What are the current interest rates at Conneaut Savings Bank?

Current rates for Conneaut Savings Bank include: 12-Month CD: 2.73%, 18-Month CD: 0.40%, 24-Month CD: 0.05%, 36-Month CD: 0.10%, 48-Month CD: 0.25%, 60-Month CD: 0.35%, Savings: 0.15%, MMA: 3.55%

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Conneaut Savings Bank Rates & Review October 2026

Q: How many branches does Conneaut Savings Bank operate?

Conneaut Savings Bank currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Conneaut Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Conneaut Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 11, 2026

Conneaut Savings Bank's top rates as of October 11, 2026 are 3.49% APY on its 5-Month CD, 0.15% APY on savings, 3.55% APY on money market accounts, 0.05% APY on checking, 10.49% on its ATV, Lawn Tractors, Farm Equipment - 48 Months New mortgage, and rv, boat and powersport loans from 10.64% APR, according to rates verified by MonitorBankRates. Other Conneaut Savings Bank CD rates include 5-Month Promotional Product at 3.49%, 8-Month CD at 3.29%, and 8-Month Promotional Product at 3.29%. MonitorBankRates evaluates the financial stability of Conneaut Savings Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.11%. Rates last updated and verified on 10/11/2026.

Conneaut Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Conneaut Savings Bank? Share your experience about Conneaut Savings Bank by leaving a review below, or read customer reviews before you decide to use Conneaut Savings Bank.

Verified Healthy Q2 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.11%

Excellent Lower than avg

Health Trend

Improving 12 quarters

Full history ›

Conneaut Savings Bank

305 Main St
Conneaut, OH 44030

https://www.conneautsavings.com

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Conneaut Savings Bank CD Rates

Product	Rate	APY	Term
5 Month CD	3.45%	3.49%	5 Month
Min Deposit $1,000 Details Relationship Bonus APY: 4.01%; Relationship Bonus Rate: 3.95% Last Updated 10/11/2026 Rate History No change since Sep 24, 2026 · 3.49% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
5 Month Promotional Product	3.45%	3.49%	5 Month
Min Deposit $1,000 Details Relationship Bonus APY: 4.01%; Relationship Bonus Rate: 3.95%; Compounding Frequency: Quarterly Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 3.49% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
8 Month CD	3.25%	3.29%	8 Month
Min Deposit $1,000 Details Relationship Bonus APY: 3.80%; Relationship Bonus Rate: 3.75% Last Updated 10/11/2026 Rate History No change since Sep 24, 2026 · 3.29% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
8 Month Promotional Product	3.25%	3.29%	8 Month
Min Deposit $1,000 Details Relationship Bonus APY: 3.80%; Relationship Bonus Rate: 3.75%; Compounding Frequency: Quarterly Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 3.29% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
12 Month CD	2.70%	2.73%	12 Month
Min Deposit $1,000 Details Relationship Bonus APY: 3.24%; Relationship Bonus Rate: 3.20% Last Updated 10/11/2026 Rate History No change since Sep 24, 2026 · 2.73% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
12 Month Promotional Product	2.70%	2.73%	12 Month
Min Deposit $1,000 Details Relationship Bonus APY: 3.24%; Relationship Bonus Rate: 3.20%; Compounding Frequency: Quarterly Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 2.73% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
6 Month CD	0.99%	0.99%	6 Month
Min Deposit $1,000 Details Relationship Bonus APY: 1.50%; Relationship Bonus Rate: 1.49% Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 0.99% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
18 Month CD	0.40%	0.40%	18 Month
Min Deposit $1,000 Details Relationship Bonus APY: 0.50%; Relationship Bonus Rate: 0.50% Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 0.40% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
15 Month CD	0.35%	0.35%	15 Month
Min Deposit $1,000 Details Relationship Bonus APY: 0.45%; Relationship Bonus Rate: 0.45% Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 0.35% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
60 Month CD	0.35%	0.35%	60 Month
Min Deposit $1,000 Details Relationship Bonus APY: 0.45%; Relationship Bonus Rate: 0.45% Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 0.35% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
35 Month CD	0.25%	0.25%	35 Month
Min Deposit $1,000 Details Relationship Bonus APY: 0.40%; Relationship Bonus Rate: 0.40% Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 0.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
48 Month CD	0.25%	0.25%	48 Month
Min Deposit $1,000 Details Relationship Bonus APY: 0.35%; Relationship Bonus Rate: 0.35% Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 0.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
21 Month CD	0.20%	0.20%	21 Month
Min Deposit $1,000 Details Relationship Bonus APY: 0.35%; Relationship Bonus Rate: 0.35% Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 0.20% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
IRA 30 Month	0.20%	0.20%	30 Month
Min Deposit $1,000 Details Relationship Bonus APY: 0.30%; Relationship Bonus Rate: 0.30% Last Updated 10/11/2026 Rate History No change since Sep 27, 2026 · 0.20% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
36 Month CD	0.10%	0.10%	36 Month
Min Deposit $1,000 Details Relationship Bonus APY: 0.20%; Relationship Bonus Rate: 0.20% Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 0.10% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
IRA 10 Month	0.10%	0.10%	10 Month
Min Deposit $1,000 Details Relationship Bonus APY: 0.20%; Relationship Bonus Rate: 0.20% Last Updated 10/11/2026 Rate History No change since Sep 27, 2026 · 0.10% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
24 Month CD	0.05%	0.05%	24 Month
Min Deposit $1,000 Details Relationship Bonus APY: 0.15%; Relationship Bonus Rate: 0.15% Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 0.05% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
3 Month CD	0.05%	0.05%	3 Month
Min Deposit $1,000 Details Relationship Bonus APY: 0.15%; Relationship Bonus Rate: 0.15% Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 0.05% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%

