March 31, 2026	$371M	0.00%	3.3	B-
December 31, 2025	$412M	0.00%	2.9	C+
September 30, 2025	$417M	0.00%	2.8	C+
June 30, 2025	$416M	0.01%	2.2	C-
March 31, 2025	$406M	0.02%	2.6	C
December 31, 2024	$396M	0.03%	2.4	C
September 30, 2024	$402M	0.04%	2.7	C
June 30, 2024	$413M	0.06%	2.1	C-
March 31, 2024	$403M	0.08%	1.9	D
December 31, 2023	$415M	0.11%	1.1	D
September 30, 2023	$351M	0.21%	1.0	F

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for ProGrowth Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather ProGrowth Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with ProGrowth Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name ProGrowth Bank

Bank Holding Company PROGRESSIVE GROWTH CORP

Address 703 3rd St, Nicollet, MN 56074 · Nicollet

Website https://www.progrowth.com

FDIC Certificate # 8536

Established 19030101

FDIC Insurance Date 19340101

Domestic Offices 4

Total Branches 4

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 85/100

3.5

Good Out of 5.0 Stars

0.00%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) -1.1206%

Return on Equity (ROE) -21.5800%

Non-Performing Loans (NPL) 0.00%

Total Assets $364,790,000

Total Deposits $327,126,000

Equity Capital $19,894,000

Net Income $-2,143,000

Headquarters Nicollet

Total Branches and Offices 4

Source: FDIC | Last Updated 06/30/2026

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Frequently Asked Questions About ProGrowth Bank

How many branches does ProGrowth Bank operate?

ProGrowth Bank currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, ProGrowth Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, ProGrowth Bank provides members with tools to manage their accounts and build a solid financial history.

Does ProGrowth Bank offer online and mobile banking?

Most modern institutions like ProGrowth Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.progrowth.com.