Jefferson Security Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.65%, 6-month CD rates at 0.10% and 3-month CD rates at 0.50%. Current savings rates are at 0.05% and money market rates are at 1.00%. Mortgage rates today on 30-year fixed loans are around 7.01%. Credit Card rates are at 18.00%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates. Jefferson Security Bank's 12-Month CD rates are at 3.03%, 18-Month CD rates are at 2.52%, 60-Month CD rates are at 1.51%, 24-Month CD rates are at 1.51%, 48-Month CD rates are at 1.41%. Jefferson Security Bank's savings rates are at 0.05%. Jefferson Security Bank's money market rates are at 0.75%.

Jefferson Security Bank

To see how these rates compare to Jefferson Security Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Jefferson Security Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Jefferson Security Bank CD rates. You can also compare Jefferson Security Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Jefferson Security Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Jefferson Security Bank? Share your experience about Jefferson Security Bank by leaving a review below, or read customer reviews before you decide to use Jefferson Security Bank.

Jefferson Security Bank Texas Ratio

Jefferson Security Bank's Texas Ratio is at 0.24%, which is considered excellent. The Texas Ratio for Jefferson Security Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Jefferson Security Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.03%
18-Month CD
2.52%
24-Month CD
1.51%
36-Month CD
1.36%
48-Month CD
1.41%
60-Month CD
1.51%
Savings
0.05%
MMA
0.75%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Jefferson Security Bank
105 E Washington St
Shepherdstown, WV 25443
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Jefferson Security Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Jefferson Security Bank
Jefferson Security Bank
12-Month CD
3.03%
$500
Jefferson Security Bank
Jefferson Security Bank
18-Month CD
2.52%
$500
Jefferson Security Bank
Jefferson Security Bank
60-Month CD
1.51%
$500
Jefferson Security Bank
Jefferson Security Bank
24-Month CD
1.51%
$500
Jefferson Security Bank
Jefferson Security Bank
48-Month CD
1.41%
$500
Jefferson Security Bank
Jefferson Security Bank
36-Month CD
1.36%
$500
Jefferson Security Bank
Jefferson Security Bank
Super Money Market
0.75%
$25,000
Jefferson Security Bank
Jefferson Security Bank
Rewards Checking
0.25%
$0
Jefferson Security Bank
Jefferson Security Bank
Simple Savings
0.05%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Jefferson Security Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Community Bank and Trust - West Georgia
Community Bank and Trust - West Georgia
12-Month CD
4.45%
$500
Fidelity
Fidelity
24-Month CD
4.25%
$1,000
Bank of the Flint Hills
Bank of the Flint Hills
36-Month CD
4.25%
$500
AAA Federal Savings Bank
AAA Federal Savings Bank
12-Month CD
4.10%
$500
Five Star Credit Union
Five Star Credit Union
48-Month CD
4.00%
$500
First Security Bank Mackinaw, IL
First Security Bank Mackinaw, IL
6-Month CD
4.00%
$1,000
AAC Credit Union
AAC Credit Union
6-Month CD
4.00%
$500
AAEC Credit Union
AAEC Credit Union
12-Month CD
4.00%
$1,000
Second Federal S&L
Second Federal S&L
60-Month CD
3.95%
$500
Bank of Prairie du Sac
Bank of Prairie du Sac
6-Month CD
3.84%
$1,000
Pacific Crest SB
Pacific Crest SB
60-Month CD
3.75%
$2,000
Beal Bank
Beal Bank
Statement Savings
3.75%
$500
Gunnison S&L
Gunnison S&L
30-Month CD
3.56%
$500
167th TFR Federal Credit Union
167th TFR Federal Credit Union
6-Month CD
3.55%
$500
Hinsdale Bank & Trust Company
Hinsdale Bank & Trust Company
23-Month CD
3.50%
$1,000
Access Bank
Access Bank
36-Month CD
3.50%
$1,000
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
36-Month CD
3.25%
$500
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
Rewards Checking
3.04%
$0
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
60-Month CD
3.03%
$1,000
Commerce Bank & Trust Winter Park, FL
Commerce Bank & Trust Winter Park, FL
36-Month CD
3.00%
$0
E-Trade
E-Trade
Max-Rate Checking
3.00%
$0
State Central Bank
State Central Bank
36-Month CD
2.77%
$10,000
Unison Bank
Unison Bank
24-Month CD
2.75%
$2,500
5Star Bank
5Star Bank
24-Month CD
2.75%
$1,000
Bath Savings Institution
Bath Savings Institution
36-Month CD
2.58%
$500
InFirst Bank
InFirst Bank
6-Month CD
2.50%
$500
Farmers State Bank Center, TX
Farmers State Bank Center, TX
18-Month CD
2.48%
$1,000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
Diamond Money Market
2.25%
$1,000,000
FNB of Raymond
FNB of Raymond
24-Month CD
2.02%
$1,000
International Bank of Chicago
International Bank of Chicago
12-Month CD
1.75%
$1,000
Northrim Bank
Northrim Bank
36-Month CD
1.70%
$500
Colonial Savings, F.A.
Colonial Savings, F.A.
36-Month CD
1.38%
$1,000
MutualOne Bank
MutualOne Bank
24-Month CD
1.31%
$500
F&M State Bank Winterset, IA
F&M State Bank Winterset, IA
Money Market
1.25%
$250,000
Citizens Federal S&L Assoc
Citizens Federal S&L Assoc
24-Month CD
0.80%
$1,000
Thumb Bank and Trust
Thumb Bank and Trust
24-Month CD
0.55%
$500
Community Bank of Pleasant Hill
Community Bank of Pleasant Hill
Kasasa Checking
0.51%
$25
Institution for Savings
Institution for Savings
18-Month CD
0.50%
$500
First Mutual Bank, FSB
First Mutual Bank, FSB
Select Money Market
0.30%
$100,000
First State Bank of Harvey
First State Bank of Harvey
Super NOW Checking
0.30%
$2,500
Miami Savings Bank
Miami Savings Bank
24-Month CD
0.30%
$1,000
AVB Bank
AVB Bank
Savings
0.25%
$0
BankWest Of Kansas
BankWest Of Kansas
Money Market
0.25%
$10,000
The Middlefield Banking Company
The Middlefield Banking Company
6-Month CD
0.25%
$500
Embassy Bank for the Lehigh Valley
Embassy Bank for the Lehigh Valley
24-Month CD
0.25%
$500
Beardstown Savings
Beardstown Savings
3-Month CD
0.20%
$0
PyraMax Bank
PyraMax Bank
18-Month CD (Homebuyers)
0.20%
$100
RadiFi Credit Union
RadiFi Credit Union
Regular Savings
0.10%
$100
First Community Bank Batesville, AR
First Community Bank Batesville, AR
Interest Checking
0.07%
$100
Bank of Greene County
Bank of Greene County
Money Market
0.01%
$1
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates June 15, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Jefferson Security Bank Information

