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Conneaut Savings Bank Rates & Review May 2026

Conneaut Savings Bank's 5-Month Certificate of Deposit rates are at 4.01%, 5-Month Promotional Products rates are at 4.01%, 8-Month Certificate of Deposit rates are at 3.80%, 8-Month Promotional Products rates are at 3.80%, IRA 8-Month rates are at 3.80%. Conneaut Savings Bank's savings rates are at 0.02%. Conneaut Savings Bank's Personal Loan Rates are at 10.64%. MonitorBankRates evaluates the financial stability of Conneaut Savings Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.23%. Rates were last updated on 05/05/2026.

Conneaut Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Conneaut Savings Bank? Share your experience about Conneaut Savings Bank by leaving a review below, or read customer reviews before you decide to use Conneaut Savings Bank.

MonitorBankRates Verified Strong Badge 2026 Verified Strong Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.23%
Excellent Lower than avg
Conneaut Savings Bank
305 Main St
Conneaut, OH 44030
http://www.conneautsavings.com
Member FDIC

Conneaut Savings Bank CD Rates

Product Rate APY Term View More
5 Month Certificate of Deposit 3.95% 4.01% 5 Month
Min Deposit $1,000
Details Relationship Bonus
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
5 Month Promotional Products 3.95% 4.01% 5
Min Deposit $1,000
Details Relationship Bonus
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
8 Month Certificate of Deposit 3.75% 3.80% 8 Month
Min Deposit $1,000
Details Relationship Bonus
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
8 Month Promotional Products 3.75% 3.80% 8
Min Deposit $1,000
Details Relationship Bonus
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
IRA 8 Month 3.75% 3.80% 8
Min Deposit $1,000
Details Relationship Bonus APY
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
5 Month Certificate of Deposit 3.45% 3.49% 5 Month
Min Deposit $1,000
Details Personal Product
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
5 Month Promotional Products 3.45% 3.49% 5
Min Deposit $1,000
Details Personal Product
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
8 Month Certificate of Deposit 3.25% 3.29% 8 Month
Min Deposit $1,000
Details Personal Product
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
8 Month Promotional Products 3.25% 3.29% 8
Min Deposit $1,000
Details Personal Product
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
IRA 8 Month 3.25% 3.29% 8
Min Deposit $1,000
Details Personal Product APY
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
12 Month Certificate of Deposit 3.20% 3.24% 12 Month
Min Deposit $1,000
Details Relationship Bonus
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
12 Month Promotional Products 3.20% 3.24% 12
Min Deposit $1,000
Details Relationship Bonus
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
12 Month Certificate of Deposit 2.70% 2.73% 12 Month
Min Deposit $1,000
Details Personal Product
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
12 Month Promotional Products 2.70% 2.73% 12
Min Deposit $1,000
Details Personal Product
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
6 Month Certificate of Deposit 1.49% 1.50% 6 Month
Min Deposit $1,000
Details Relationship Bonus
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
6 Month Certificate of Deposit 0.99% 0.99% 6 Month
Min Deposit $1,000
Details Personal Product
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
18 Month Certificate of Deposit 0.50% 0.50% 18 Month
Min Deposit $1,000
Details Relationship Bonus
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
IRA 18 Month 0.50% 0.50% 18
Min Deposit $1,000
Details Relationship Bonus APY
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
15 Month Certificate of Deposit 0.45% 0.45% 15 Month
Min Deposit $1,000
Details Relationship Bonus
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
60 Month Certificate of Deposit 0.45% 0.45% 60 Month
Min Deposit $1,000
Details Relationship Bonus
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
IRA 60 Month 0.45% 0.45% 60
Min Deposit $1,000
Details Relationship Bonus APY
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
18 Month Certificate of Deposit 0.40% 0.40% 18 Month
Min Deposit $1,000
Details Personal Product
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
35 Month Certificate of Deposit 0.40% 0.40% 35 Month
Min Deposit $1,000
Details Relationship Bonus
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
IRA 18 Month 0.40% 0.40% 18
Min Deposit $1,000
Details Personal Product APY
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
15 Month Certificate of Deposit 0.35% 0.35% 15 Month
Min Deposit $1,000
Details Personal Product
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
21 Month Certificate of Deposit 0.35% 0.35% 21 Month
Min Deposit $1,000
Details Relationship Bonus
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
48 Month Certificate of Deposit 0.35% 0.35% 48 Month
Min Deposit $1,000
Details Relationship Bonus
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
60 Month Certificate of Deposit 0.35% 0.35% 60 Month
Min Deposit $1,000
Details Personal Product
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
IRA 21 Month 0.35% 0.35% 21
Min Deposit $1,000
Details Relationship Bonus APY
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
IRA 48 Month 0.35% 0.35% 48
Min Deposit $1,000
Details Relationship Bonus APY
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
IRA 60 Month 0.35% 0.35% 60
Min Deposit $1,000
Details Personal Product APY
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
IRA 30 Month 0.30% 0.30% 30
Min Deposit $1,000
Details Relationship Bonus APY
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
35 Month Certificate of Deposit 0.25% 0.25% 35 Month
Min Deposit $1,000
Details Personal Product
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
48 Month Certificate of Deposit 0.25% 0.25% 48 Month
Min Deposit $1,000
Details Personal Product
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
IRA 48 Month 0.25% 0.25% 48
Min Deposit $1,000
Details Personal Product APY
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
21 Month Certificate of Deposit 0.20% 0.20% 21 Month
Min Deposit $1,000
Details Personal Product
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
36 Month Certificate of Deposit 0.20% 0.20% 36 Month
Min Deposit $1,000
Details Relationship Bonus
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
IRA 10 Month 0.20% 0.20% 10
Min Deposit $1,000
Details Relationship Bonus APY
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
IRA 21 Month 0.20% 0.20% 21
Min Deposit $1,000
Details Personal Product APY
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
IRA 30 Month 0.20% 0.20% 30
Min Deposit $1,000
Details Personal Product APY
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
24 Month Certificate of Deposit 0.15% 0.15% 24 Month
Min Deposit $1,000
Details Relationship Bonus
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
3 Month Certificate of Deposit 0.15% 0.15% 3 Month
Min Deposit $1,000
Details Relationship Bonus
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
36 Month Certificate of Deposit 0.10% 0.10% 36 Month
Min Deposit $1,000
Details Personal Product
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
IRA 10 Month 0.10% 0.10% 10
Min Deposit $1,000
Details Personal Product APY
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
24 Month Certificate of Deposit 0.05% 0.05% 24 Month
Min Deposit $1,000
Details Personal Product
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
3 Month Certificate of Deposit 0.05% 0.05% 3 Month
Min Deposit $1,000
Details Personal Product
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%

