|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 HNB of Thorntown Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 4, 2026
HNB of Thorntown's 6-Month Certificate of Deposit rates are at 4.06%, 12-Month Certificate of Deposit rates are at 3.96%, 24-Month Certificate of Deposit rates are at 2.93%, 18-Month Certificate of Deposit rates are at 2.83%, 60-Month Certificate of Deposit rates are at 2.32%. HNB of Thorntown's savings rates are at 0.10%. MonitorBankRates evaluates the financial stability of HNB of Thorntown with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.81%. Rates were last updated on 04/04/2026. HNB of Thorntown money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at HNB of Thorntown? Share your experience about HNB of Thorntown by leaving a review below, or read customer reviews before you decide to use HNB of Thorntown. 
HNB of Thorntown CD Rates
HNB of Thorntown Savings Rates
HNB of Thorntown Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for HNB of Thorntown is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather HNB of Thorntown rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with HNB of Thorntown's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
HNB of Thorntown
Bank Holding Company
HOME NATIONAL CORP
Address
117 E Main St,
Thorntown, IN 46071 · Boone
FDIC Certificate #
14225
Established
05/31/1901
FDIC Insurance Date
04/06/1934
Domestic Offices
2
Total Branches
2
Regulator
OCC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 99/100
5.0
Exceptional
Out of 5.0 Stars
1.81%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.7544%
Return on Equity (ROE)
11.3100%
Non-Performing Loans (NPL)
0.11%
Total Assets
$183,331,000
Total Deposits
$165,674,000
Equity Capital
$16,900,000
Net Income
$1,789,000
Headquarters
Thorntown
Total Offices
2
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About HNB of ThorntownIs HNB of Thorntown a safe place to deposit money?Yes, HNB of Thorntown is considered a safe financial institution. With a Texas Ratio of 1.8066273263731%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does HNB of Thorntown operate?HNB of Thorntown currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, HNB of Thorntown does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, HNB of Thorntown provides members with tools to manage their accounts and build a solid financial history. Does HNB of Thorntown offer online and mobile banking?Most modern institutions like HNB of Thorntown provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.thehomenationalbank.com. Current HNB of Thorntown Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Banks
Mountain Pacific Bank
BCB Community Bank
Murphy-Wall State B&T Co.
Liberty Bank, N.A.
Farmers & Merchants State Bank
WSB Winchester Savings Bank
1st Farmers Bank of Waurika
Citizens Bank & Trust (AL)
Rockland Trust
Emprise Bank
Bank of Franklin
All America Bank
FNB of Livingston
Home Federal S&L of Grand Island
Lone Star Bank
Civista Bank
Cadence Bank
Patterson State Bank
Independence State Bank
The First National Bank of Moody
BankNewport
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
