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Alamosa State Bank Rates & Review August 2026

Q: How many branches does Alamosa State Bank operate?

Alamosa State Bank currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Alamosa State Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Alamosa State Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 30, 2026

Alamosa State Bank rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.92%, 6-month CD rates at 2.77% and 3-month CD rates at 2.55%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not Alamosa State Bank, and you can see how they compare in the Alamosa State Bank rate tables below. MonitorBankRates evaluates the financial stability of Alamosa State Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.01%. Database rates last updated and verified on 08/30/2026.

Alamosa State Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Alamosa State Bank? Share your experience about Alamosa State Bank by leaving a review below, or read customer reviews before you decide to use Alamosa State Bank.

Ranked #3 Healthiest Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.01%

Excellent Lower than avg

Alamosa State Bank

2225 Main St
Alamosa, CO 81101

https://www.alamosastatebank.com

Current Rate Availability

We're not currently displaying rates for Alamosa State Bank, but our database is updated constantly — check back soon for the latest offers.

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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Alamosa State Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Alamosa State Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Alamosa State Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Alamosa State Bank

Bank Holding Company ALAMOSA BCORP LTD

Address 2225 Main St, Alamosa, CO 81101 · Alamosa

Website https://www.alamosastatebank.com

FDIC Certificate # 13947

Established 03/01/1907

FDIC Insurance Date 02/23/1934

Domestic Offices 1

Total Branches 1

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.01%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 2.0881%

Return on Equity (ROE) 27.6700%

Non-Performing Loans (NPL) 0.00%

Total Assets $338,190,000

Total Deposits $296,083,000

Equity Capital $40,468,000

Net Income $6,982,000

Headquarters Alamosa

Total Branches and Offices 1

Source: FDIC | Last Updated 12/31/2025

2026 MBR Health & Safety Badge

Alamosa State Bank earned the Top 100 Healthiest badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-s-2026.svg"
       alt="Ranked #3 in MonitorBankRates Top 100 Healthiest Small Banks 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page, or view the full Top 100 Healthiest Small Banks 2026 ranking.

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Frequently Asked Questions About Alamosa State Bank

How many branches does Alamosa State Bank operate?

Alamosa State Bank currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Alamosa State Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Alamosa State Bank provides members with tools to manage their accounts and build a solid financial history.

Does Alamosa State Bank offer online and mobile banking?

Most modern institutions like Alamosa State Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.alamosastatebank.com.