Citizens State Bank Moundridge, KS CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.25%, 6-month CD rates at 4.00% and 3-month CD rates at 0.40%. Current savings rates are at 0.05% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 6.99%. Credit Card rates are at 17.20%. Personal Loan rates are at 9.50%. All these rates, and more, can be found in our database of rates. Citizens State Bank Moundridge, KS's 18-Month CD rates are at 3.00%, 12-Month CD rates are at 2.80%, 60-Month CD rates are at 2.80%, 48-Month CD rates are at 2.65%, 36-Month CD rates are at 2.60%. Citizens State Bank Moundridge, KS's savings rates are at 0.20%. Citizens State Bank Moundridge, KS's money market rates are at 0.55%.

Citizens State Bank Moundridge, KS

To see how these rates compare to Citizens State Bank Moundridge, KS CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Citizens State Bank Moundridge, KS, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Citizens State Bank Moundridge, KS CD rates. You can also compare Citizens State Bank Moundridge, KS savings rates, MMA rates and mortgage rates using our other rate lists.

Citizens State Bank Moundridge, KS money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens State Bank Moundridge, KS? Share your experience about Citizens State Bank Moundridge, KS by leaving a review below, or read customer reviews before you decide to use Citizens State Bank Moundridge, KS.

Citizens State Bank Moundridge, KS Texas Ratio

Citizens State Bank Moundridge, KS's Texas Ratio is at 7.45%, which is considered excellent. The Texas Ratio for Citizens State Bank Moundridge, KS is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Citizens State Bank Moundridge, KS is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.80%
18-Month CD
3.00%
24-Month CD
2.50%
36-Month CD
2.60%
48-Month CD
2.65%
60-Month CD
2.80%
Savings
0.20%
MMA
0.55%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Citizens State Bank Moundridge, KS
201 S Christian Ave
Moundridge, KS 67107
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Citizens State Bank Moundridge, KS CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Citizens State Bank Moundridge, KS
18-Month CD
3.00%
$1,000
Citizens State Bank Moundridge, KS
60-Month CD
2.80%
$1,000
Citizens State Bank Moundridge, KS
12-Month CD
2.80%
$1,000
Citizens State Bank Moundridge, KS
48-Month CD
2.65%
$1,000
Citizens State Bank Moundridge, KS
36-Month CD
2.60%
$1,000
Citizens State Bank Moundridge, KS
24-Month CD
2.50%
$1,000
Citizens State Bank Moundridge, KS
Money Market
0.55%
$1,000
Citizens State Bank Moundridge, KS
Savings
0.20%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Citizens State Bank Moundridge, KS Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Financial Federal Bank
Financial Federal Bank
6-Month CD
4.25%
$1,000
First National Bank of Eastern Arkansas
First National Bank of Eastern Arkansas
6-Month CD
4.25%
$1,000
Hocking Valley Bank
Hocking Valley Bank
6-Month CD
4.05%
$2,500
Harrison County Bank
Harrison County Bank
12-Month CD
4.00%
$1,000
Iron Workers SB
Iron Workers SB
30-Month CD
3.50%
$500
The MINT National Bank
The MINT National Bank
36-Month CD
3.50%
$10,000
Hinsdale Bank & Trust Company
Hinsdale Bank & Trust Company
17-Month CD
3.50%
$1,000
Halstead Bank
Halstead Bank
36-Month CD
3.30%
$1,000
First Southern State Bank
First Southern State Bank
60-Month CD
3.29%
$500
LNB Community Bank
LNB Community Bank
60-Month CD
3.28%
$500
Jovia Federal Credit Union
Jovia Federal Credit Union
18-Month CD
3.25%
$100
Truliant Federal Credit Union
Truliant Federal Credit Union
60-Month CD
3.24%
$250
Exchange Bank of Alabama
Exchange Bank of Alabama
48-Month CD
3.07%
$1,000
Logansport Savings Bank
Logansport Savings Bank
60-Month CD
3.03%
$1,000
First State Bank and Trust Bayport, MN
First State Bank and Trust Bayport, MN
24-Month CD
3.03%
$1,000
Gogebic Range Bank
Gogebic Range Bank
48-Month CD
3.03%
$500
Farmers State Bank of Newcastle
Farmers State Bank of Newcastle
Super NOW Checking
3.00%
$50,000
Liberty Bank Poulsbo, WA
Liberty Bank Poulsbo, WA
36-Month CD (Jumbo)
3.00%
$100,000
Merchants State Bank
Merchants State Bank
24-Month CD
3.00%
$100
Circuit Federal Credit Union
Circuit Federal Credit Union
24-Month CD
2.78%
$1,000
First National Bank of Steeleville
First National Bank of Steeleville
24-Month CD
2.50%
$500
First Enterprise Bank
First Enterprise Bank
48-Month CD
2.50%
$1,000
Peoples Bank & Trust Co.
48-Month CD
2.32%
$1,000
First National Bank of Steeleville
First National Bank of Steeleville
36-Month CD
2.25%
$500
Northern Interstate Bank, N. A.
Northern Interstate Bank, N. A.
24-Month CD
2.02%
$1,000
Maries County Bank
Maries County Bank
15-Month CD
2.02%
$1,000
BluPeak Credit Union
BluPeak Credit Union
12-Month CD
2.00%
$1,000
Falcon National Bank
Falcon National Bank
60-Month CD
2.00%
$500
BayVanguard Bank
BayVanguard Bank
24-Month CD
1.51%
$1,000
Champlain National Bank
Champlain National Bank
36-Month CD
1.26%
$500
Citizens Bank Mukwonago, WI
Citizens Bank Mukwonago, WI
48-Month CD
1.15%
$1,000
The Clay City Banking Co.
The Clay City Banking Co.
Money Market
1.00%
$2,500
DB&T
DB&T
24-Month CD
1.00%
$1,000
Jefferson Security Bank
Jefferson Security Bank
Super Money Market
0.75%
$25,000
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
Savings
0.75%
$25
Kennebec Savings Bank
Kennebec Savings Bank
Premier Money Market
0.70%
$20,000
First Arkansas Bank and Trust
First Arkansas Bank and Trust
24-Month CD
0.65%
$500
Commonwealth Community Bank, Inc.
Commonwealth Community Bank, Inc.
12-Month CD
0.50%
$0
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
36-Month CD
0.40%
$1,000
First Community Bank of Hillsboro
First Community Bank of Hillsboro
36-Month CD
0.40%
$1,000
Versailles S&L Co.
Versailles S&L Co.
18-Month CD
0.30%
$1,000
Skowhegan Savings Bank
Skowhegan Savings Bank
12-Month CD
0.20%
$500
First National Bank in Marlow
First National Bank in Marlow
Money Market
0.20%
$2,000
WaFd Bank
WaFd Bank
18-Month CD
0.20%
$1,000
SNB St. Henry Bank
SNB St. Henry Bank
24-Month CD
0.15%
$1,000
PNB Community Bank
PNB Community Bank
12-Month CD
0.10%
$1,000
Bar Harbor SLA
Bar Harbor SLA
Money Market
0.10%
$2,500
State Bank Freeport, IL
State Bank Freeport, IL
Checking Plus
0.10%
$1
First Commonwealth Bank
First Commonwealth Bank
6-Month CD
0.05%
$2,500
CNB Clinton National Bank
CNB Clinton National Bank
Money Market
0.01%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Citizens State Bank Moundridge, KS Information

