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FSB of Burnet Rates & Review April 2026

FSB of Burnet's 12-Months 12-Month 1 Year CD Fixed Rate rates are at 3.60%, 180 Days 180 Day CD rates are at 3.55%, 12-Months 12-Month 1 Year CD Fixed Rate rates are at 3.39%, 12-Months 12-Month 1 Year CD Fixed Rate rates are at 3.29%, 180 Days 180 Day CD rates are at 3.29%. FSB of Burnet's savings rates are at 0.25%. FSB of Burnet's money market rates are at 0.40%. MonitorBankRates evaluates the financial stability of FSB of Burnet with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.29%. Rates were last updated on 04/11/2026.

FSB of Burnet money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FSB of Burnet? Share your experience about FSB of Burnet by leaving a review below, or read customer reviews before you decide to use FSB of Burnet.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.29%
Excellent Lower than avg
FSB of Burnet
136 E Washington St
Burnet, TX 78611
https://www.fsbburnet.com
Member FDIC

FSB of Burnet CD Rates

Product Rate APY Term View More
12 month 1 Year CD Fixed Rate 3.55% 3.60% 12 months
Min Deposit $95,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.29%
180 Day CD 3.50% 3.55% 180 Days
Min Balance $95,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.29%
12 month 1 Year CD Fixed Rate 3.35% 3.39% 12 months
Min Deposit $40,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.29%
12 month 1 Year CD Fixed Rate 3.25% 3.29% 12 months
Min Deposit $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.29%
180 Day CD 3.25% 3.29% 180 Days
Min Balance $40,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.29%
90 Day CD 3.25% 3.29% 90 Days
Min Balance $95,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.29%
180 Day CD 3.10% 3.14% 180 Days
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.29%
24 month 2 Year CD Fixed Rate 3.00% 3.03% 24 months
Min Deposit $95,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.29%
90 Day CD 3.00% 3.03% 90 Days
Min Balance $40,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.29%
24 month 2 Year CD Fixed Rate 2.65% 2.68% 24 months
Min Deposit $40,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.29%
90 Day CD 2.50% 2.52% 90 Days
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.29%
24 month 2 Year CD Fixed Rate 2.25% 2.27% 24 months
Min Deposit $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.29%
30 Day CD 1.00% 1.00% 30 Days
Min Balance $95,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.29%
30 Day CD 0.85% 0.85% 30 Days
Min Balance $40,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.29%
30 Day CD 0.65% 0.65% 30 Days
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.29%

FSB of Burnet Savings Rates

Product Rate APY View More
Savings Accounts 0.25% 0.25%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.29%

FSB of Burnet Money Market Rates

Product Rate APY View More
Money Market Account 1.00% 1.00%
Min Balance $50,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.29%
Money Market Account 0.75% 0.75%
Min Balance $10,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.29%
Money Market Account 0.40% 0.40%
Min Balance $1
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.29%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for FSB of Burnet is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather FSB of Burnet rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with FSB of Burnet's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name FSB of Burnet
FDIC Certificate # 11557
Address 136 E Washington St, Burnet, TX 78611  ·  Burnet
Established 10/24/1908
FDIC Insurance Date 01/01/1934
Domestic Offices 4
Total Branches 4
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.29%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.9213%
Return on Equity (ROE) 14.8000%
Non-Performing Loans (NPL) 0.02%
Total Assets $322,701,000
Total Deposits $282,407,000
Equity Capital $34,780,000
Net Income $4,612,000
Headquarters Burnet
Total Offices 4
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

JVdi
★★★★★
December 17, 2025
Siwr
Average Rating
★★★★★
Total Reviews
1
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Frequently Asked Questions About FSB of Burnet

Is FSB of Burnet a safe place to deposit money?

Yes, FSB of Burnet is considered a safe financial institution. With a Texas Ratio of 0.28622741048378%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does FSB of Burnet operate?

FSB of Burnet currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, FSB of Burnet does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, FSB of Burnet provides members with tools to manage their accounts and build a solid financial history.

Does FSB of Burnet offer online and mobile banking?

Most modern institutions like FSB of Burnet provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fsbburnet.com.

Current FSB of Burnet Rates

  • 12-Month CD3.29%
  • 24-Month CD2.27%
  • Savings0.25%
  • MMA0.40%
Retrieved from our database of financial products. Rates subject to change.