|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Black Mountain Savings Bank Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 23, 2026
You can compare Black Mountain Savings Bank rates to other rates in our database, including 12-month CD rates currently at 4.00%, 6-month CD rates at 4.00% and 3-month CD rates at 1.50%. Savings rates are at 0.25% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.02%. All these rates can be compared to Black Mountain Savings Bank rates. MonitorBankRates evaluates the financial stability of Black Mountain Savings Bank with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/23/2026. Black Mountain Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Black Mountain Savings Bank? Share your experience about Black Mountain Savings Bank by leaving a review below, or read customer reviews before you decide to use Black Mountain Savings Bank. Black Mountain Savings Bank
200 E State St
Black Mountain, NC 28711 
Current Rate AvailabilityWe do not have Black Mountain Savings Bank rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Black Mountain Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Black Mountain Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Black Mountain Savings Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Black Mountain Savings Bank
FDIC Certificate #
27897
Address
200 E State St,
Black Mountain, NC 28711 · Buncombe
Website
N/A
Established
04/04/1923
FDIC Insurance Date
08/09/1989
Domestic Offices
1
Total Branches
1
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 100/100
5.0
Exceptional
Out of 5.0 Stars
0.00%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.0891%
Return on Equity (ROE)
0.7400%
Non-Performing Loans (NPL)
0.00%
Total Assets
$42,373,000
Total Deposits
$36,553,000
Equity Capital
$5,153,000
Net Income
$-65,000
Headquarters
Black Mountain
Total Offices
1
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About Black Mountain Savings BankIs Black Mountain Savings Bank a safe place to deposit money?Yes, Black Mountain Savings Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does Black Mountain Savings Bank operate?Black Mountain Savings Bank currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Black Mountain Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Black Mountain Savings Bank provides members with tools to manage their accounts and build a solid financial history. Does Black Mountain Savings Bank offer online and mobile banking?Most modern institutions like Black Mountain Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. Compare to Other Banks
First Southern State Bank
Leader Bank
Community Bank of Parkersburg
All America Bank
USAA
FSB Nashua, IA
First State Bank Abilene, TX
SSB of Wanamingo
Signature Bank (IL)
Farmers and Merchants Bank Milligan, NE
Beal Bank USA
John Marshall Bank
First National Bank in Sioux Falls
HomeBank Texas
Bank of Montana
Citizens State Bank of Milford
WMB Wilson & Muir B&T Co.
Synergy Bank
TTNB Turbotville Bank
Solon State Bank
American Commerce Bank, N.A.
|
