First National Bank and Trust AL CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. First National Bank and Trust AL Deposit Rates
Today's 12-month CD rates can be found at 0.29%, 6-month CD rates at 0.50% and 3-month CD rates at 0.20%. Current savings rates are at 0.10% and money market rates are at 0.20%. Mortgage rates today on 30-year fixed loans are around 6.58%. Credit Card rates are at 19.49%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates. First National Bank and Trust AL's 9-Month CD rates are at 5.00%, 12-Month CD rates are at 4.75%, 18-Month CD rates are at 4.25%, 6-Month CD rates are at 4.00%, 24-Month CD rates are at 4.00%. First National Bank and Trust AL's savings rates are at 0.05%. First National Bank and Trust AL's money market rates are at 0.05%.

First National Bank and Trust AL

To see how these rates compare to First National Bank and Trust AL CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First National Bank and Trust AL, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First National Bank and Trust AL CD rates. You can also compare First National Bank and Trust AL savings rates, MMA rates and mortgage rates using our other rate lists.

First National Bank and Trust AL money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First National Bank and Trust AL? Share your experience about First National Bank and Trust AL by leaving a review below, or read customer reviews before you decide to use First National Bank and Trust AL.

First National Bank and Trust AL Texas Ratio

First National Bank and Trust AL's Texas Ratio is at 22.62%, which is considered excellent. The Texas Ratio for First National Bank and Trust AL is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First National Bank and Trust AL is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.75%
18-Month CD
4.25%
24-Month CD
4.00%
36-Month CD
0.35%
48-Month CD
0.45%
60-Month CD
0.60%
Savings
0.05%
MMA
0.05%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First National Bank and Trust AL
111 S Main St
Atmore, AL 36502
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

First National Bank and Trust AL CD Rates and Interest Rates

Bank
Product
APY
Min Dep
First National Bank and Trust AL
First National Bank and Trust AL
9-Month CD
5.00%
$1,000
First National Bank and Trust AL
First National Bank and Trust AL
12-Month CD
4.75%
$1,000
First National Bank and Trust AL
First National Bank and Trust AL
18-Month CD
4.25%
$1,000
First National Bank and Trust AL
First National Bank and Trust AL
6-Month CD
4.00%
$1,000
First National Bank and Trust AL
First National Bank and Trust AL
24-Month CD
4.00%
$1,000
First National Bank and Trust AL
First National Bank and Trust AL
60-Month CD
0.60%
$1,000
First National Bank and Trust AL
First National Bank and Trust AL
48-Month CD
0.45%
$1,000
First National Bank and Trust AL
First National Bank and Trust AL
36-Month CD
0.35%
$1,000
First National Bank and Trust AL
First National Bank and Trust AL
Money Market
0.05%
$50
First National Bank and Trust AL
First National Bank and Trust AL
Savings Account
0.05%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare First National Bank and Trust AL Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Wintrust Bank
Wintrust Bank
7-Month CD
5.30%
$1,000
New Republic Bank
New Republic Bank
18-Month Jumbo CD special
5.26%
$100,000
Old Dominion National Bank
Old Dominion National Bank
18-Month CD
4.75%
$500
First State Bank Nebraska
First State Bank Nebraska
12-Month CD
4.60%
$5,000
Self-Help Credit Union
Self-Help Credit Union
18-Month CD
4.50%
$500
Farm Bureau Bank FSB
Farm Bureau Bank FSB
6-Month IntraFi (CDARS)
4.45%
$250,000
University First Federal Credit Union
University First Federal Credit Union
24-Month CD
4.40%
$500
First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora
12-Month CD
4.06%
$500
WCB West Central Bank
WCB West Central Bank
3-Month CD
4.06%
$1,000
First B&T Co. Perry, OK
First B&T Co. Perry, OK
24-Month CD Bump CD
4.02%
$1,500
Park State Bank
Park State Bank
30-Month CD Special
3.75%
$5,000
Greene County Commercial Bank
Greene County Commercial Bank
6-Month CD
3.50%
$1,000
First National Bank of Clarksdale
First National Bank of Clarksdale
Commercial Investment Money Market
3.25%
$200,000
Citizens Federal Savings Bank
Citizens Federal Savings Bank
36-Month CD
3.00%
$500
TSB Bank
TSB Bank
48-Month CD
3.00%
$500
Cendera Bank
Cendera Bank
12-Month CD
2.84%
$1,000
Profinium, Inc.
Profinium, Inc.
60-Month CD
2.73%
$500
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
18-Month CD
2.50%
$1,000
Piedmont FSB
Piedmont FSB
36-Month CD Bump-Up
2.50%
$500
Farmers National Bank
Farmers National Bank
24-Month CD
2.45%
$10,000
Central Bank Provo, UT
Central Bank Provo, UT
18-Month CD
2.37%
$500
Leighton State Bank
Leighton State Bank
36-Month CD step
2.37%
$500
Community Savings Bank Edgewood, IA
Community Savings Bank Edgewood, IA
60-Month CD
2.28%
$1,000
Ashton State Bank
Ashton State Bank
12-Month CD
2.27%
$1,000
Port Washington State Bank
Port Washington State Bank
48-Month CD
2.25%
$10,000
La Salle State Bank
La Salle State Bank
36-Month CD
2.05%
$1,000
Denison State Bank
Denison State Bank
18-Month CD
2.00%
$500
802 Credit Union
802 Credit Union
6-Month CD certificate
1.60%
$500
Piedmont FSB
Piedmont FSB
12-Month CD
1.50%
$500
TriCentury Bank
TriCentury Bank
TriCentury Savings
1.50%
$100
Maries County Bank
Maries County Bank
18-Month CD
1.41%
$1,000
FNB of Hope
36-Month CD
1.40%
$500
Bar Harbor SLA
Bar Harbor SLA
48-Month CD
1.26%
$500
First Federal S&L Hazard, KY
First Federal S&L Hazard, KY
36-Month CD
1.00%
$1,000
First Nebraska Bank
First Nebraska Bank
Savings Account
1.00%
$100
The Bank of Brodhead
The Bank of Brodhead
12-Month CD
1.00%
$500
State Bank of Scotia
State Bank of Scotia
Savings Account
0.75%
$0
Stockgrowers State Bank of Ashland, KS
Stockgrowers State Bank of Ashland, KS
Regular Savings
0.75%
$10
First Federal Community Bank N.A.
First Federal Community Bank N.A.
First Fed Plus Savings
0.71%
$1
Century SLA
Century SLA
12-Month CD
0.65%
$1,000
Chickasaw Community Bank
Chickasaw Community Bank
Savings Account Kasasa
0.50%
$100
Kennebunk Savings Bank
Kennebunk Savings Bank
36-Month CD
0.40%
$500
Somerset Savings Bank
Somerset Savings Bank
18-Month CD
0.20%
$500
United Bank of Philadelphia
United Bank of Philadelphia
36-Month CD
0.20%
$500
Unico Bank
Unico Bank
6-Month CD
0.10%
$1,000
First Nations Bank
First Nations Bank
3-Month CD
0.05%
$1,000
National Iron Bank
National Iron Bank
6-Month CD
0.05%
$10,000
Washington Financial Bank
Washington Financial Bank
Money Market
0.05%
$2,500
Fifth Third Bank, N.A.
Fifth Third Bank, N.A.
60-Month CD
0.01%
$500
PNC Bank
PNC Bank
48-Month CD
0.01%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 17, 2024