Citizens State Bank Moundridge, KS
201 S Christian Ave
Moundridge, KS 67107
Mcpherson
Established Date: 08/01/1904
FDIC Certificate #: 17672
Date of FDIC Deposit Insurance: 09/27/1956
Bank Holding Company: GOERING MANAGEMENT CO LLC
How Many Domestic U.S. Offices? 9
How Many Branches are There? 9
Is Citizens State Bank Moundridge, KS FDIC Insured? Yes
What is Citizens State Bank Moundridge, KS's Cert number? 17672
What is the maximum amount for insured deposits? $250,000 per holder, per account

Citizens State Bank Moundridge, KS Financials

Total Assets:
$435,844,000
Total Deposits:
$376,720,000
Equity Capital:
$45,677,000
Domestic Deposits:
$376,720,000
Net Income:
$2,057,000
Return on Assets:
1.3049%
Quarterly Return on Assets:
1.8800%
Pretax Return on Assets:
2.3736%
Pretax Quarterly Return on Assets:
2.3700%
Return on Equity:
15.3800%
Quarterly Return on Equity:
18.1600%
Leverage Tier 1 (Core Capital) Ratio:
12.0303%
Total Interest Income (YTD):
4.1947%
 
 
Headquarters:
Moundridge
FDIC Field Office:
Wichita
Regulator:
FDIC
County:
Mcpherson
# of Offices:
9
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Short term CD rates slowly crept higher this year because of the Fed's two fed funds rate hikes the past 6 months. The best 1 year CD rates increased from around 1.25 percent early in 2017 to around 1.50 percent today. The best 6 month rates increased from around 0.85 percent to 1.15 percent.

The best CD interest rate on our CD rate table in Albany, New York, is from Bank of Internet. Bank of Internet's current 12 month CD interest rate is 1.40 percent with a CD interest yield of 1.41 percent. Next on our list of the best CD rates in Albany, NY is from Sallie Mae. Sallie Mae Bank's current 1 year bank CD rate is 1.39 percent with a bank CD yield of 1.40 percent. 
Mortgage rates and refinance rates the day after Christmas are mostly lower. 30 year fixed conforming mortgage rates and mortgage refinance rates are averaging 4.77 percent, down from an average 30 year mortgage rate of 4.89 percent. 30 year home mortgage rates and home refinance mortgage rates in California are higher averaging 4.94 percent. 

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