Jefferson Security Bank
105 E Washington St
Shepherdstown, WV 25443
Jefferson
Established Date: 05/19/1869
FDIC Certificate #: 9997
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: JSB FINANCIAL INC
How Many Domestic U.S. Offices? 6
How Many Branches are There? 6
Is Jefferson Security Bank FDIC Insured? Yes
What is Jefferson Security Bank's Cert number? 9997
What is the maximum amount for insured deposits? $250,000 per holder, per account

Jefferson Security Bank Financials

Total Assets:
$530,979,000
Total Deposits:
$458,129,000
Equity Capital:
$24,858,000
Domestic Deposits:
$458,129,000
Net Income:
$671,000
Return on Assets:
0.6454%
Quarterly Return on Assets:
0.5200%
Pretax Return on Assets:
0.6282%
Pretax Quarterly Return on Assets:
0.6300%
Return on Equity:
13.3800%
Quarterly Return on Equity:
10.7800%
Common Equity Tier 1 Capital Ratio:
12.8489%
Tier 1 Risk-Based Capital Ratio:
12.8489%
Leverage Tier 1 (Core Capital) Ratio:
8.0127%
Total Risk-Based Capital Ratio (YTD):
14.0935%
Total Interest Income (YTD):
4.0652%
 
 
Headquarters:
Shepherdstown
FDIC Field Office:
Scott Depot
Regulator:
FDIC
County:
Jefferson
# of Offices:
6
Metropolitan Statistical Area (MSA):
Washington-Arlington-Alexandria, DC-VA-MD-WV
Consolidated Metropolitan Statistical Area (CMSA):
Washington-Baltimore, DC-MD-VA-WV
OTS Region:
Northeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates were mixed as applications for mortgage loans increased 7 percent in the Mortgage Bankers Association Weekly Mortgage Application Survey for the week ending January 18, 2013. Average fixed conforming 30 year mortgage rates were higher and average 30 year fixed jumbo mortgage rates were lower in this week's survey.
Over the past two months, mortgage rates and long term bond yields have surged higher due to to fears the Fed will begin to wrap up the current round of quantitative easing (QE3) as early as this September. Mortgage rates today on 30 year conforming loans are averaging 4.52, up over 1.00 percent from the beginning of May when the average rate was 3.43 percent. 10 year Treasury yields are also up around 1.00 percent over the past couple of months. Yields have risen from 1.66 percent in early May to 2.60 percent yesterday.
venture bank direct online savings accountVenture Bank Direct of Lacey Washington is offering one of the best online savings account rates. The savings account currently has an an annual percentage rate (APR) of 3.73% and an annual percentage yield (APY) of 3.80%.

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