Jefferson Security Bank Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Jefferson Security Bank's savings rates are at 0.05%. Jefferson Security Bank's money market rates are at 0.10%. You can compare Jefferson Security Bank rates to other rates in our database, including 12-month CD rates currently at 2.16%, 6-month CD rates at 3.40% and 3-month CD rates at 0.20%. Savings rates are at 0.20% and money market rates are at 1.77%. Mortgage rates on 30-year fixed loans are around 6.15%. All these rates, and more, can be found in our database of rates which you can compare to Jefferson Security Bank rates.
Rate Updates and AvailabilityJefferson Security Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Jefferson Security Bank? Share your experience about Jefferson Security Bank by leaving a review below, or read customer reviews before you decide to use Jefferson Security Bank. Jefferson Security Bank Texas RatioJefferson Security Bank's Texas Ratio is at 0.24%, which is considered excellent. The Texas Ratio for Jefferson Security Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
Jefferson Security Bank has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, Jefferson Security Bank is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. 
Jefferson Security Bank Savings Rates
Jefferson Security Bank Money Market Rates
Jefferson Security Bank Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Jefferson Security Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Jefferson Security Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Jefferson Security Bank's official website for the most current offers and terms.
Bank Profile & OverviewJefferson Security Bank
105 E Washington StShepherdstown, WV 25443 Jefferson Established Date: 05/19/1869 FDIC Certificate #: 9997 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: JSB FINANCIAL INC How Many Domestic U.S. Offices? 6 How Many Branches are There? 6 Website: https://www.jsb.bank
Is Jefferson Security Bank FDIC Insured? Yes
What is Jefferson Security Bank's Cert number? 9997
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$530,979,000
Total Deposits:
$458,129,000
Equity Capital:
$24,858,000
Net Income:
$671,000
Return on Assets (ROA):
0.6454%
Return on Equity (ROE):
13.3800%
Headquarters:
Shepherdstown
Regulator:
FDIC
# of Offices:
6
Source: FDIC | Last Updated 03/31/2024
Customer ReviewsThere are no reviews for Jefferson Security Bank yet. Feel free to create one below.
Add Your Rating and Review for Jefferson Security Bank
Frequently Asked Questions About Jefferson Security BankHow do I open an account at Jefferson Security Bank?You can typically open an account at Jefferson Security Bank by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, Jefferson Security Bank provides a range of mortgage and home equity products. Is Jefferson Security Bank a safe place to deposit money?Yes, Jefferson Security Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does Jefferson Security Bank offer online and mobile banking?Most modern institutions like Jefferson Security Bank provide digital access including online balance checks and transfers. Compare to other Banks |
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