ITS Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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ITS BankToday's 12-month CD rates can be found at 0.85%, 6-month CD rates at 4.19% and 3-month CD rates at 1.00%. Current savings rates are at 0.50% and money market rates are at 0.38%. Mortgage rates today on 30-year fixed loans are around 7.00%. Credit Card rates are at 7.90%. Personal Loan rates are at 10.65%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to ITS Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from ITS Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with ITS Bank CD rates. You can also compare ITS Bank savings rates, MMA rates and mortgage rates using our other rate lists.

ITS Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at ITS Bank? Share your experience about ITS Bank by leaving a review below, or read customer reviews before you decide to use ITS Bank.

ITS Bank Texas Ratio

ITS Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for ITS Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, ITS Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
ITS Bank
6700 Pioneer Pkwy
Johnston, IA 50131
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare ITS Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
LimeLight Bank
LimeLight Bank
6-Month CD
4.40%
$1,000
Fidelity
Fidelity
60-Month CD
4.05%
$1,000
EverBank
EverBank
Performance Money Market
4.00%
$10,000
FirstBank of Nebraska
FirstBank of Nebraska
12-Month CD
3.90%
$1,000
PCSB Bank
PCSB Bank
12-Month CD
3.87%
$500
First Community Bank Beemer, NE
First Community Bank Beemer, NE
18-Month CD
3.85%
$10,000
Touchmark Bank
Touchmark Bank
3-Month CD
3.65%
$1,000
Nebraska Bank
Nebraska Bank
36-Month CD
3.60%
$500
Vermont State Bank
Vermont State Bank
18-Month CD
3.56%
$500
Murphy Bank
Murphy Bank
24-Month CD (Jumbo)
3.40%
$10,000
Ivy Bank, a div of Cambridge Savings Bank
Ivy Bank, a div of Cambridge Savings Bank
36-Month CD
3.25%
$1,000
JVB Juniata Valley Bank
JVB Juniata Valley Bank
6-Month CD
3.15%
$1,000
Pentagon Federal Credit Union
Pentagon Federal Credit Union
24-Month CD
3.10%
$1,000
New Peoples Bank
New Peoples Bank
18-Month CD
3.10%
$0
Montgomery Bank
Montgomery Bank
eGold Checking
3.01%
$0
Main Street Bank
Main Street Bank
12-Month CD
3.00%
$1,000
Citizens Bank & Trust Co. MN
Citizens Bank & Trust Co. MN
60-Month CD
2.78%
$500
Circuit Federal Credit Union
Circuit Federal Credit Union
36-Month CD
2.78%
$1,000
1st Street Credit Union
1st Street Credit Union
12-Month CD
2.68%
$1,000
Monroe Savings Bank
Monroe Savings Bank
60-Month CD
2.50%
$500
First Southern State Bank
First Southern State Bank
48-Month CD
2.27%
$500
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
24-Month CD
2.15%
$1,000
Northumberland Bank
Northumberland Bank
18-Month CD
2.15%
$5,000
Stock Exchange Bank, Caldwell, KS
Stock Exchange Bank, Caldwell, KS
24-Month CD
2.15%
$500
Nashville Savings Bank
Nashville Savings Bank
60-Month CD
2.02%
$1,000
Bank Midwest
Bank Midwest
Premier Money Market
2.02%
$50
Genesee Regional Bank
Genesee Regional Bank
24-Month CD
2.00%
$500
Petefish, Skiles & Co. Bank
12-Month CD
1.96%
$1,000
American Bank and Trust Company, N.A.
American Bank and Trust Company, N.A.
18-Month CD
1.79%
$500
SSB State Street Bank
SSB State Street Bank
60-Month CD
1.21%
$1,000
William Penn Bank
William Penn Bank
48-Month CD
1.01%
$500
Sound Community Bank
Sound Community Bank
Momentum Money Market
1.00%
$25,000
TGSB Table Grove State Bank
TGSB Table Grove State Bank
12-Month CD
1.00%
$500
QNB Bank
QNB Bank
36-Month CD
1.00%
$500
Fidelity Co-operative Bank
Fidelity Co-operative Bank
12-Month CD
0.80%
$500
Westfield Bank, FSB
Westfield Bank, FSB
24-Month CD
0.75%
$2,500
Bangor Savings Bank
Bangor Savings Bank
18-Month CD
0.70%
$500
Eagle Bank Everett, MA
Eagle Bank Everett, MA
60-Month CD
0.65%
$500
PSB Provident Savings Bank
PSB Provident Savings Bank
48-Month CD
0.63%
$1,000
First FSB of Angola
First FSB of Angola
18-Month CD
0.45%
$500
Bluff View Bank
Bluff View Bank
Money Market Plus
0.40%
$2,500
Boone Bank & Trust Co.
Boone Bank & Trust Co.
HiFi Money Market
0.30%
$5,000
Crest Savings Bank
Crest Savings Bank
12-Month CD
0.25%
$500
Union State Bank Winterset, IA
Union State Bank Winterset, IA
Regular Savings
0.20%
$100
Eureka Savings Bank
Eureka Savings Bank
Essential Money Market
0.15%
$2,500
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
Savings
0.10%
$5
Embassy Bank for the Lehigh Valley
Embassy Bank for the Lehigh Valley
6-Month CD
0.10%
$500
Citi
Citi
18-Month CD
0.10%
$500
Citizens Bank of Kansas
Citizens Bank of Kansas
Priority Interest Checking
0.02%
$1
Fifth Third Bank, N.A.
Fifth Third Bank, N.A.
12-Month
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have ITS Bank rate data right now, check back for updates, we are adding rates all the time.

