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National Bank of Malvern Rates & Review April 2026

National Bank of Malvern's 15-Month CD & IRA rates are at 3.60%, 6-Month CD & IRA rates are at 3.60%, 10-Month CD & IRA rates are at 3.55%, 12-Month CD & IRA rates are at 3.50%, 84-Month CD & IRA rates are at 3.00%. National Bank of Malvern's savings rates are at 0.08%. National Bank of Malvern's money market rates are at 0.05%. MonitorBankRates evaluates the financial stability of National Bank of Malvern with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.76%. Rates were last updated on 04/16/2026.

National Bank of Malvern money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at National Bank of Malvern? Share your experience about National Bank of Malvern by leaving a review below, or read customer reviews before you decide to use National Bank of Malvern.

Overall Health & Safety Grade ?
A
Excellent Health Score: 94/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
11.76%
Excellent Higher than avg
National Bank of Malvern
2 W King St
Malvern, PA 19355
https://www.natbankmal.com
Member FDIC

National Bank of Malvern CD Rates

Product Rate APY Term View More
15 Month CD & IRA 3.56% 3.60% 15
Min Deposit $500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.76%
6 Month CD & IRA 3.57% 3.60% 6
Min Deposit $1,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.76%
10 Month CD & IRA 3.51% 3.55% 10
Min Deposit $500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.76%
12 Month CD & IRA 3.47% 3.50% 12
Min Deposit $500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.76%
84 Month CD & IRA 2.98% 3.00% 84
Min Deposit $2,500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.76%
18 Month CD & IRA 2.88% 2.90% 18
Min Deposit $500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.76%
36 Month CD 2.73% 2.75% 36
Min Deposit $500
Details Not available for IRA
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.76%
48 Month CD 2.73% 2.75% 48
Min Deposit $2,500
Details Not available for IRA
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.76%
60 Month CD & IRA 2.73% 2.75% 60
Min Deposit $2,500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.76%
24 Month CD 2.63% 2.65% 24
Min Deposit $500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.76%

National Bank of Malvern Savings Rates

Product Rate APY View More
Statement Savings 0.08% 0.08%
Min Deposit $25
Min Balance $25
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.76%

National Bank of Malvern Money Market Rates

Product Rate APY View More
Personal Tiered Money Market Tier 7 1.88% 1.90%
Min Balance $250,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.76%
Personal Tiered Money Market Tier 6 0.90% 0.90%
Min Balance $100,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.76%
Personal Tiered Money Market Tier 5 0.70% 0.70%
Min Balance $50,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.76%
Personal Tiered Money Market Tier 4 0.55% 0.55%
Min Balance $25,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.76%
Personal Tiered Money Market Tier 3 0.50% 0.50%
Min Balance $10,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.76%
Personal Tiered Money Market Tier 2 0.45% 0.45%
Min Balance $2,500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.76%
Personal Money Market 0.10% 0.10%
Min Deposit $25
Min Balance $2,500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.76%
Personal Money Market 0.05% 0.05%
Min Deposit $25
Min Balance $0
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.76%
Personal Tiered Money Market Tier 1 0.05% 0.05%
Min Balance $0
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.76%

National Bank of Malvern Checking Rates

Product Rate APY View More
NOW Checking 0.05% 0.05%
Min Deposit $25
Min Balance $1,000
Details *Not Available for Commercial Customers
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.76%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for National Bank of Malvern is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather National Bank of Malvern rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with National Bank of Malvern's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name National Bank of Malvern
Bank Holding Company MALVERN BANK CORP
Address 2 W King St, Malvern, PA 19355  ·  Chester
FDIC Certificate # 7590
Established 04/07/1884
FDIC Insurance Date 01/01/1934
Domestic Offices 2
Total Branches 2
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A
Overall Health Grade Score: 94/100
5.0
Exceptional Out of 5.0 Stars
11.76%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.4990%
Return on Equity (ROE) 11.9500%
Non-Performing Loans (NPL) 1.36%
Total Assets $222,411,000
Total Deposits $185,929,000
Equity Capital $35,330,000
Net Income $4,317,000
Headquarters Malvern
Total Offices 2
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

EtKW
★★★★★
December 17, 2025
sCxw
Average Rating
★★★★★
Total Reviews
1
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Frequently Asked Questions About National Bank of Malvern

Is National Bank of Malvern a safe place to deposit money?

Yes, National Bank of Malvern is considered a safe financial institution. With a Texas Ratio of 11.756935270806%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does National Bank of Malvern operate?

National Bank of Malvern currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, National Bank of Malvern does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, National Bank of Malvern provides members with tools to manage their accounts and build a solid financial history.

Does National Bank of Malvern offer online and mobile banking?

Most modern institutions like National Bank of Malvern provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.natbankmal.com.

Current National Bank of Malvern Rates

  • 12-Month CD3.50%
  • 18-Month CD2.90%
  • 24-Month CD2.65%
  • 36-Month CD2.75%
  • 48-Month CD2.75%
  • 60-Month CD2.75%
  • Savings0.08%
  • MMA0.05%
Retrieved from our database of financial products. Rates subject to change.