State Bank of Texas CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 5.13%, 6-month CD rates at 0.05% and 3-month CD rates at 0.60%. Current savings rates are at 0.05% and money market rates are at 0.60%. Mortgage rates today on 30-year fixed loans are around 7.05%. Credit Card rates are at 16.50%. Personal Loan rates are at 11.50%. All these rates, and more, can be found in our database of rates. State Bank of Texas's 12-Month CD rates are at 5.40%. State Bank of Texas's money market rates are at 5.22%.

State Bank of Texas

To see how these rates compare to State Bank of Texas CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from State Bank of Texas, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with State Bank of Texas CD rates. You can also compare State Bank of Texas savings rates, MMA rates and mortgage rates using our other rate lists.

State Bank of Texas money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at State Bank of Texas? Share your experience about State Bank of Texas by leaving a review below, or read customer reviews before you decide to use State Bank of Texas.

State Bank of Texas Texas Ratio

State Bank of Texas's Texas Ratio is at 1.47%, which is considered excellent. The Texas Ratio for State Bank of Texas is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, State Bank of Texas is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
5.40%
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
5.22%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
State Bank of Texas
11950 Webb Chapel Rd
Dallas, TX 75234
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

State Bank of Texas CD Rates and Interest Rates

Bank
Product
APY
Min Dep
State Bank of Texas
State Bank of Texas
12-Month CD
5.40%
$50,000
State Bank of Texas
State Bank of Texas
High-Rate Jumbo Money Market
5.22%
$100,000

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare State Bank of Texas Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Newtek Bank
Newtek Bank
12-Month CD
5.15%
$2,500
Varo Bank
Varo Bank
High-Yield Savings Account <-$5K
5.00%
$0
Milton Savings Bank
Milton Savings Bank
12-Month CD
4.50%
$500
Riverland Bank
Riverland Bank
48-Month CD
4.35%
$1,000
Bank of Clovis
Bank of Clovis
60-Month CD
4.33%
$5,000
Andrews Federal Credit Union
Andrews Federal Credit Union
24-Month CD
4.30%
$1,000
Unison Bank
Unison Bank
12-Month CD
4.25%
$2,500
FSB of Westmoreland
FSB of Westmoreland
36-Month CD
4.14%
$1,000
United States Senate Federal Credit Union
United States Senate Federal Credit Union
6-Month CD (Certificate)
4.00%
$1,000
RadiFi Credit Union
RadiFi Credit Union
Make Waves High Yield Checking
4.00%
$5,000
Hyperion Bank
Hyperion Bank
18-Month CD
3.75%
$500
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
36-Month CD Flex
3.75%
$10,000
Saco & Biddeford Savings
Saco & Biddeford Savings
36-Month CD
3.65%
$500
Fox Valley Savings Bank
Fox Valley Savings Bank
Premium Money Market
3.56%
$250,000
Premier Bank Omaha, NE
Premier Bank Omaha, NE
18-Month CD
3.55%
$500
Oostburg State Bank
Oostburg State Bank
60-Month CD
3.53%
$1,000
Evergreen Bank Group
Evergreen Bank Group
48-Month CD
3.50%
$500
Phoenixville Federal B&T
48-Month CD
3.30%
$500
State Bank of De Kalb
State Bank of De Kalb
48-Month CD
3.09%
$500
Community Bank Dunlap, IA
Community Bank Dunlap, IA
48-Month CD
3.03%
$500
PNB Peshtigo National Bank
PNB Peshtigo National Bank
60-Month CD
3.00%
$500
Mauch Chunk Trust Co.
48-Month CD
2.87%
$500
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Money Market
2.78%
$10,000
PNB Peshtigo National Bank
PNB Peshtigo National Bank
48-Month CD
2.75%
$500
Profile Bank
Profile Bank
12-Month CD
2.53%
$500
Security Service Federal Credit Union
Security Service Federal Credit Union
Money Market Plus
2.53%
$0
Port Richmond Savings
Port Richmond Savings
12-Month CD
2.28%
$500
South Ottumwa SB
South Ottumwa SB
48-Month CD
2.20%
$500
PSB Wellsburg, IA
PSB Wellsburg, IA
60-Month CD
2.19%
$1,000
WSB Municipal Bank
WSB Municipal Bank
12-Month CD
2.05%
$500
Gouverneur S&L
Gouverneur S&L
36-Month CD
2.02%
$2,500
Brentwood Bank
Brentwood Bank
36-Month CD
2.00%
$2,000
Putnam County Bank
Putnam County Bank
48-Month CD
1.50%
$1,000
First National Bank in Amboy
First National Bank in Amboy
60-Month CD
1.46%
$1,000
Madison County Bank
Madison County Bank
Christmas Club Savings Account
1.30%
$10
First National Bank of Shiner
First National Bank of Shiner
18-Month CD
1.06%
$1,000
Wallkill Valley Federal S&L
Wallkill Valley Federal S&L
30-Month CD
0.61%
$2,500
Collinsville Bank
Collinsville Bank
60-Month CD
0.50%
$500
North Shore Bank of Commerce
North Shore Bank of Commerce
Money Market
0.45%
$2,500
Century Bank and Trust GA
Century Bank and Trust GA
18-Month CD
0.45%
$500
I3 Bank
I3 Bank
12-Month CD
0.40%
$500
Spring Valley City Bank
18-Month CD
0.35%
$1,000
FSB Holton, KS
FSB Holton, KS
Signature Savings
0.25%
$50
PyraMax Bank
PyraMax Bank
12-Month CD Add-on
0.20%
$1,000
Adirondack Trust Company
Adirondack Trust Company
12-Month CD
0.20%
$500
American Savings Bank, FSB
American Savings Bank, FSB
3-Month CD
0.10%
$1,000
Bank of Cadiz and Trust Company
Bank of Cadiz and Trust Company
Passbook Savings Account
0.05%
$100
Brentwood Bank
Brentwood Bank
Statement Savings
0.05%
$50
Citizens Savings Bank Bogalusa, LA
Citizens Savings Bank Bogalusa, LA
Savings Account
0.01%
$50
First Citizens State Bank
First Citizens State Bank
Direct Checking Account
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
5.875%
5.958%
0.000
5-Year ARM (LTV 80% or less)
6.250%
5.963%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

