BayFirst National Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.15%, 6-month CD rates at 0.40% and 3-month CD rates at 0.20%. Current savings rates are at 0.30% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.92%. Credit Card rates are at 12.95%. Personal Loan rates are at 8.95%. All these rates, and more, can be found in our database of rates. BayFirst National Bank's 24-Month CD Variable Relationship rates are at 5.25%. BayFirst National Bank's money market rates are at 4.51%.

BayFirst National Bank

To see how these rates compare to BayFirst National Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from BayFirst National Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with BayFirst National Bank CD rates. You can also compare BayFirst National Bank savings rates, MMA rates and mortgage rates using our other rate lists.

BayFirst National Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at BayFirst National Bank? Share your experience about BayFirst National Bank by leaving a review below, or read customer reviews before you decide to use BayFirst National Bank.

BayFirst National Bank Texas Ratio

BayFirst National Bank's Texas Ratio is at 11.56%, which is considered excellent. The Texas Ratio for BayFirst National Bank is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, BayFirst National Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
5.25%
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
4.51%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
BayFirst National Bank
700 Central Ave
Saint Petersburg, FL 33701
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

BayFirst National Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
BayFirst National Bank
BayFirst National Bank
24-Month CD Variable Relationship
5.25%
$1,000
BayFirst National Bank
BayFirst National Bank
BayLive Money Market
4.51%
$50,000
BayFirst National Bank
BayFirst National Bank
BayLive Checking
3.01%
$100

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare BayFirst National Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Missouri State Bank of Cape County
First Missouri State Bank of Cape County
6-Month CD
4.00%
$1,000
Freedom Bank Maywood, NJ
Freedom Bank Maywood, NJ
10-Month CD special
5.25%
$500
BayVanguard Bank
BayVanguard Bank
Checking Account
0.05%
$100
Barrington Bank & Trust Company
Barrington Bank & Trust Company
17-Month CD
4.25%
$1,000
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
30-Month CD
3.00%
$2,500
Horicon Bank
Horicon Bank
Money Market
0.95%
$50,000
Kendall Bank
Kendall Bank
Money Market
5.25%
$100,000
Jonestown Bank and Trust Company
Jonestown Bank and Trust Company
48-Month CD
1.06%
$500
The Union Bank Company
The Union Bank Company
36-Month CD Board CDs
0.20%
$500
First Central Savings Bank Glen Cove, NY
First Central Savings Bank Glen Cove, NY
14-Month CD (In branch)
5.30%
$500
Interstate Bank
Interstate Bank
12-Month CD
4.42%
$500
Cincinnati Federal
Cincinnati Federal
9-Month CD
4.75%
$500
Central State Bank State Center, IA
Central State Bank State Center, IA
48-Month CD
4.65%
$1,500
Maries County Bank
Maries County Bank
18-Month CD
1.41%
$1,000
Fidelity State Bank and Trust Company
Fidelity State Bank and Trust Company
Growth Savings Account
0.25%
$500
Citizens Bank & Trust Company NE
Citizens Bank & Trust Company NE
48-Month CD
3.03%
$500
Bank of Dudley
Smart Start Savings
0.75%
$1
Town & Country B&T Co.
Town & Country B&T Co.
60-Month CD
0.40%
$1,000
SSB Sherwood State Bank
SSB Sherwood State Bank
7-Month CD
4.55%
$1,000
The Citizens Bank Company
The Citizens Bank Company
60-Month CD
1.38%
$1,000
Connecticut Community Bank
Connecticut Community Bank
Money Market Tier 3
3.50%
$50,000
WCF Financial Bank
WCF Financial Bank
15-Month CD special
4.76%
$1,000
Mauch Chunk Trust Co.
60-Month CD
2.83%
$500
Empire State Bank
Empire State Bank
7-Month CD
5.30%
$1,000
First Citizens Bank
First Citizens Bank
36-Month CD
0.05%
$500
SpiritBank
SpiritBank
12-Month CD
1.00%
$2,500
FirsTier Bank
FirsTier Bank
10-Month CD special
5.66%
$0
First United National Bank
First United National Bank
8-Month CD special
5.25%
$500
Apple Federal Credit Union
Apple Federal Credit Union
84-Month CD (Certificate)
4.00%
$500
Wadena State Bank
Wadena State Bank
Money Market
1.00%
$0
FNB of Pandora
FNB of Pandora
60-Month CD
2.27%
$1,000
Navy Federal Credit Union
Navy Federal Credit Union
24-Month CD (Certificate)
4.25%
$1,000
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
30-Month CD
1.81%
$1,000
American Bank and Trust Company, N.A.
American Bank and Trust Company, N.A.
24-Month CD
1.50%
$500
MidCountry Bank
MidCountry Bank
Money Market 6-month promo
5.00%
$250,000
Kaw Valley Bank
Kaw Valley Bank
Advantage Plus Savings Account
0.55%
$250,000
Hancock County SB
Hancock County SB
18-Month CD
0.50%
$500
BayFirst National Bank
BayFirst National Bank
BayLive Money Market
4.51%
$50,000
Empower Federal Credit Union
Empower Federal Credit Union
Membership Share Savings
0.55%
$0
Integrity Bank & Trust
Integrity Bank & Trust
Gold Rewards Checking
2.02%
$0
StonehamBank
StonehamBank
24-Month CD
0.55%
$1,000
NCS Bank
NCS Bank
7-Month CD
4.54%
$1,000
The Peoples Community Bank
The Peoples Community Bank
12-Month CD
1.25%
$500
Fidelity Federal S&L of Delaware
Fidelity Federal S&L of Delaware
Statement Savings Account
0.10%
$25
North Star Bank
North Star Bank
12-Month CD
2.02%
$500
Midwest Bank Detroit Lakes, MN
Midwest Bank Detroit Lakes, MN
24-Month CD
4.00%
$25,000
Midland Community Bank
Midland Community Bank
12-Month CD
0.80%
$1,000
Mayville State Bank
Mayville State Bank
18-Month CD
0.20%
$1,000
Kennebec Savings Bank
Kennebec Savings Bank
24-Month CD
0.85%
$500
Tri-County Trust Company
Tri-County Trust Company
12-Month CD
2.02%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 23, 2024

