First National Bank and Trust AL CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.50%, 6-month CD rates at 2.40% and 3-month CD rates at 3.50%. Current savings rates are at 1.00% and money market rates are at 1.00%. Mortgage rates today on 30-year fixed loans are around 7.02%. Credit Card rates are at 17.04%. Personal Loan rates are at 16.24%. All these rates, and more, can be found in our database of rates. First National Bank and Trust AL's 12-Month CD rates are at 3.50%, 18-Month CD rates are at 3.00%, 24-Month CD rates are at 2.75%, 60-Month CD rates are at 0.60%, 48-Month CD rates are at 0.45%. First National Bank and Trust AL's savings rates are at 0.05%. First National Bank and Trust AL's money market rates are at 0.05%.

First National Bank and Trust AL

To see how these rates compare to First National Bank and Trust AL CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First National Bank and Trust AL, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First National Bank and Trust AL CD rates. You can also compare First National Bank and Trust AL savings rates, MMA rates and mortgage rates using our other rate lists.

First National Bank and Trust AL money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First National Bank and Trust AL? Share your experience about First National Bank and Trust AL by leaving a review below, or read customer reviews before you decide to use First National Bank and Trust AL.

First National Bank and Trust AL Texas Ratio

First National Bank and Trust AL's Texas Ratio is at 14.94%, which is considered excellent. The Texas Ratio for First National Bank and Trust AL is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First National Bank and Trust AL is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.50%
18-Month CD
3.00%
24-Month CD
2.75%
36-Month CD
0.35%
48-Month CD
0.45%
60-Month CD
0.60%
Savings
0.05%
MMA
0.05%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First National Bank and Trust AL
111 S Main St
Atmore, AL 36502
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

First National Bank and Trust AL CD Rates and Interest Rates

Bank
Product
APY
Min Dep
First National Bank and Trust AL
First National Bank and Trust AL
12-Month CD
3.50%
$1,000
First National Bank and Trust AL
First National Bank and Trust AL
18-Month CD
3.00%
$1,000
First National Bank and Trust AL
First National Bank and Trust AL
24-Month CD
2.75%
$1,000
First National Bank and Trust AL
First National Bank and Trust AL
60-Month CD
0.60%
$1,000
First National Bank and Trust AL
First National Bank and Trust AL
48-Month CD
0.45%
$1,000
First National Bank and Trust AL
First National Bank and Trust AL
36-Month CD
0.35%
$1,000
First National Bank and Trust AL
First National Bank and Trust AL
Money Market
0.05%
$50
First National Bank and Trust AL
First National Bank and Trust AL
Savings
0.05%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare First National Bank and Trust AL Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Credit Human Federal Credit Union
Credit Human Federal Credit Union
18-Month CD
4.45%
$500
Raymond James
24-Month CD
4.30%
$1,000
First Southwest Bank
First Southwest Bank
18-Month CD
4.00%
$1,000
Northwestern Bank
Northwestern Bank
12-Month CD (Jumbo)
4.00%
$100,000
Arvest Bank
Arvest Bank
6-Month CD
3.94%
$0
Riverland Bank
Riverland Bank
60-Month CD
3.75%
$1,000
Susser Bank
Susser Bank
18-Month CD
3.75%
$1,000
CorTrust Bank
CorTrust Bank
24-Month CD
3.75%
$500
Abbey Credit Union
Abbey Credit Union
24-Month CD
3.70%
$500
Citizens Federal S&L Assoc
Citizens Federal S&L Assoc
12-Month CD
3.50%
$1,000
1st Community Credit Union
1st Community Credit Union
1st Rewards Checking
3.30%
$0
Addition Financial Credit Union
Addition Financial Credit Union
12-Month CD
3.04%
$1,000
Lyons Federal Bank
Lyons Federal Bank
24-Month CD
3.03%
$50,000
Academy Bank
Academy Bank
36-Month CD
3.03%
$500
PeopleFirst Bank
PeopleFirst Bank
12-Month CD (Jumbo)
3.00%
$100,000
Think Mutual Bank
Think Mutual Bank
18-Month CD
3.00%
$250
Hinsdale Bank & Trust Company
Hinsdale Bank & Trust Company
33-Month CD
3.00%
$1,000
AAA Federal Credit Union
AAA Federal Credit Union
12-Month CD
2.95%
$500
Citizens Federal S&L Assoc
Citizens Federal S&L Assoc
36-Month CD
2.90%
$1,000
First National Bank VA
First National Bank VA
60-Month CD
2.78%
$500
First Enterprise Bank
First Enterprise Bank
48-Month CD
2.50%
$1,000
Bank of Washington
Bank of Washington
24-Month CD
2.50%
$500
Eureka Savings Bank
Eureka Savings Bank
60-Month CD
2.28%
$1,000
Capon Valley Bank
Capon Valley Bank
60-Month CD
2.22%
$500
Stryv Bank
Stryv Bank
24-Month CD
2.02%
$1,000
Reliance Bank
Reliance Bank
Really Green Checking
2.01%
$0
Live Oak Bank
Live Oak Bank
48-Month CD
2.00%
$2,500
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
24-Month CD
2.00%
$1,000
Southwest Missouri Bank
Southwest Missouri Bank
48-Month CD
2.00%
$500
WSB Municipal Bank
WSB Municipal Bank
18-Month CD
1.53%
$500
The Berkshire Bank
The Berkshire Bank
36-Month CD
1.51%
$10,000
Peoples Bank of Moniteau County
Peoples Bank of Moniteau County
60-Month CD
1.50%
$500
New Tripoli Bank
New Tripoli Bank
Money Market
0.85%
$1,000
Grand Rapids SB
Grand Rapids SB
60-Month CD
0.80%
$1,000
Stock Exchange Bank, Caldwell, KS
Stock Exchange Bank, Caldwell, KS
3-Month CD
0.75%
$500
Freedom Bank Huntingburg, IN
Freedom Bank Huntingburg, IN
Savings
0.50%
$10
Farmers Bank Buhl, ID
Farmers Bank Buhl, ID
Savings
0.40%
$50
Lewis & Clark Bank
Lewis & Clark Bank
24-Month CD
0.30%
$500
Peoples Bank Taylorsville, KY
48-Month CD
0.30%
$500
First Westroads Bank
First Westroads Bank
Savings
0.25%
$100
TSB Bank
TSB Bank
Statement Savings
0.20%
$0
F&M Bank & Trust Burlington, IA
F&M Bank & Trust Burlington, IA
6-Month CD
0.19%
$500
Community Bank of Pleasant Hill
Community Bank of Pleasant Hill
Money Market
0.05%
$25
Community Bank of Pleasant Hill
Community Bank of Pleasant Hill
36-Month CD
0.05%
$500
Geddes Federal S&L
Geddes Federal S&L
Statement Savings
0.05%
$25
First State Bank (MI)
First State Bank (MI)
60-Month CD
0.05%
$1,000
Superior National Bank
Superior National Bank
Business Savings
0.05%
$100
PNC Bank
PNC Bank
48-Month CD
0.02%
$1,000
Fifth Third Bank, N.A.
Fifth Third Bank, N.A.
18-Month CD
0.01%
$500
F&M Bank & Trust
F&M Bank & Trust
Statement Savings
0.01%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First National Bank and Trust AL Information

