BayFirst National Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.00%, 6-month CD rates at 3.45% and 3-month CD rates at 3.80%. Current savings rates are at 0.80% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 6.63%. Credit Card rates are at 12.74%. Personal Loan rates are at 10.49%. All these rates, and more, can be found in our database of rates. BayFirst National Bank's 60-Month CD rates are at 3.01%, 36-Month CD rates are at 2.75%, 24-Month CD rates are at 2.25%, 12-Month CD rates are at 2.01%, 6-Month CD rates are at 1.01%.

BayFirst National Bank

To see how these rates compare to BayFirst National Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from BayFirst National Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with BayFirst National Bank CD rates. You can also compare BayFirst National Bank savings rates, MMA rates and mortgage rates using our other rate lists.

BayFirst National Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at BayFirst National Bank? Share your experience about BayFirst National Bank by leaving a review below, or read customer reviews before you decide to use BayFirst National Bank.

BayFirst National Bank Texas Ratio

BayFirst National Bank's Texas Ratio is at 12.44%, which is considered excellent. The Texas Ratio for BayFirst National Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, BayFirst National Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.01%
18-Month CD
N/A
24-Month CD
2.25%
36-Month CD
2.75%
48-Month CD
N/A
60-Month CD
3.01%
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
BayFirst National Bank
700 Central Ave
Saint Petersburg, FL 33701
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

BayFirst National Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
BayFirst National Bank
BayFirst National Bank
60-Month CD
3.01%
$1,000
BayFirst National Bank
BayFirst National Bank
36-Month CD
2.75%
$1,000
BayFirst National Bank
BayFirst National Bank
24-Month CD
2.25%
$1,000
BayFirst National Bank
BayFirst National Bank
12-Month CD
2.01%
$1,000
BayFirst National Bank
BayFirst National Bank
6-Month CD
1.01%
$1,000

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare BayFirst National Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Community Commerce Bank
Community Commerce Bank
12-Month CD
4.39%
$10,000
Security Federal Bank
Security Federal Bank
9-Month CD
4.30%
$500
Cornhusker Bank
Cornhusker Bank
60-Month CD
4.06%
$1,000
The MINT National Bank
The MINT National Bank
12-Month CD
4.00%
$10,000
Bank of Prairie du Sac
Bank of Prairie du Sac
36-Month CD
3.70%
$1,000
First National Bank in Olney
First National Bank in Olney
60-Month CD
3.56%
$500
First Commerce Bank Lewisburg, TN
First Commerce Bank Lewisburg, TN
24-Month CD
3.35%
$1,000
Wayne Bank and Trust Co.
Wayne Bank and Trust Co.
12-Month CD
3.33%
$1,000
T Bank
T Bank
36-Month CD
3.20%
$1,000
First Financial of Maryland FCU
First Financial of Maryland FCU
24-Month CD
3.20%
$500
First Security Bank Mackinaw, IL
First Security Bank Mackinaw, IL
18-Month CD
3.00%
$1,000
Genoa Banking Company
12-Month CD
3.00%
$1,000
Neffs National Bank
Neffs National Bank
30-Month CD
3.00%
$1,000
VISIONBank Saint Francis, MN
VISIONBank Saint Francis, MN
36-Month CD
2.85%
$500
Farmers State Bank Center, TX
Farmers State Bank Center, TX
48-Month CD
2.78%
$1,000
First Federal Bank Littlefield, Texas
First Federal Bank Littlefield, Texas
18-Month CD
2.68%
$4,000
Magyar Bank
Magyar Bank
18-Month CD
2.50%
$2,500
GCSB Swayzee, IN
GCSB Swayzee, IN
18-Month CD
2.47%
$1,000
State Bank of Medora
State Bank of Medora
12-Month CD
2.22%
$500
Town & Country Bank Ravenna, NE
Town & Country Bank Ravenna, NE
24-Month CD
2.20%
$100
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
24-Month CD
2.15%
$1,000
Stock Exchange Bank, Caldwell, KS
Stock Exchange Bank, Caldwell, KS
24-Month CD
2.15%
$500
First Harvest Federal Credit Union
First Harvest Federal Credit Union
36-Month CD
2.00%
$1,000
North Shore Bank of Commerce
North Shore Bank of Commerce
36-Month CD
1.90%
$1,000
UCB Milford, IA
UCB Milford, IA
6-Month CD
1.76%
$1,000
PSB Wellsburg, IA
PSB Wellsburg, IA
18-Month CD
1.75%
$1,000
Peoples State Bank Ellettsville, IN
Peoples State Bank Ellettsville, IN
18-Month CD
1.41%
$500
Western Nebraska Bank
Western Nebraska Bank
12-Month CD
1.41%
$250
Lisle Savings Bank
Lisle Savings Bank
Insured Money Market
1.25%
$100,000
Citizens Savings Bank Clarks Summit, PA
Citizens Savings Bank Clarks Summit, PA
Free Kasasa Checking
1.20%
$0
Parkway Bank and Trust Company
Parkway Bank and Trust Company
24-Month CD
1.10%
$1,000
4U Federal Credit Union
4U Federal Credit Union
Money Market
1.01%
$2,000
NCS Bank
NCS Bank
12-Month CD
1.00%
$500
Rondout Savings Bank
Rondout Savings Bank
60-Month CD
0.75%
$500
Paramount Bank
Paramount Bank
Money Market
0.50%
$100
Brenham National Bank
Brenham National Bank
60-Month CD
0.50%
$1,000
Fayette Savings Bank, SSB
Fayette Savings Bank, SSB
Savings
0.40%
$100
1st Advantage Bank
1st Advantage Bank
Savings
0.25%
$1,000
Triad Bank, N.A.
Triad Bank, N.A.
Savings
0.25%
$100
United Southern Bank
United Southern Bank
30-Month CD
0.20%
$1,000
Marblehead Bank
Marblehead Bank
12-Month CD
0.15%
$500
Presence Bank
Presence Bank
Money Market
0.15%
$2,500
Bank of Kampsville
Bank of Kampsville
Regular Savings
0.10%
$25
FLC Bank
FLC Bank
Savings
0.10%
$100
North Shore Bank of Commerce
North Shore Bank of Commerce
Regular Savings
0.10%
$0
Cape Cod Co-operative Bank
Cape Cod Co-operative Bank
Direct Interest Checking
0.05%
$10
First FSB Rochester, IN
First FSB Rochester, IN
Money Market
0.05%
$0
OBC Bank
OBC Bank
6-Month CD
0.05%
$1,000
Marthas Vineyard Bank
Marthas Vineyard Bank
Online Savings
0.04%
$10
Associated Bank
Associated Bank
18-Month CD
0.03%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 25, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