Conneaut Savings Bank Savings Rates

Product Rate APY View More
IRA Savings 0.20% 0.20%
Min Deposit $50
Details Relationship Bonus APY
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
Statement Savings 0.15% 0.15%
Details $30,000 and above; Relationship Bonus APY
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
IRA Savings 0.10% 0.10%
Min Deposit $50
Details Personal Product APY
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
Statement Savings 0.10% 0.10%
Details $30,000 and above; Personal Product APY
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
Statement Savings to $29,999 0.10% 0.10%
Details $1,000; Relationship Bonus APY
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
Statement Savings to $29,999 0.05% 0.05%
Details $1,000; Personal Product APY
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
Statement Savings to $999 0.05% 0.05%
Min Deposit $50
Details $0; Relationship Bonus APY
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
Statement Savings to $999 0.02% 0.02%
Min Deposit $50
Details $0; Personal Product APY
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%

Conneaut Savings Bank Checking Rates

Product Rate APY View More
Relationship Plus Checking 0.05% 0.05%
Min Balance $5,000
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
Relationship Checking 0.02% 0.02%
Min Balance $1,500
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
Essential Checking - 0.00%
Min Deposit $50
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
Relationship Checking - 0.00%
Min Deposit $50
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
Relationship Plus Checking - 0.00%
Min Deposit $50
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%

Conneaut Savings Bank Personal Loan Rates

Product Rate APR View More
New Personal Watercraft & Motorcycle 10.49% 10.64%
No additional details.
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
New Personal Watercraft & Motorcycle 10.49% 10.65%
No additional details.
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
New Personal Watercraft & Motorcycle 10.75% 10.92%
No additional details.
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
New Personal Watercraft & Motorcycle 11.49% 11.70%
No additional details.
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
New Personal Watercraft & Motorcycle 11.99% 12.23%
No additional details.
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
New Personal Watercraft & Motorcycle 12.49% 12.76%
No additional details.
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Conneaut Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Conneaut Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Conneaut Savings Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Conneaut Savings Bank
Bank Holding Company CONNEAUT BCORP MHC
Address 305 Main St, Conneaut, OH 44030  ·  Ashtabula
FDIC Certificate # 28677
Established 01/01/1888
FDIC Insurance Date 08/09/1989
Domestic Offices 1
Total Branches 1
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 98/100
5.0
Exceptional Out of 5.0 Stars
3.23%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.0994%
Return on Equity (ROE) 0.8900%
Non-Performing Loans (NPL) 0.37%
Total Assets $76,111,000
Total Deposits $64,576,000
Equity Capital $10,024,000
Net Income $93,000
Headquarters Conneaut
Total Offices 1
Source: FDIC  |  Last Updated 12/31/2025
MonitorBankRates Verified Strong Badge 2026
2026 MBR Health & Safety Badge

Conneaut Savings Bank earned the Verified Strong badge

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Customer Reviews

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Frequently Asked Questions About Conneaut Savings Bank

How many branches does Conneaut Savings Bank operate?

Conneaut Savings Bank currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Conneaut Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Conneaut Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Does Conneaut Savings Bank offer online and mobile banking?

Most modern institutions like Conneaut Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.conneautsavings.com.

Current Conneaut Savings Bank Rates

  • 12-Month CD2.73%
  • 18-Month CD0.40%
  • 24-Month CD0.05%
  • 36-Month CD0.10%
  • 48-Month CD0.25%
  • 60-Month CD0.35%
  • Savings0.02%
Retrieved from our database of financial products. Rates subject to change.