Luzerne Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Luzerne BankToday's 12-month CD rates can be found at 3.87%, 6-month CD rates at 0.45% and 3-month CD rates at 2.50%. Current savings rates are at 0.10% and money market rates are at 1.00%. Mortgage rates today on 30-year fixed loans are around 7.10%. Credit Card rates are at 9.90%. Personal Loan rates are at 13.45%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Luzerne Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Luzerne Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Luzerne Bank CD rates. You can also compare Luzerne Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Luzerne Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Luzerne Bank? Share your experience about Luzerne Bank by leaving a review below, or read customer reviews before you decide to use Luzerne Bank.

Luzerne Bank Texas Ratio

Luzerne Bank's Texas Ratio is at 3.28%, which is considered excellent. The Texas Ratio for Luzerne Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Luzerne Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Luzerne Bank
118 Main St
Luzerne, PA 18709
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Luzerne Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Southwest Bank
First Southwest Bank
12-Month CD
4.25%
$1,000
Mountain View Bank of Commerce
Mountain View Bank of Commerce
9-Month CD
4.25%
$1,000
America First Federal Credit Union
America First Federal Credit Union
24-Month CD
4.15%
$500
GTE Financial Credit Union
GTE Financial Credit Union
24-Month CD (Jumbo)
4.07%
$100,000
The Citizens Bank of Weston
The Citizens Bank of Weston
18-Month CD
4.00%
$500
Farmers State Bank of Calhan
Farmers State Bank of Calhan
12-Month CD
3.70%
$500
Minnesota First
Minnesota First
24-Month CD
3.65%
$500
Crossroads Bank Effingham, IL
Crossroads Bank Effingham, IL
60-Month CD
3.60%
$2,000
The MINT National Bank
The MINT National Bank
24-Month CD
3.50%
$10,000
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
48-Month CD
3.50%
$1,000
Old Dominion National Bank
Old Dominion National Bank
48-Month CD
3.40%
$500
Iowa State Bank
Iowa State Bank
Kasasa Checking
3.30%
$0
First National Bank in Olney
First National Bank in Olney
6-Month CD
3.30%
$500
Phoenixville Federal B&T
24-Month CD
3.15%
$500
First State Bank of Beecher City
First State Bank of Beecher City
36-Month CD
3.05%
$500
Sloan State Bank
Sloan State Bank
60-Month CD
3.03%
$5,000
Cross River Bank
Cross River Bank
48-Month CD
3.00%
$500
Bank of Brenham
Bank of Brenham
18-Month CD
3.00%
$1,000
JVB Juniata Valley Bank
JVB Juniata Valley Bank
36-Month CD
2.88%
$1,000
State Central Bank
State Central Bank
24-Month CD
2.52%
$10,000
FSB of Aliceville, Kansas
FSB of Aliceville, Kansas
6-Month CD
2.52%
$0
Boone Bank & Trust Co.
Boone Bank & Trust Co.
12-Month CD
2.40%
$50,000
Johnson State Bank
Johnson State Bank
48-Month CD
2.32%
$1,000
First National Bank in Ord
First National Bank in Ord
Money Market
2.02%
$100,000
Primebank
Primebank
18-Month CD
2.00%
$1,000
Bank of Lake Mills
Bank of Lake Mills
36-Month CD
1.60%
$500
Forward Bank
Forward Bank
24-Month CD
1.30%
$500
HomeBank
12-Month CD
1.26%
$2,500
FNB in Taylorville
FNB in Taylorville
60-Month CD
1.11%
$1,000
Buena Vista National Bank
Buena Vista National Bank
30-Month CD
1.10%
$500
Farmers Bank Nicholasville, KY
Farmers Bank Nicholasville, KY
Savings
0.75%
$50
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
48-Month CD
0.70%
$1,000
First National Bank and Trust AL
First National Bank and Trust AL
60-Month CD
0.60%
$1,000
Halstead Bank
Halstead Bank
Money Market
0.50%
$1,000
Seamens Bank
Seamens Bank
48-Month CD
0.40%
$1,000
Somerset Trust Company
Somerset Trust Company
24-Month CD
0.35%
$500
Peoples Bank Coldwater, KS
Peoples Bank Coldwater, KS
Money Market
0.20%
$2,500
First County Bank
First County Bank
12-Month CD
0.15%
$1,000
Forte Bank
Forte Bank
Primetime Checking
0.15%
$2,500
Oostburg State Bank
Oostburg State Bank
Savings
0.15%
$0
PeoplesBank
PeoplesBank
18-Month CD
0.15%
$1,000
Elevate Bank
Elevate Bank
Savings
0.15%
$50
First National Bank Alamogordo, NM
First National Bank Alamogordo, NM
Money Market
0.10%
$2,500
VisionBank Saint Louis Park, MN
VisionBank Saint Louis Park, MN
Vision Savings
0.10%
$50
Wallkill Valley Federal S&L
Wallkill Valley Federal S&L
Statement Money Market
0.10%
$2,500
First Federal S&L Bath
First Federal S&L Bath
Money Market
0.07%
$2,500
Bank of Sun Prairie
Bank of Sun Prairie
Regular Savings
0.05%
$100
Northfield Bank
Northfield Bank
Money Market
0.05%
$2,500
Van Wert Federal Savings Bank
Van Wert Federal Savings Bank
Statement Savings
0.05%
$0
First Federal S&L of McMinnville
First Federal S&L of McMinnville
Statement Savings
0.02%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Luzerne Bank rate data right now, check back for updates, we are adding rates all the time.

Luzerne Bank Information

Luzerne Bank
118 Main St
Luzerne, PA 18709
Luzerne
Established Date: 01/01/1907
FDIC Certificate #: 7586
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: PENNS WOODS BCORP INC
How Many Domestic U.S. Offices? 8
How Many Branches are There? 8
Is Luzerne Bank FDIC Insured? Yes
What is Luzerne Bank's Cert number? 7586
What is the maximum amount for insured deposits? $250,000 per holder, per account

Luzerne Bank Financials

Total Assets:
$687,570,000
Total Deposits:
$519,933,000
Equity Capital:
$65,853,000
Domestic Deposits:
$519,933,000
Net Income:
$1,300,000
Return on Assets:
1.0198%
Quarterly Return on Assets:
0.7800%
Pretax Return on Assets:
0.9684%
Pretax Quarterly Return on Assets:
0.9700%
Return on Equity:
10.2900%
Quarterly Return on Equity:
7.9500%
Common Equity Tier 1 Capital Ratio:
9.6874%
Tier 1 Risk-Based Capital Ratio:
9.6874%
Leverage Tier 1 (Core Capital) Ratio:
8.0402%
Total Risk-Based Capital Ratio (YTD):
10.2037%
Total Interest Income (YTD):
4.6266%
 
 
Headquarters:
Luzerne
FDIC Field Office:
Harrisburg
Regulator:
FDIC
County:
Luzerne
# of Offices:
8
Metropolitan Statistical Area (MSA):
Scranton--Wilkes-Barre, PA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Think Mutual Bank, headquartered in Rochester, Minnesota, is offering regular certificates of deposit, Individual Retirement Account (IRA) certificates of deposit and jumbo certificates of deposit. The bank currently has some of the best CD rates at banks around. Certificate of deposit terms range between 30 days and 60 months.
Third Federal Savings and Loan is offering an incredible deal on a home equity line of credit (HELOC).

Bank or Credit Union Offers and Deals

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Citizens Trust Bank 2 Year Jumbo CD Rates now at 0.20%
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