Adirondack Trust Company CD Rates, Savings & MMA, Mortgage & Loan Rates, ReviewsTo see how these rates compare to Adirondack Trust Company CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Adirondack Trust Company, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Adirondack Trust Company CD rates. You can also compare Adirondack Trust Company savings rates, MMA rates and mortgage rates using our other rate lists. Adirondack Trust Company money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Adirondack Trust Company? Share your experience about Adirondack Trust Company by leaving a review below, or read customer reviews before you decide to use Adirondack Trust Company. Adirondack Trust Company Texas Ratio Adirondack Trust Company's Texas Ratio is at 2.68%, which is considered excellent. The Texas Ratio for Adirondack Trust Company is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Adirondack Trust Company is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Adirondack Trust Company CD Rates and Interest Rates![]() Adirondack Trust Company
High Peaks Money Market
1.00%
$200,000
![]() Adirondack Trust Company
36-Month CD
0.35%
$500
![]() Adirondack Trust Company
24-Month CD
0.25%
$500
![]() Adirondack Trust Company
12-Month CD
0.20%
$500
![]() Adirondack Trust Company
6-Month CD
0.15%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Adirondack Trust Company Rates with Other Competitive Bank and Credit Union Rates![]() Quaint Oak Bank
12-Month CD
4.25%
$500
![]() Mountain View Bank of Commerce
12-Month CD
4.05%
$1,000
![]() First National Bank in Philip
48-Month CD
4.00%
$1,000
![]() Milford Federal Bank
36-Month CD
4.00%
$1,000
![]() Abington Bank
12-Month CD
4.00%
$1,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates February 19, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Adirondack Trust Company InformationAdirondack Trust Company
473 BroadwaySaratoga Springs, NY 12866 Saratoga Established Date: 01/01/1901 FDIC Certificate #: 660 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: ADIRONDACK TR EMPLOYEE STK OWNERSHIP TR How Many Domestic U.S. Offices? 14 How Many Branches are There? 13 Website: https://www.adirondacktrust.com
Is Adirondack Trust Company FDIC Insured? Yes
What is Adirondack Trust Company's Cert number? 660
What is the maximum amount for insured deposits? $250,000 per holder, per account
Adirondack Trust Company FinancialsTotal Assets:
$1,593,886,000
Total Deposits:
$1,414,733,000
Equity Capital:
$148,733,000
Domestic Deposits:
$1,414,733,000
Net Income:
$2,115,000
Return on Assets:
0.8765%
Quarterly Return on Assets:
0.5300%
Pretax Return on Assets:
0.6515%
Pretax Quarterly Return on Assets:
0.6500%
Return on Equity:
10.6300%
Quarterly Return on Equity:
5.7200%
Common Equity Tier 1 Capital Ratio:
15.4889%
Tier 1 Risk-Based Capital Ratio:
15.4944%
Leverage Tier 1 (Core Capital) Ratio:
10.2401%
Total Risk-Based Capital Ratio (YTD):
16.7536%
Total Interest Income (YTD):
3.5029%
Headquarters:
Saratoga Springs
FDIC Field Office:
Syracuse
Regulator:
FED
County:
Saratoga
# of Offices:
14
Metropolitan Statistical Area (MSA):
Albany-Schenectady-Troy, NY
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsFidelity Homestead Savings Bank of New Orleans, LA, is advertising some of the best CD rates currently available from any bank or credit union. Fidelity Homestead Savings Bank is offering regular certificates of deposit and Individual Retirement Account (IRA) certificates of deposit.
Current mortgage rates are mixed this week over last. 30 year conforming mortgage rates are averaging 4.58%, a slight decline from last week's average mortgage rate of 4.59%. Today's 15 year conforming mortgage rates are averaging 3.68%, down from the previous week's average 15 year mortgage rate of 3.70%.
E-Loan is offering the following rates for CDs.
Bank or Credit Union Offers and DealsForeclosures: How to buy a Foreclosed HomeMarathon Bank Savings and Money Market Accounts Citizens Trust Bank 2 Year Jumbo CD Rates now at 0.20% AmTrust Direct Bank CD Rates Mississippi FCU Savings Interest Rates and Money Market Account Rates Mortgage Rates Higher this Week: Today's Mortgage Rates on 30 Year Loans at 4.23% EH National Bank 5 Year CD Rates now at 1.54% Citibank Savings Account Promo Mortgage Rates: Fixed Mortgage Rates Tumble Mortgage Rates Continue to Make Record Lows: 30 Year Mortgage Rates at 4.42%, 15 Year Mortgage Rates at 3.90% Alternative Bank and Credit Union Offers to ExploreGMAC Bank 12 Month CD RateBMO Harris Bank CD Rates Free Credit Score Home Equity Loan vs. Home Equity Line of Credit Best CD Rates in New Jersey Mortgage Rates This Week: 30 Year Mortgage Rates at 3.99% Credit Card Companies Launch Site to Help Consumers Mortgage Rates Up This Week: 30 Year Mortgage Rates at 5.14% Greek Crisis Sends Mortgage Rates Lower this Week Highest Two Year CD Rates Adirondack Trust Company ReviewsThere are no reviews for Adirondack Trust Company yet. Feel free to create one below.
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