Conneaut Savings Bank Savings Rates

Product	Rate	APY
Statement Savings	0.15%	0.15%
Min Deposit $50 Min Balance $30,000 Details Balance: $30,000 and above Last Updated 10/11/2026 Rate History 1 change since Sep 24, 2026 · 0.10% → 0.15% ▲ 0.05 pts · high 0.15% / low 0.10% Oct 7, 20260.15%▲ from 0.10% Sep 24, 20260.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
IRA Savings	0.10%	0.10%
Min Deposit $50 Details Relationship Bonus APY: 0.20%; Relationship Bonus Rate: 0.20% Last Updated 10/11/2026 Rate History No change since Sep 24, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Statement Savings	0.10%	0.10%
Min Deposit $50 Min Balance $1,000 Details Balance: $1,000 to $29,999 Last Updated 10/11/2026 Rate History 1 change since Sep 27, 2026 · 0.05% → 0.10% ▲ 0.05 pts · high 0.10% / low 0.05% Oct 7, 20260.10%▲ from 0.05% Sep 27, 20260.05%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Statement Savings	0.10%	0.10%
Min Deposit $50 Min Balance $30,000 Details Balance: $30,000 and above Last Updated 10/11/2026 Rate History No change since Sep 24, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Statement Savings	0.05%	0.05%
Min Deposit $50 Min Balance $0 Details Balance: $0 to $999 Last Updated 10/11/2026 Rate History 1 change since Sep 27, 2026 · 0.02% → 0.05% ▲ 0.03 pts · high 0.05% / low 0.02% Oct 7, 20260.05%▲ from 0.02% Sep 27, 20260.02%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Statement Savings	0.05%	0.05%
Min Deposit $50 Min Balance $1,000 Details Balance: $1,000 to $29,999 Last Updated 10/11/2026 Rate History No change since Sep 27, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Statement Savings	0.02%	0.02%
Min Deposit $50 Min Balance $0 Details Balance: $0 to $999 Last Updated 10/11/2026 Rate History No change since Sep 27, 2026 · 0.02% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%

