FSB of Westmoreland Rates and Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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FSB of Westmoreland's 15-Month CD Add-On rates are at 4.06%, 3-Month CD rates are at 4.06%, 16-Month CD Bump rates are at 4.05%, 12-Month CD rates are at 4.04%, 6-Month CD rates are at 4.04%. FSB of Westmoreland's savings rates are at 1.00%. FSB of Westmoreland's money market rates are at 1.00%. MonitorBankRates evaluates the financial stability of FSB of Westmoreland with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 12.46%. Rates were last updated on 03/02/2026.
Rate Updates and AvailabilityFSB of Westmoreland money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FSB of Westmoreland? Share your experience about FSB of Westmoreland by leaving a review below, or read customer reviews before you decide to use FSB of Westmoreland. FSB of Westmoreland Texas RatioFSB of Westmoreland's Texas Ratio is at 12.46%, which is considered excellent. The Texas Ratio for FSB of Westmoreland is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Exceptional
Out of 5.0 Stars
FSB of Westmoreland has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, FSB of Westmoreland is a exceptional bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Overall Health & Safety Grade
A
Excellent Health
Score: 94/100
FSB of Westmoreland has earned an overall safety grade of A. This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. Rates Last Updated: 03/02/2026 
FSB of Westmoreland CD Rates
FSB of Westmoreland Savings Rates
FSB of Westmoreland Money Market Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for FSB of Westmoreland is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather FSB of Westmoreland rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with FSB of Westmoreland's official website for the most current offers and terms.
Bank Profile & OverviewFSB of Westmoreland
307 Main StWestmoreland, KS 66549 Pottawatomie Established Date: 01/01/1898 FDIC Certificate #: 15164 Date of FDIC Deposit Insurance: 05/24/1935 How Many Domestic U.S. Offices? 3 How Many Branches are There? 3 Website: https://www.bankwithfarmers.com
Is FSB of Westmoreland FDIC Insured? Yes
What is FSB of Westmoreland's Cert number? 15164
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsMonitorBankRates Star Rating:
5.0 / 5.0 ★
Overall Health & Safety Grade:
A (94/100)
Texas Ratio:
12.46%
Return on Assets (ROA):
0.6091%
Return on Equity (ROE):
5.8900%
Non-Performing Loans (NPL):
1.15%
Total Assets:
$235,080,000
Total Deposits:
$204,183,000
Equity Capital:
$30,459,000
Net Income:
$1,938,000
Headquarters:
Westmoreland
Regulator:
FDIC
# of Offices:
3
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About FSB of WestmorelandHow do I open an account at FSB of Westmoreland?You can typically open an account at FSB of Westmoreland by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, FSB of Westmoreland provides a range of mortgage and home equity products. Is FSB of Westmoreland a safe place to deposit money?Yes, FSB of Westmoreland is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does FSB of Westmoreland offer online and mobile banking?Most modern institutions like FSB of Westmoreland provide digital access including online balance checks and transfers. Compare to other Banks |
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