BayFirst National Bank Information

BayFirst National Bank
700 Central Ave
Saint Petersburg, FL 33701
Pinellas
Established Date: 02/12/1999
FDIC Certificate #: 34997
Date of FDIC Deposit Insurance: 02/12/1999
Bank Holding Company: BAYFIRST FINANCIAL CORP
How Many Domestic U.S. Offices? 12
How Many Branches are There? 12
Is BayFirst National Bank FDIC Insured? Yes
What is BayFirst National Bank's Cert number? 34997
What is the maximum amount for insured deposits? $250,000 per holder, per account

BayFirst National Bank Financials

Total Assets:
$1,144,417,000
Total Deposits:
$1,008,228,000
Equity Capital:
$107,571,000
Domestic Deposits:
$1,008,228,000
Net Income:
$1,111,000
Return on Assets:
0.6171%
Quarterly Return on Assets:
0.3900%
Pretax Return on Assets:
0.5297%
Pretax Quarterly Return on Assets:
0.5300%
Return on Equity:
6.5400%
Quarterly Return on Equity:
4.1300%
Common Equity Tier 1 Capital Ratio:
12.2126%
Tier 1 Risk-Based Capital Ratio:
12.2126%
Leverage Tier 1 (Core Capital) Ratio:
9.1553%
Total Risk-Based Capital Ratio (YTD):
13.4659%
Total Interest Income (YTD):
6.9901%
 
 
Headquarters:
Saint Petersburg
FDIC Field Office:
Tampa
Regulator:
OCC
County:
Pinellas
# of Offices:
12
Metropolitan Statistical Area (MSA):
Tampa-St. Petersburg-Clearwater, FL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

BayFirst National Bank CD Rates: 5.76% APY 24-Month Relationship Variable Rate CD

BayFirst National Bank CD rates on the bank's Relationship Variable Rate CD account is one of the best 24-month CD rates available today at 5.75% APY. In fact, with a 24-month CD rate of 5.76%, BayFirst National Bank ranks in the top ten for the highest 24-month CD rates in our database of rates. You can read more about BayFirst National Bank CD rates and the BayFirst National Bank CD requirements and disclosures below.

BayFirst National Bank CD Rates 2-Year Relationship Variable Rate CD: Key Features

  • APY: 5.25%
  •     Read more...

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