Conneaut Savings Bank Money Market Rates

Product	Rate	APY
Relationship Plus Money Market	3.50%	3.55%
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000 and above; Relationship Bonus APY; Relationship Bonus Rates; Personal APY; Personal Rates; Compounding Frequency: Monthly Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 3.55% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Relationship Plus Money Market	2.25%	2.27%
Min Deposit $1,000 Min Balance $2,500 Details Balance: $2,500 to $24,999; Relationship Bonus APY; Relationship Bonus Rates; Personal APY; Personal Rates; Compounding Frequency: Monthly Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 2.27% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Relationship Plus Money Market	1.00%	1.00%
Min Deposit $1,000 Min Balance $0 Details Balance: $0 to $2,499; Relationship Bonus APY; Relationship Bonus Rates; Personal APY; Personal Rates; Compounding Frequency: Monthly Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 1.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%

Conneaut Savings Bank Checking Rates

Product	Rate	APY
Relationship Plus Checking Account	0.05%	0.05%
Min Balance $5,000 Details Balance: $5,000 and above Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 0.05% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Relationship Checking Account	0.02%	0.02%
Min Balance $1,500 Details Balance: $1,500 and above Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 0.02% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%

Conneaut Savings Bank RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Boat Loans - 72 Months New	8.99%	9.137%	72 Months
Details Down Payment Percentage: 5% Last Updated 10/11/2026 Rate History No change since Sep 15, 2026 · 9.14% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Boat Loans - Used 1 Year Up To 66 Months	9.49%	9.649%	Up to 66 Months
Details Down Payment Percentage: 5% Last Updated 10/11/2026 Rate History No change since Sep 15, 2026 · 9.65% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Boat Loans - 1-2 Years Up To 60 Months	9.75%	9.922%	Up to 60 Months
Details Down Payment Percentage: 15% Last Updated 10/11/2026 Rate History No change since Sep 15, 2026 · 9.92% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
New RV, Travel Trailers, Fifth Wheels Loan	9.99%	10.139%	72 Months
Details Down Payment Percentage: 5% Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 10.14% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
New Personal Watercraft & Motorcycle - 72 Months Loan	10.49%	10.64%	72 Months
Details Down Payment Percentage: 5% Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 10.64% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
New RV, Travel Trailers, Fifth Wheels Loan	10.49%	10.651%	1 Year
Details Term: Used Up To 1 Year Up To 66 Months; Down Payment Percentage: 5% Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 10.65% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Used Personal Watercraft & Motorcycle - 1 Year Up To 66 Months Loan	10.49%	10.651%	Up to 66 Months
Details Down Payment Percentage: 15% Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 10.65% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
ATV, Lawn Tractors, Farm Equipment - 48 Months New	10.49%	10.70%	48 Months
Details Down Payment Percentage: 5% Last Updated 10/11/2026 Rate History No change since Sep 24, 2026 · 10.70% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Boat Loans - 3-4 Years Up To 48 Months	10.49%	10.70%	Up to 48 Months
Details Down Payment Percentage: 15% Last Updated 10/11/2026 Rate History No change since Sep 15, 2026 · 10.70% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
New RV, Travel Trailers, Fifth Wheels Loan	10.75%	10.924%	1 months
Details Term: 1-2 Years Old Up To 60 Months; Down Payment Percentage: 15% Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 10.92% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Used Personal Watercraft & Motorcycle - 1-2 Years Up To 60 Months Loan	10.75%	10.924%	Up to 60 Months
Details Down Payment Percentage: 15% Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 10.92% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Boat Loans - 5-6 Years Up To 42 Months	10.99%	11.261%	Up to 42 Months
Details Down Payment Percentage: 20% Last Updated 10/11/2026 Rate History No change since Sep 15, 2026 · 11.26% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
New RV, Travel Trailers, Fifth Wheels Loan	11.49%	11.702%	3 months
Details Term: 3-4 Years Old Up To 48 Months; Down Payment Percentage: 15% Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 11.70% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Used Personal Watercraft & Motorcycle - 3-4 Years Up To 48 Months Loan	11.49%	11.702%	Up to 48 Months
Details Down Payment Percentage: 15% Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 11.70% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
ATV, Lawn Tractors, Farm Equipment - 36 Months Used	11.49%	11.762%	36 Months
Details Down Payment Percentage: 25% Last Updated 10/11/2026 Rate History No change since Sep 24, 2026 · 11.76% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
New RV, Travel Trailers, Fifth Wheels Loan	11.99%	12.229%	5 months
Details Term: 5-6 Years Old Up To 42 Months; Down Payment Percentage: 20% Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 12.23% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Used Personal Watercraft & Motorcycle - 5-6 Years Up To 42 Months Loan	11.99%	12.229%	Up to 42 Months
Details Down Payment Percentage: 20% Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 12.23% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
New RV, Travel Trailers, Fifth Wheels Loan	12.49%	12.764%	7 months
Details Term: 7-10 Years Old Up To 36 Months; Down Payment Percentage: 20% Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 12.76% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Used Personal Watercraft & Motorcycle - 7 Years And Older Up To 36 Months Loan	12.49%	12.764%	Up to 36 Months
Details Down Payment Percentage: 20% Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 12.76% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%

