FNB of Beardstown CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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FNB of BeardstownToday's 12-month CD rates can be found at 0.20%, 6-month CD rates at 0.01% and 3-month CD rates at 0.80%. Current savings rates are at 0.02% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 7.10%. Credit Card rates are at 16.24%. Personal Loan rates are at 5.74%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to FNB of Beardstown CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from FNB of Beardstown, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with FNB of Beardstown CD rates. You can also compare FNB of Beardstown savings rates, MMA rates and mortgage rates using our other rate lists.

FNB of Beardstown money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FNB of Beardstown? Share your experience about FNB of Beardstown by leaving a review below, or read customer reviews before you decide to use FNB of Beardstown.

FNB of Beardstown Texas Ratio

FNB of Beardstown's Texas Ratio is at 0.70%, which is considered excellent. The Texas Ratio for FNB of Beardstown is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, FNB of Beardstown is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
FNB of Beardstown
300 Washington St
Beardstown, IL 62618
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare FNB of Beardstown Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
USAA Federal Savings Bank
USAA Federal Savings Bank
6-Month CD
5.05%
$1,000
First State Bank Randolph, NE
First State Bank Randolph, NE
7-Month CD (special
5.00%
$500
Three Rivers Bank of Montana
Three Rivers Bank of Montana
Kasasa Saver Savings Account
5.00%
$100
Ameriprise Financial
Ameriprise Financial
3-Month CD
4.75%
$0
The Dolores State Bank
The Dolores State Bank
12-Month CD
4.58%
$1,000
Beal Bank USA
Beal Bank USA
24-Month CD
4.30%
$1,000
MCT Credit Union
MCT Credit Union
6-Month CD
4.08%
$1,000
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
12-Month CD
4.07%
$100
VisionBank Saint Louis Park, MN
VisionBank Saint Louis Park, MN
3-Month CD
4.05%
$1,000
Kish Bank
Kish Bank
24-Month CD
4.04%
$2,000
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
36-Month CD
3.98%
$500
Needham Bank
Needham Bank
24-Month CD
3.75%
$1,000
SL Bank
SL Bank
15-Month CD (special) del
3.71%
$2,500
United States Senate Federal Credit Union
United States Senate Federal Credit Union
6-Month CD Plus Jumbo
3.67%
$200,000
Connex Credit Union
Connex Credit Union
Money Market
3.50%
$250,000
Sacramento Deposit Bank
Sacramento Deposit Bank
18-Month CD
3.29%
$1,000
Agility Bank
Agility Bank
60-Month CD
3.29%
$1,000
1st Security Bank of Washington
1st Security Bank of Washington
30-Month CD w/relationship
3.00%
$500
Seasons Federal Credit Union
Seasons Federal Credit Union
60-Month CD
2.75%
$1,000
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
48-Month CD
2.51%
$500
Chelsea State Bank (CSB)
Chelsea State Bank (CSB)
18-Month CD
2.47%
$500
Ixonia Bank
Ixonia Bank
24-Month CD (special)
2.35%
$10,000
Home Federal S&L of Niles
Home Federal S&L of Niles
48-Month CD
2.32%
$1,000
Profile Bank
Profile Bank
18-Month CD
2.27%
$500
SaviBank
SaviBank
36-Month CD
2.25%
$500
NBKC Bank
NBKC Bank
Personal IRA Savings
2.00%
$0
Ladysmith Federal S&L
24-Month CD
1.91%
$1,000
Jonah Bank of Wyoming
Jonah Bank of Wyoming
36-Month CD
1.75%
$500
Raritan State Bank
Raritan State Bank
12-Month CD
1.71%
$1,000
First Security B&T Co. IA
First Security B&T Co. IA
Kasasa Cash Checking
1.59%
$0
Maries County Bank
Maries County Bank
24-Month CD
1.51%
$1,000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
12-Month CD
1.50%
$1,000
Peoples Bank of Kentucky
Peoples Bank of Kentucky
18-Month CD
1.50%
$1,000
Root River State Bank
Root River State Bank
18-Month CD
1.40%
$300
SSB Scott State Bank
SSB Scott State Bank
24-Month CD
1.20%
$1,000
Citizens Savings Bank Clarks Summit, PA
Citizens Savings Bank Clarks Summit, PA
Free Kasasa Cash Checking
1.20%
$0
I3 Bank
I3 Bank
24-Month CD
0.80%
$500
Ohio Valley Bank Co.
Ohio Valley Bank Co.
6-Month CD
0.75%
$2,500
Bank of Kampsville
Bank of Kampsville
30-Month CD
0.75%
$1,000
Commonwealth Community Bank, Inc.
Commonwealth Community Bank, Inc.
24-Month CD
0.70%
$0
Napoleon State Bank
Napoleon State Bank
30-Month CD
0.50%
$500
Greenstate Credit Union
Greenstate Credit Union
30-Month CD
0.50%
$500
Achieve Financial Credit Union
Achieve Financial Credit Union
48-Month CD certificate
0.35%
$1,000
First Bank of Central Ohio
First Bank of Central Ohio
36-Month CD
0.30%
$500
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
12-Month CD
0.20%
$2,500
America First Federal Credit Union
America First Federal Credit Union
Regular Checking
0.10%
$500
Superior National Bank
Superior National Bank
Business Money Market Tier 1
0.05%
$0
Community Bank Mankato
Community Bank Mankato
Basic Interest Checking
0.05%
$200
The Harrison B&L Assoc.
The Harrison B&L Assoc.
Debit Card Checking
0.01%
$50
PriorityOne Bank
PriorityOne Bank
Statement Savings
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 28, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
3/5 Conforming ARM
5.000%
6.053%
0.250
6.000%
6.056%
0.000
5.000%
6.063%
0.250
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have FNB of Beardstown rate data right now, check back for updates, we are adding rates all the time.

FNB of Beardstown Information

FNB of Beardstown
300 Washington St
Beardstown, IL 62618
Cass
Established Date: 02/24/1887
FDIC Certificate #: 3607
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: MASCOUTEN BCORP INC
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is FNB of Beardstown FDIC Insured? Yes
What is FNB of Beardstown's Cert number? 3607
What is the maximum amount for insured deposits? $250,000 per holder, per account

FNB of Beardstown Financials

Total Assets:
$182,393,000
Total Deposits:
$165,503,000
Equity Capital:
$16,618,000
Domestic Deposits:
$165,503,000
Net Income:
$808,000
Return on Assets:
0.9887%
Quarterly Return on Assets:
1.8500%
Pretax Return on Assets:
1.8596%
Pretax Quarterly Return on Assets:
1.8600%
Return on Equity:
10.6900%
Quarterly Return on Equity:
20.1200%
Leverage Tier 1 (Core Capital) Ratio:
10.7357%
Total Interest Income (YTD):
3.1433%
 
 
Headquarters:
Beardstown
FDIC Field Office:
Springfield Il
Regulator:
OCC
County:
Cass
# of Offices:
3
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

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