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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Security First Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 28, 2026
Security First Federal Credit Union's TERM CDS 12 month rates are at 3.75%, 84 month TERM IRA CDS rates are at 3.67%, TERM CDS 84 month rates are at 3.67%, 60 month TERM IRA CDS rates are at 3.61%, TERM CDS 60 month rates are at 3.61%. Security First Federal Credit Union's savings rates are at 0.25%. Security First Federal Credit Union's Vacant Lot Purchase/Refi rates are at 5.50%, Vacant Lot Purchase/Refi rates are at 5.45%, Vacant Lot Purchase/Refi rates are at 5.40%, Vacant Lot Purchase/Refi Investment rates are at 7.95%, Vacant Lot Purchase/Refi Investment rates are at 7.90%. Security First Federal Credit Union's Personal Loan Rates are at 5.20%. MonitorBankRates evaluates the financial stability of Security First Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.36%. Rates were last updated on 03/28/2026. Security First Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Security First Federal Credit Union? Share your experience about Security First Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Security First Federal Credit Union. Security First Federal Credit Union
Edinburg Branch 3515 S Jackson Rd
https://securityfirstcu.com EDINBURG, TX 78539 6600 
Security First Federal Credit Union CD Rates
Security First Federal Credit Union Savings Rates
Security First Federal Credit Union Checking Rates
Security First Federal Credit Union Mortgage Rates
Security First Federal Credit Union Home Equity & HELOC
Security First Federal Credit Union Auto Loan Rates
Security First Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Security First Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Security First Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Security First Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Security First Federal Credit Union
Website
https://securityfirstcu.com
Address
3515 S Jackson Rd,
EDINBURG, TX 78539 6600
Phone
956-661-4000
Fax
956-661-4022
President
Cesar Aleman
CEO
Andy Reed
Full-Time Employees
116
Part-Time Employees
12
Branch Locations
9
ATM Locations
9
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
9.36%
Return on Assets (ROA)
0.6371%
Return on Equity (ROE)
5.8125%
Non-Performing Loans Ratio (NPL)
1.44%
Total Assets
517,540,747
Total Amount of Shares and Deposits
456,147,608
Total Shares and Deposits < 1 Year
444,983,706
Total Shares and Deposits 1 3 Years
10,422,509
Total Shares and Deposits > 3 Years
741,392
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
27,163,720
Total Uninsured Shares and Deposits > $250K (F+J)
27,163,720
Total Insured Shares and Deposits > $250K (item 17 less item K)
428,983,888
Total Interest Expense (Sum of items 6 8)
4,494,871
Share Certificates
3,064
Number of Accounts for Share Drafts
20,504
IRA KEOGH Accounts
885
Number of Accounts for Regular Shares
44,097
All other shares
1,151
Money Market Shares
1,008
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
87,098,872
Total Liabilities
461,973,571
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Security First Federal Credit UnionIs Security First Federal Credit Union a safe place to deposit money?Yes, Security First Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 9.3647170202411%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Security First Federal Credit Union operate?Security First Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Security First Federal Credit Union?Yes, to access services at Security First Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Security First Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Security First Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Security First Federal Credit Union offer online and mobile banking?Most modern institutions like Security First Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://securityfirstcu.com. Current Security First Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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