Synergy Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Synergy BankToday's 12-month CD rates can be found at 2.62%, 6-month CD rates at 4.15% and 3-month CD rates at 0.10%. Current savings rates are at 0.01% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.55%. Credit Card rates are at 10.15%. Personal Loan rates are at 12.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Synergy Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Synergy Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Synergy Bank CD rates. You can also compare Synergy Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Synergy Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Synergy Bank? Share your experience about Synergy Bank by leaving a review below, or read customer reviews before you decide to use Synergy Bank.

Synergy Bank Texas Ratio

Synergy Bank's Texas Ratio is at 13.41%, which is considered excellent. The Texas Ratio for Synergy Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Synergy Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Synergy Bank
210 Synergy Center Blvd
Houma, LA 70360
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare Synergy Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Prime Alliance Bank
Prime Alliance Bank
18-Month CD
4.15%
$500
Merrick Bank
Merrick Bank
60-Month CD
4.10%
$25,000
Peru Federal Savings Bank
Peru Federal Savings Bank
12-Month CD
4.00%
$1,000
Quaint Oak Bank
Quaint Oak Bank
18-Month CD
4.00%
$500
The Bank of Tescott
The Bank of Tescott
18-Month CD
3.85%
$0
Meridian Bank
Meridian Bank
18-Month CD
3.80%
$500
Abbey Credit Union
Abbey Credit Union
24-Month CD
3.70%
$500
Bank of Vici
Bank of Vici
3-Month CD
3.61%
$1,000
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
18-Month CD
3.53%
$500
Farm Bureau Bank FSB
Farm Bureau Bank FSB
24-Month CD (CDARS)
3.50%
$250,000
Acadia Federal Credit Union
Acadia Federal Credit Union
48-Month CD
3.50%
$1,000
Round Top State Bank
Round Top State Bank
18-Month CD
3.25%
$1,000
First National Bank in Marlow
First National Bank in Marlow
12-Month CD
3.05%
$500
Circuit Federal Credit Union
Circuit Federal Credit Union
24-Month CD
3.04%
$1,000
Ambler Savings Bank
Ambler Savings Bank
18-Month (Bump-Up)
3.00%
$1,000
Wintrust Bank
Wintrust Bank
33-Month CD
3.00%
$1,000
Primebank
Primebank
48-Month CD (Step Up)
2.90%
$1,000
Boone Bank & Trust Co.
Boone Bank & Trust Co.
48-Month CD
2.31%
$50,000
Milton Savings Bank
Milton Savings Bank
36-Month CD
2.30%
$500
The FNB Community Bank
The FNB Community Bank
48-Month CD
2.27%
$1,000
Tri-County Trust Company
Tri-County Trust Company
24-Month CD
2.27%
$1,000
Benchmark Community Bank
Benchmark Community Bank
48-Month CD
2.25%
$500
Town & Country Bank Ravenna, NE
Town & Country Bank Ravenna, NE
36-Month CD
2.20%
$100
Tucumcari Federal S&L
24-Month CD
2.02%
$1,000
Citi
Citi
48-Month CD
2.00%
$500
Greenstate Credit Union
Greenstate Credit Union
Rewards Checking
1.50%
$50
TriCentury Bank
TriCentury Bank
Gold Money Market
1.50%
$5,000
Consumers Credit Union
Consumers Credit Union
60-Month CD
1.50%
$250
Union State Bank Pell City, AL
Union State Bank Pell City, AL
36-Month CD
1.40%
$500
The Stock Exchange Bank
The Stock Exchange Bank
Money Market
1.36%
$100,000
Fremont Bank
Fremont Bank
12-Month CD
1.25%
$2,500
UniBank for Savings
UniBank for Savings
24-Month CD
1.25%
$500
Yampa Valley Bank
Yampa Valley Bank
Premier Money Market
1.05%
$0
First FSB of Kentucky
First FSB of Kentucky
36-Month CD
1.00%
$500
Grove Bank
Grove Bank
NOW Checking
1.00%
$900
Fairfield County Bank
Fairfield County Bank
24-Month CD
1.00%
$2,500
77th Street Depot Federal Credit Union
77th Street Depot Federal Credit Union
12-Month CD
0.75%
$250
Sugar River Bank
Sugar River Bank
60-Month CD
0.65%
$500
Jovia Federal Credit Union
Jovia Federal Credit Union
Money Market
0.50%
$2,500
American National Bank - Fox Cities
American National Bank - Fox Cities
Kasasa Savings
0.50%
$0
Homewood Federal SB
Homewood Federal SB
Money Market Advantage
0.50%
$40,000
Bank of Old Monroe
Bank of Old Monroe
Savings
0.40%
$0
FNB of Waterloo
FNB of Waterloo
Premier Money Market
0.30%
$0
First Shore Federal S&L
First Shore Federal S&L
Statement Savings
0.30%
$200
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
Passbook Savings
0.20%
$5
PyraMax Bank
PyraMax Bank
12-Month CD
0.20%
$1,000
FNB of Absecon
FNB of Absecon
36-Month CD
0.20%
$0
State Bank of Graymont
State Bank of Graymont
Regular Savings
0.05%
$100
Iron Workers SB
Iron Workers SB
NOW Checking
0.02%
$25
PNC Bank
PNC Bank
48-Month CD
0.02%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 26, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
5.625%
5.693%
0.000
5.500%
5.694%
0.250
5.500%
5.728%
1.125
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Synergy Bank rate data right now, check back for updates, we are adding rates all the time.

Synergy Bank Information

Synergy Bank
210 Synergy Center Blvd
Houma, LA 70360
Terrebonne
Established Date: 03/10/1999
FDIC Certificate #: 34978
Date of FDIC Deposit Insurance: 03/10/1999
Bank Holding Company: SYNERGY BANCSHARES INC
How Many Domestic U.S. Offices? 10
How Many Branches are There? 10
Is Synergy Bank FDIC Insured? Yes
What is Synergy Bank's Cert number? 34978
What is the maximum amount for insured deposits? $250,000 per holder, per account

Synergy Bank Financials

Total Assets:
$1,181,137,000
Total Deposits:
$1,011,479,000
Equity Capital:
$155,723,000
Domestic Deposits:
$1,011,479,000
Net Income:
$4,961,000
Return on Assets:
1.0434%
Quarterly Return on Assets:
1.6900%
Pretax Return on Assets:
2.1311%
Pretax Quarterly Return on Assets:
2.1300%
Return on Equity:
9.5100%
Quarterly Return on Equity:
12.9600%
Leverage Tier 1 (Core Capital) Ratio:
12.2001%
Total Interest Income (YTD):
4.4500%
 
 
Headquarters:
Houma
FDIC Field Office:
Baton Rouge
Regulator:
FDIC
County:
Terrebonne
# of Offices:
10
Metropolitan Statistical Area (MSA):
Houma-Thibodaux, LA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

mortgage-rates-hit-new-lows-30-year-mortgage-rates-at-469-15-year-mortgage-rates-at-410Mortgage rates on our rate tables hit fresh lows this morning continuing the downtrend of the past few weeks. Mortgage rates followed bond yields lower on concerns the economy is slowing down. Another factor driving mortgage rates and bond yields lower is the Labor Department's report showing new claims for jobless benefits rose 13,000. Analysts had expected a slight drop in claims. 10 year bond yields are at 2.94 percent this morning and headed lower.
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Bank of Internet is offering a high yield checking account that currently has a 2.60% yield. The online checking account has a higher yield then traditional banks because Bank of Internet has less overhead, passing the savings on to depositors.

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