Lender
Product
Rate
APR
Points
10 Year Fixed
6.750%
0.000%
0.000
15 Year Fixed
7.000%
0.000%
0.000
20 Year Fixed
7.500%
0.000%
0.000
5.250%
0.000%
0.000
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First National Bank and Trust AL Information

First National Bank and Trust AL
111 S Main St
Atmore, AL 36502
Escambia
Established Date: 01/01/1915
FDIC Certificate #: 2779
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: FIRST SUNCOAST TR BANCSHARES
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is First National Bank and Trust AL FDIC Insured? Yes
What is First National Bank and Trust AL's Cert number? 2779
What is the maximum amount for insured deposits? $250,000 per holder, per account

First National Bank and Trust AL Financials

Total Assets:
$212,812,000
Total Deposits:
$193,595,000
Equity Capital:
$11,330,000
Domestic Deposits:
$193,595,000
Net Income:
$490,000
Return on Assets:
0.7589%
Quarterly Return on Assets:
0.9300%
Pretax Return on Assets:
0.9948%
Pretax Quarterly Return on Assets:
0.9900%
Return on Equity:
11.6700%
Quarterly Return on Equity:
18.2500%
Leverage Tier 1 (Core Capital) Ratio:
10.7912%
Total Interest Income (YTD):
3.4199%
 
 
Headquarters:
Atmore
FDIC Field Office:
Montgomery
Regulator:
OCC
County:
Escambia
# of Offices:
5
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC

Explore Other Rate Deals

Mortgage rates drifted higher this President's Day thanks to higher 10 year Treasury yields. 10 year yields which started last week below 2.00 percent, closed at 2.01 percent on Friday. As a result of higher yields, average 30 year mortgage rates today increased to 3.66 percent, up from last week's average 30 year mortgage rate of 3.61 percent.
Mortgage rates have stabilized after setting new lows his past week. Current 30 year mortgage rates are averaging 4.72 percent, unchanged from  Friday's average 30 year mortgage rate. 30 year mortgage rates hit a low of 4.58 percent earlier this week and starting heading higher on Friday. We don't antipate mortgage rates to head that much higher in the near future because of the recent poor economic numbers are pointing to a slower growth economy.

Bank or Credit Union Offers and Deals

CD Rates: Top 10 One Year CD Rates
Could Rising Mortgage Rates Derail the Housing Recovery
Conforming Mortgage Rates Climb Higher on Positive Economic Outlook
Home Mortgage Rates Today: 30 Year Mortgage Rates at 4.07%
IndyMac Federal Bank Money Market Rate 3.75% APY
Mississippi FCU Savings Interest Rates and Money Market Account Rates
EH National Bank Money Market Account Rates now at 0.80%
Citibank Credit Card Rates
Luana Savings Bank 5 Year Jumbo CD Rates now at 1.35%
giantbank.com Money Market Account Rates now at 0.45%

Alternative Bank and Credit Union Offers to Explore

Which Direction are Mortgage Rates Headed?
Mortgage Rates Drift Lower as Interest Rates Head Down
Mortgage Rates and Refinance Rates 3/4: 30 Year Jumbo Rates at 5.48%, 15 Year Jumbo Rates at 4.66%
WaMu Online Savings Account
Fixed Rate Mortgage or Adjustable Rate Mortgage: Which is Best for Your Needs?
First Horizon Bank CD Rates: Best Rate at 0.10% APY
Highest Two Year CD Rates
Fed Proposes Certificates of Deposit for Banks
Current Refinance Rates Decline 7/10/12
30 Year Mortgage Rates Near Low for 2014: Average 30 Year Rate at 4.09 Percent

First National Bank and Trust AL Reviews

There are no reviews for First National Bank and Trust AL yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for First National Bank and Trust AL
Your Name:
Your Rating:

See how First National Bank and Trust AL Compares to other banks