State Bank of Texas Information

State Bank of Texas
11950 Webb Chapel Rd
Dallas, TX 75234
Dallas
Established Date: 10/19/1987
FDIC Certificate #: 27074
Date of FDIC Deposit Insurance: 10/19/1987
Bank Holding Company: SBT BANCSHARES INC
How Many Domestic U.S. Offices? 7
How Many Branches are There? 7
Is State Bank of Texas FDIC Insured? Yes
What is State Bank of Texas's Cert number? 27074
What is the maximum amount for insured deposits? $250,000 per holder, per account

State Bank of Texas Financials

Total Assets:
$2,132,910,000
Total Deposits:
$1,840,870,000
Equity Capital:
$277,054,000
Domestic Deposits:
$1,840,870,000
Net Income:
$27,860,000
Return on Assets:
4.4736%
Quarterly Return on Assets:
5.3200%
Pretax Return on Assets:
5.3414%
Pretax Quarterly Return on Assets:
5.3400%
Return on Equity:
30.8300%
Quarterly Return on Equity:
40.0400%
Leverage Tier 1 (Core Capital) Ratio:
15.2126%
Total Interest Income (YTD):
6.9765%
 
 
Headquarters:
Dallas
FDIC Field Office:
Dallas
Regulator:
FDIC
County:
Dallas
# of Offices:
7
Metropolitan Statistical Area (MSA):
Dallas-Fort Worth-Arlington, TX
Consolidated Metropolitan Statistical Area (CMSA):
Dallas-Fort Worth, TX
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC

Top 25 Twelve Month CD Rates as of 2/5/24

Below is a list of the top 25 Twelve Month CD rates as of February 5, 2024. You can search for and compare certificate of deposit rates for any terms by using our deposit rates tables. We have CD rates from thousands of financial institutions to make sure you're getting the best rates available today.

  • Peoples Bank of Seneca
  • 12-Month CD special
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    Top 50 CD Rates on 12-Month Certificates of Deposit 1/6/24

    The 12-month CD rates listed here are significantly higher than the average 12-month rate of 2.82% in our database of rates as of 1/6/24. Right now the best CD rate on our 12-month list is at 6.00%, two credit unions are currently offering the top rate, City Credit Union Credit Human FCU. The third best rate is also from a credit union, All In Credit Union is offering a 12-month jumbo CD rate of 5.80%.

    The 4th best 12-month rate is from MyeBanc, currently offering a 12-month jumbo CD rate of 5.77% APY. Bayer Heritage FCU has the 5th best rate at 5.76% for a 12-month jumbo CD. The 6th best rate is a three-way tie at 5.75% APY, All In Credit Union, One World Bank and Washita State Bank are all offering a 5.75% APY for a regular 12-month CD. You can view the top 50 rates below, do your own search of our database for the best CD rates on 12-month CDs.

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    FDIC List of Troubled Banks and the Texas Ratio

    The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

    The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

    The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

        Read more...

    Explore Other Rate Deals

    First Internet Bank of Indiana Savings Jumbo rates are now at 0.60 percent with a yield of 0.60 percent. View current Savings Jumbo rates at First Internet Bank of Indiana below.
    pnc-bank-high-yield-savings-accountPNC Bank is offering a savings account that currently has an annual percentage yield of 1.75 percent, a rate a lot higher than the current national average savings account rate.

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