Gulf Coast Business Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Gulf Coast Business BankToday's 12-month CD rates can be found at 3.25%, 6-month CD rates at 3.50% and 3-month CD rates at 3.19%. Current savings rates are at 0.25% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 6.90%. Credit Card rates are at 8.90%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Gulf Coast Business Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Gulf Coast Business Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Gulf Coast Business Bank CD rates. You can also compare Gulf Coast Business Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Gulf Coast Business Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Gulf Coast Business Bank? Share your experience about Gulf Coast Business Bank by leaving a review below, or read customer reviews before you decide to use Gulf Coast Business Bank.

Gulf Coast Business Bank Texas Ratio

Gulf Coast Business Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Gulf Coast Business Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Gulf Coast Business Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Gulf Coast Business Bank
12205 Metro Pkwy
Fort Myers, FL 33966
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Gulf Coast Business Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Greene County Commercial Bank
Greene County Commercial Bank
Free e-checking
5.00%
$1
Ukrainian Selfreliance Federal Credit Union
Ukrainian Selfreliance Federal Credit Union
18-Month CD
4.18%
$500
United Republic Bank
United Republic Bank
12-Month CD
4.00%
$1,000
New Albin Savings Bank
New Albin Savings Bank
12-Month CD
3.96%
$1,000
Self-Help Credit Union
Self-Help Credit Union
18-Month CD
3.87%
$500
Beacon Community Bank
Beacon Community Bank
24-Month CD
3.85%
$250
Evergreen Federal Bank
Evergreen Federal Bank
6-Month CD
3.80%
$1,000
American Bank
American Bank
24-Month CD
3.75%
$500
F&M Union Bank
60-Month CD
3.58%
$1,000
FCN Bank, N.A.
FCN Bank, N.A.
15-Month CD
3.55%
$1,000
Gogebic Range Bank
Gogebic Range Bank
36-Month CD
3.55%
$500
FNB of Kansas
FNB of Kansas
60-Month CD
3.50%
$1,000
The Bank of Tescott
The Bank of Tescott
24-Month CD
3.50%
$1,000
Touchmark Bank
Touchmark Bank
12-Month CD
3.50%
$1,000
TriCentury Bank
TriCentury Bank
12-Month CD
3.50%
$1,000
National Bank of Malvern
National Bank of Malvern
18-Month CD
3.25%
$500
Bank of Rantoul
Bank of Rantoul
36-Month CD
3.24%
$500
Sound Community Bank
Sound Community Bank
18-Month CD (with checking)
3.14%
$1,000
CNB of Park Rapids
CNB of Park Rapids
24-Month CD
3.03%
$500
Bank 21
Bank 21
48-Month CD
3.00%
$500
Farmers National Bank
Farmers National Bank
18-Month CD
2.70%
$500
Wyoming Community Bank
Wyoming Community Bank
36-Month CD
2.60%
$1,000
Kaw Valley Bank
Kaw Valley Bank
12-Month CD
2.53%
$500
First Southern Bank
First Southern Bank
60-Month CD
2.53%
$1,000
Lake Elmo Bank
Lake Elmo Bank
48-Month CD
2.52%
$1,000
State Central Bank
State Central Bank
24-Month CD
2.52%
$10,000
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
24-Month CD
2.52%
$1,000
Gate City Bank
Gate City Bank
24-Month CD
2.50%
$1,000
Chartway Credit Union
Chartway Credit Union
24-Month CD
2.25%
$500
Bank of Elgin
Bank of Elgin
36-Month CD
2.12%
$500
802 Credit Union
802 Credit Union
36-Month CD
2.10%
$500
PeopleFirst Bank
PeopleFirst Bank
Max Rate Savings
2.00%
$0
Falcon National Bank
Falcon National Bank
60-Month CD
2.00%
$500
Carson Bank
Carson Bank
36-Month CD
1.71%
$500
Community Bank of Oelwein
Community Bank of Oelwein
48-Month CD
1.45%
$1,000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
36-Month CD
1.10%
$1,000
Franklin SB Farmington, ME
Franklin SB Farmington, ME
60-Month CD
1.00%
$500
Community Bank of Missouri
Community Bank of Missouri
60-Month CD
0.90%
$500
The Victory Bank
The Victory Bank
60-Month CD
0.85%
$500
Bank of Herrin
Bank of Herrin
3-Month CD
0.50%
$1,000
Roxboro Savings Bank
Statement Savings
0.40%
$100
Merchants State Bank
Merchants State Bank
Savings
0.25%
$10
North Central Bank
North Central Bank
12-Month CD
0.20%
$1,000
Gouverneur S&L
Gouverneur S&L
Passbook Savings
0.10%
$10
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
NOW Checking
0.05%
$50
BayVanguard Bank
BayVanguard Bank
Interest Checking
0.05%
$100
Lewis & Clark Bank
Lewis & Clark Bank
Money Market
0.05%
$100
TrustCo Bank
TrustCo Bank
Home Town Savings
0.05%
$200
First National B&T Co. Clinton, IL
First National B&T Co. Clinton, IL
Savings
0.02%
$100
InFirst Bank
InFirst Bank
Business Statement Savings
0.02%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Gulf Coast Business Bank rate data right now, check back for updates, we are adding rates all the time.

Gulf Coast Business Bank Information

Gulf Coast Business Bank
12205 Metro Pkwy
Fort Myers, FL 33966
Lee
Established Date: 06/06/2022
FDIC Certificate #: 59281
Date of FDIC Deposit Insurance: 06/06/2022
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Gulf Coast Business Bank FDIC Insured? Yes
What is Gulf Coast Business Bank's Cert number? 59281
What is the maximum amount for insured deposits? $250,000 per holder, per account

Gulf Coast Business Bank Financials

Total Assets:
$86,602,000
Total Deposits:
$68,004,000
Equity Capital:
$17,654,000
Domestic Deposits:
$68,004,000
Net Income:
$-823,000
Return on Assets:
-4.1884%
Quarterly Return on Assets:
-3.8700%
Pretax Return on Assets:
-3.8697%
Pretax Quarterly Return on Assets:
-3.8700%
Return on Equity:
-13.7100%
Quarterly Return on Equity:
-18.2000%
Leverage Tier 1 (Core Capital) Ratio:
25.3808%
Total Interest Income (YTD):
6.1765%
 
 
Headquarters:
Fort Myers
FDIC Field Office:
South Florida
Regulator:
FDIC
County:
Lee
# of Offices:
1
Metropolitan Statistical Area (MSA):
Cape Coral-Fort Myers, FL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

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