Conneaut Savings Bank Personal Loan Rates

Product	APR	Term
New Personal Watercraft & Motorcycle - 72 Months Loan	10.64%	72 Months
Details Down Payment Percentage: 5% Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 10.64% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Used Personal Watercraft & Motorcycle - 1 Year Up To 66 Months Loan	10.651%	Up to 66 Months
Details Down Payment Percentage: 15% Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 10.65% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Used Personal Watercraft & Motorcycle - 1-2 Years Up To 60 Months Loan	10.924%	Up to 60 Months
Details Down Payment Percentage: 15% Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 10.92% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Used Personal Watercraft & Motorcycle - 3-4 Years Up To 48 Months Loan	11.702%	Up to 48 Months
Details Down Payment Percentage: 15% Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 11.70% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Used Personal Watercraft & Motorcycle - 5-6 Years Up To 42 Months Loan	12.229%	Up to 42 Months
Details Down Payment Percentage: 20% Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 12.23% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Used Personal Watercraft & Motorcycle - 7 Years And Older Up To 36 Months Loan	12.764%	Up to 36 Months
Details Down Payment Percentage: 20% Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 12.76% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Conneaut Savings Bank’s Texas Ratio fell from 3.23% in Q3 2023 to 2.11% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$77M	2.11%	5.0	A+
March 31, 2026	$76M	1.90%	5.0	A+
December 31, 2025	$76M	3.61%	5.0	A+
September 30, 2025	$75M	4.50%	5.0	A+
June 30, 2025	$76M	4.82%	5.0	A+
March 31, 2025	$75M	4.08%	5.0	A+
December 31, 2024	$75M	4.35%	5.0	A+
September 30, 2024	$76M	2.07%	5.0	A+
June 30, 2024	$77M	2.18%	5.0	A+
March 31, 2024	$78M	2.93%	5.0	A+
December 31, 2023	$80M	3.51%	5.0	A+
September 30, 2023	$79M	3.23%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Conneaut Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Conneaut Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Conneaut Savings Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Conneaut Savings Bank

Bank Holding Company CONNEAUT BCORP MHC

Address 305 Main St, Conneaut, OH 44030 · Ashtabula

Website https://www.conneautsavings.com

FDIC Certificate # 28677

Established 18880101

FDIC Insurance Date 19890809

Domestic Offices 1

Total Branches 1

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 99/100

5.0

Exceptional Out of 5.0 Stars

2.11%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.5785%

Return on Equity (ROE) 4.3700%

Non-Performing Loans (NPL) 0.28%

Total Assets $76,738,000

Total Deposits $65,319,000

Equity Capital $10,184,000

Net Income $221,000

Headquarters Conneaut

Total Branches and Offices 1

Source: FDIC | Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Conneaut Savings Bank earned the Verified Healthy badge

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Frequently Asked Questions About Conneaut Savings Bank

How many branches does Conneaut Savings Bank operate?

Conneaut Savings Bank currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Conneaut Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Conneaut Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Does Conneaut Savings Bank offer online and mobile banking?

Most modern institutions like Conneaut Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.conneautsavings.com.