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Skyline National Bank

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Skyline National Bank Rates & Review May 2026

Q: How many branches does Skyline National Bank operate?

Skyline National Bank currently maintains approximately 28 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Skyline National Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Skyline National Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 15, 2026

You can compare Skyline National Bank rates to other rates in our database, including 12-month CD rates currently at 0.80%, 6-month CD rates at 1.50% and 3-month CD rates at 0.10%. Savings rates are at 0.75% and money market rates are at 3.25%. Mortgage rates on 30-year fixed loans are around 6.00%. All these rates can be compared to Skyline National Bank rates. MonitorBankRates evaluates the financial stability of Skyline National Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.46%. Rates were last updated on 05/15/2026.

Skyline National Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Skyline National Bank? Share your experience about Skyline National Bank by leaving a review below, or read customer reviews before you decide to use Skyline National Bank.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.46%

Excellent Lower than avg

SKYLINE NATIONAL BANK

113 W Main St
Independence, VA 24348

https://www.skylinenationalbank.bank

Current Rate Availability

We do not have Skyline National Bank rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Skyline National Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Skyline National Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Skyline National Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Skyline National Bank

Bank Holding Company SKYLINE BANKSHARES INC

Address 113 W Main St, Independence, VA 24348 · Grayson

Website https://www.skylinenationalbank.bank

FDIC Certificate # 6861

Established 10/06/1900

FDIC Insurance Date 01/01/1934

Domestic Offices 28

Total Branches 28

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 99/100

5.0

Exceptional Out of 5.0 Stars

2.46%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.0222%

Return on Equity (ROE) 13.7800%

Non-Performing Loans (NPL) 0.14%

Total Assets $1,293,036,000

Total Deposits $1,178,186,000

Equity Capital $107,309,000

Net Income $16,334,000

Headquarters Independence

Total Offices 28

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Average Rating

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Total Reviews

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Frequently Asked Questions About Skyline National Bank

How many branches does Skyline National Bank operate?

Skyline National Bank currently maintains approximately 28 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Skyline National Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Skyline National Bank provides members with tools to manage their accounts and build a solid financial history.

Does Skyline National Bank offer online and mobile banking?

Most modern institutions like Skyline National Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.skylinenationalbank.bank.