ITS Bank Information

ITS Bank
6700 Pioneer Pkwy
Johnston, IA 50131
Polk
Established Date: 01/01/2000
FDIC Certificate #: 34619
Date of FDIC Deposit Insurance: 01/01/2000
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Website:
Is ITS Bank FDIC Insured? Yes
What is ITS Bank's Cert number? 34619
What is the maximum amount for insured deposits? $250,000 per holder, per account

ITS Bank Financials

Total Assets:
$10,254,000
Total Deposits:
$500,000
Equity Capital:
$9,706,000
Domestic Deposits:
$500,000
Net Income:
$155,000
Return on Assets:
5.0493%
Quarterly Return on Assets:
6.0700%
Pretax Return on Assets:
8.1421%
Pretax Quarterly Return on Assets:
8.1400%
Return on Equity:
5.3500%
Quarterly Return on Equity:
6.4200%
Leverage Tier 1 (Core Capital) Ratio:
96.8990%
Total Interest Income (YTD):
7.8653%
 
 
Headquarters:
Johnston
FDIC Field Office:
Des Moines
Regulator:
FDIC
County:
Polk
# of Offices:
1
Metropolitan Statistical Area (MSA):
Des Moines-West Des Moines, IA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Highest CD Rates: Best National 12 Month CD Yield at 1.33%

Right now on our list of the best CD rates on 12 month certificate of deposits Bank of Internet USA tops our list. Bank of Internet is offering 12 month CD rates at 1.32% with a CD yield of 1.33%. That rate is much higher than the current national average 12 month CD interest rate of 0.539% as reported by MonitorBankRates.com.Find CD rates at banks and credit unions by searching our rate tables here: Highest CD rates.The second best CD rate on our list of national CD rates is from E-Loan.com (Parent Company: Banco Popular North America). E-Loan is offering 1 year certificate of deposit rates at 1.25% with a CD yield of 1.26%.     Read more...

Explore Other Rate Deals

You're probably have seen the headlines about record low mortgage rates and refinance rates. You might also be looking into refinancing. The loan of choice for most homeowners is 30 year loans but you should also consider a 15 year loan.
State Farm Bank Money Market Account rates are now at 0.30 percent with a yield of 0.30 percent. View current Money Market Account rates at State Farm Bank below.
Several banks lowered CD rates on 12 month certificates of deposit over the past several weeks as 2012 comes to an end. The highest CD rates on our 12 month rate list just two weeks ago were at 1.10 percent (APY 1.11%), now the best CD rates on our 12 month rates list are 5 basis points less at 1.05 percent (APY 1.06%). The current national average 12 month CD rate is lower averaging 0.71 percent.

Bank or Credit Union Offers and Deals

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HSBC Advance Online Savings Account Rate

Alternative Bank and Credit Union Offers to Explore

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earn.bank Money Market Rates
EverBank Promotional Money Market Account
MySavingsDirect CD Rates: 6-Month Term 065% APY (Nationwide)

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