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The Family Credit Union

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The Family Credit Union Rates & Review April 2026

Q: How many branches does The Family Credit Union operate?

The Family Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join The Family Credit Union?

Yes, to access services at The Family Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, The Family Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 25, 2026

You can compare The Family Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 1.90%, 6-month share certificate rates at 0.10% and 3-month share certificate rates at 3.24%. Savings rates are at 0.25% and money market rates are at 0.04%. Mortgage rates on 30-year fixed loans are around 5.91%. All these rates can be compared to The Family Credit Union rates. MonitorBankRates evaluates the financial stability of The Family Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.32%. Rates were last updated on 04/25/2026.

The Family Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Family Credit Union? Share your experience about The Family Credit Union by leaving a review below, or read customer reviews before you decide to use The Family Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.32%

Excellent Lower than avg

The Family Credit Union
Northwest

1530 W 53rd St
Davenport, IA 52806

https://www.familycu.com

Current Rate Availability

We do not have The Family Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for The Family Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather The Family Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with The Family Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name The Family Credit Union

Website https://www.familycu.com

Address 1530 W 53rd St, Davenport, IA 52806

Phone 563-388-8328

Fax 563-388-0456

President William Buckley

CEO Michael Brandt

Full-Time Employees 63

Part-Time Employees 5

Branch Locations 10

ATM Locations 10

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

4.32%

Return on Assets (ROA)

0.6079%

Return on Equity (ROE)

4.2833%

Non-Performing Loans Ratio (NPL)

1.06%

Total Assets

243,643,623

Total Amount of Shares and Deposits

207,226,982

Total Shares and Deposits < 1 Year

185,886,763

Total Shares and Deposits 1 3 Years

21,036,390

Total Shares and Deposits > 3 Years

303,830

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

10,559,358

Total Uninsured Shares and Deposits > $250K (F+J)

10,559,358

Total Insured Shares and Deposits > $250K (item 17 less item K)

196,667,624

Total Interest Expense (Sum of items 6 8)

2,334,826

Share Certificates

1,617

Number of Accounts for Share Drafts

13,991

IRA KEOGH Accounts

391

Number of Accounts for Regular Shares

24,118

All other shares

603

Net Income (unless the amount is already included in Undivided Earnings)

1,467,627

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

7,994,911

Total Liabilities

209,065,811

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews

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Frequently Asked Questions About The Family Credit Union

Is The Family Credit Union a safe place to deposit money?

Yes, The Family Credit Union is considered a safe financial institution. With a Texas Ratio of 4.3165599951784%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does The Family Credit Union operate?

The Family Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join The Family Credit Union?

Yes, to access services at The Family Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, The Family Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, The Family Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does The Family Credit Union offer online and mobile banking?

Most modern institutions like The Family Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.familycu.com.