MonitorBankRates
  1. Home
  2. Banks
  3. Texas Champion Bank
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Texas Champion Bank Rates & Review March 2026

Texas Champion Bank's 180 to 364 Days Certificates of Deposit rates are at 3.02%, 365 Days Certificates of Deposit rates are at 3.00%, 13-Months 13-Month IRA Certificates of Deposit rates are at 3.00%, 18-Months 18-Month Certificates of Deposit rates are at 2.73%, 24-Months 24-Month Certificates of Deposit rates are at 2.71%. MonitorBankRates evaluates the financial stability of Texas Champion Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.74%. Rates were last updated on 03/28/2026.

Texas Champion Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Texas Champion Bank? Share your experience about Texas Champion Bank by leaving a review below, or read customer reviews before you decide to use Texas Champion Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.74%
Excellent Lower than avg
Texas Champion Bank
6124 S Staples St
Corpus Christi, TX 78413
https://www.texaschampionbank.com
Member FDIC

Texas Champion Bank CD Rates

Product Rate APY Term View More
180 to 364 Days Certificates of Deposit 3.00% 3.02% 180 to 364 Days
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%
365 Days Certificates of Deposit 3.00% 3.00% 365 Days
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%
13 month IRA Certificates of Deposit 3.00% 3.00% 13 Months
Min Balance $100,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%
18 month Certificates of Deposit 2.75% 2.73% 18 Months
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%
24 month Certificates of Deposit 2.75% 2.71% 24 Months
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%
30 to 59 Days Certificates of Deposit 1.00% 1.00% 30 to 59 Days
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%

Texas Champion Bank Savings Rates

Product Rate APY View More
Champion Saver 1.98% 2.00%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%
Champion Saver* 1.98% 2.00%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%
Champion Saver 0.05% 0.05%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%

Texas Champion Bank Checking Rates

Product Rate APY View More
Champion Cash Checking - 5.12%
Details Qualifying balance up to $50,000.00
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Texas Champion Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Texas Champion Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Texas Champion Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Texas Champion Bank
Bank Holding Company MESQUITE FINL SERVICES INC
Address 6124 S Staples St, Corpus Christi, TX 78413  ·  Nueces
FDIC Certificate # 11159
Established 08/12/1912
FDIC Insurance Date 01/01/1934
Domestic Offices 10
Total Branches 10
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.74%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.7547%
Return on Equity (ROE) 7.4600%
Non-Performing Loans (NPL) 0.07%
Total Assets $453,179,000
Total Deposits $346,171,000
Equity Capital $47,553,000
Net Income $3,989,000
Headquarters Corpus Christi
Total Offices 10
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

There are no reviews for Texas Champion Bank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Texas Champion Bank
Your Name:
Your Rating:

Frequently Asked Questions About Texas Champion Bank

Is Texas Champion Bank a safe place to deposit money?

Yes, Texas Champion Bank is considered a safe financial institution. With a Texas Ratio of 0.73553602481553%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Texas Champion Bank operate?

Texas Champion Bank currently maintains approximately 10 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Texas Champion Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Texas Champion Bank provides members with tools to manage their accounts and build a solid financial history.

Does Texas Champion Bank offer online and mobile banking?

Most modern institutions like Texas Champion Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.texaschampionbank.com.

Current Texas Champion Bank Rates

  • 12-Month CD3.00%
  • 18-Month CD2.73%
  • 24-Month CD2.71%
Retrieved from our database of financial products. Rates subject to change.