Lender
Product
Rate
APR
Points
8.375%
8.432%
0.375
8.250%
8.411%
0.000
8.150%
8.354%
0.000
10-Year ARM
8.000%
8.099%
0.000
5-Year Jumbo ARM
5.875%
8.098%
2.000
30-Year Jumbo Fixed
7.750%
7.911%
1.000
5-Year ARM FHA
5.750%
7.888%
2.000
7-Year ARM
7.500%
7.847%
0.000
5Y/6M ARM
6.750%
7.841%
0.881
7-Year ARM
6.990%
7.764%
0.000
30-Year Fixed
7.421%
7.750%
0.000
7.500%
7.746%
0.000
7.500%
7.735%
1.000
5-Year ARM
6.000%
7.685%
2.000
7.500%
7.682%
1.000
6.500%
7.670%
0.500
5/6 Month ARM
6.750%
7.623%
1.000
6.500%
7.600%
0.500
7.250%
7.591%
0.000
7.500%
7.573%
0.000
30-Year Fixed FHA
6.000%
7.565%
0.000
6.875%
7.559%
0.000
7Y/6M ARM
6.500%
7.545%
0.908
7.125%
7.524%
1.000
6.625%
7.510%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

BayFirst National Bank Information

BayFirst National Bank
700 Central Ave
Saint Petersburg, FL 33701
Pinellas
Established Date: 02/12/1999
FDIC Certificate #: 34997
Date of FDIC Deposit Insurance: 02/12/1999
Bank Holding Company: BAYFIRST FINANCIAL CORP
How Many Domestic U.S. Offices? 8
How Many Branches are There? 8
Is BayFirst National Bank FDIC Insured? Yes
What is BayFirst National Bank's Cert number? 34997
What is the maximum amount for insured deposits? $250,000 per holder, per account

BayFirst National Bank Financials

Total Assets:
$1,069,502,000
Total Deposits:
$934,092,000
Equity Capital:
$97,986,000
Domestic Deposits:
$934,092,000
Net Income:
$1,079,000
Return on Assets:
-0.0895%
Quarterly Return on Assets:
0.4300%
Pretax Return on Assets:
0.5685%
Pretax Quarterly Return on Assets:
0.5700%
Return on Equity:
-0.8000%
Quarterly Return on Equity:
4.3500%
Common Equity Tier 1 Capital Ratio:
13.7713%
Tier 1 Risk-Based Capital Ratio:
13.7713%
Leverage Tier 1 (Core Capital) Ratio:
10.4773%
Total Risk-Based Capital Ratio (YTD):
15.0247%
Total Interest Income (YTD):
4.2414%
 
 
Headquarters:
Saint Petersburg
FDIC Field Office:
Tampa
Regulator:
OCC
County:
Pinellas
# of Offices:
8
Metropolitan Statistical Area (MSA):
Tampa-St. Petersburg-Clearwater, FL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC

BayFirst National Bank CD Rates: 5.76% APY 24-Month Relationship Variable Rate CD

BayFirst National Bank CD rates on the bank's Relationship Variable Rate CD account is one of the best 24-month CD rates available today at 5.75% APY. In fact, with a 24-month CD rate of 5.76%, BayFirst National Bank ranks in the top ten for the highest 24-month CD rates in our database of rates. You can read more about BayFirst National Bank CD rates and the BayFirst National Bank CD requirements and disclosures below.

BayFirst National Bank CD Rates 2-Year Relationship Variable Rate CD: Key Features

  • APY: 5.25%
  •     Read more...

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