First National Bank and Trust AL
111 S Main St
Atmore, AL 36502
Escambia
Established Date: 01/01/1915
FDIC Certificate #: 2779
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: FIRST SUNCOAST TR BANCSHARES
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is First National Bank and Trust AL FDIC Insured? Yes
What is First National Bank and Trust AL's Cert number? 2779
What is the maximum amount for insured deposits? $250,000 per holder, per account

First National Bank and Trust AL Financials

Total Assets:
$214,196,000
Total Deposits:
$199,107,000
Equity Capital:
$14,361,000
Domestic Deposits:
$199,107,000
Net Income:
$1,003,000
Return on Assets:
2.3225%
Quarterly Return on Assets:
1.8700%
Pretax Return on Assets:
1.9853%
Pretax Quarterly Return on Assets:
1.9900%
Return on Equity:
43.0100%
Quarterly Return on Equity:
27.7400%
Leverage Tier 1 (Core Capital) Ratio:
12.2283%
Total Interest Income (YTD):
4.3601%
 
 
Headquarters:
Atmore
FDIC Field Office:
Montgomery
Regulator:
OCC
County:
Escambia
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Fixed long term mortgage rates are mixed this week over last week. Fixed conventional 30 year mortgage rates are averaging 4.22 percent, unchanged from last week’s average 30 year mortgage rate. 30 year conventional home mortgage rates in Virginia are slightly lower than the national average 30 year mortgage rate. 30 year Virginia mortgage rates today are averaging 4.17 percent.
Third Federal Savings and Loan CD RatesThird Federal Savings and Loan CD rates on the bank's Specials CDs are some of the best CD rates available right now. The minimum opening balance is only $500. 30 day rolling special CD rates at Third Federal Savings and Loan are at 1.85 percent. 59 month special CD rates at Third Federal Savings and Loan are at 3.50 percent. Compare Third Federal Savings and Loan CD rates with other banks below.
Ally Bank CD Rates Comparing OptionsAlly Bank offers three different certificates of deposit with some of the best CD rates available online. The current CD products include Ally Bank's High Yield CD, No Penalty CD, and Raise Your Rate CD. The rates and yield you earn on Ally's CDs vary but mostly depend on the term of the CD. The shortest-term CD, 3 months, currently has a yield of 0.75 percent while the longest-term CD, 60-months, has a yield of 2.15 percent.

Bank or Credit Union Offers and Deals

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Evergeen Bank Group Savings Account Rates & MMA Rates
30 Year Mortgage Rates Down 0.12% on China Stock Market Fears
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Current Mortgage Rates: Mortgage Rates Decline to Five Week Low
Municipal Credit Union Auto Loan Rates
EverBank Money Market Account Rates now at 0.61%
Rate Changes at Colorado FSB - New Top 1 Year CD Rate at 1.35% APY
Mortgage Refinance Rates: 30 Year Refinance Rates now at 4.88%
Fed Stands Pat on Rates as Online CD Rates March Higher

Alternative Bank and Credit Union Offers to Explore

Philadelphia CD Rates
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State Personal Income in 2011 is up 5.1%
NationWide Bank CD Rates Increased but Still Below Best CD Rates Available
Long Term CD Rates Fremont, CA
CD Rates at Allegany County Teachers Federal Credit Union
ableBanking, a division of Northeast Bank 1 Year CD Rates now at 0.65%
1.11% APY - EverBank 2 Year Jumbo CD Rates
Highest Savings Rates This Week: Best 1 Year APY at 1.05 Percent

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