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Security National Bank of Sioux City, Iowa Rates & Review March 2026

You can compare Security National Bank of Sioux City, Iowa rates to other rates in our database, including 12-month CD rates currently at 3.15%, 6-month CD rates at 2.50% and 3-month CD rates at 0.10%. Savings rates are at 0.10% and money market rates are at 0.35%. Mortgage rates on 30-year fixed loans are around 6.17%. All these rates can be compared to Security National Bank of Sioux City, Iowa rates. MonitorBankRates evaluates the financial stability of Security National Bank of Sioux City, Iowa with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.40%. Rates were last updated on 03/20/2026.

Security National Bank of Sioux City, Iowa money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Security National Bank of Sioux City, Iowa? Share your experience about Security National Bank of Sioux City, Iowa by leaving a review below, or read customer reviews before you decide to use Security National Bank of Sioux City, Iowa.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.40%
Excellent Lower than avg
Security National Bank of Sioux City, Iowa
601 Pierce St
Sioux City, IA 51101
https://www.snbonline.com
Member FDIC

Security National Bank of Sioux City, Iowa Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loans - - 6.00%
Details As Low As
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.40%
Home Equity Lines of Credit - - 6.35%
Details As Low As
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.40%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Security National Bank of Sioux City, Iowa is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Security National Bank of Sioux City, Iowa rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Security National Bank of Sioux City, Iowa's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Security National Bank of Sioux City, Iowa
Bank Holding Company SECURITY NATIONAL CORP
Address 601 Pierce St, Sioux City, IA 51101  ·  Woodbury
FDIC Certificate # 4506
Established 01/01/1884
FDIC Insurance Date 01/01/1934
Domestic Offices 10
Total Branches 10
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.40%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.6227%
Return on Equity (ROE) 16.3600%
Non-Performing Loans (NPL) 0.03%
Total Assets $1,678,467,000
Total Deposits $1,333,265,000
Equity Capital $200,067,000
Net Income $25,805,000
Headquarters Sioux City
Total Offices 10
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Security National Bank of Sioux City, Iowa

Is Security National Bank of Sioux City, Iowa a safe place to deposit money?

Yes, Security National Bank of Sioux City, Iowa is considered a safe financial institution. With a Texas Ratio of 0.39795338260375%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Security National Bank of Sioux City, Iowa operate?

Security National Bank of Sioux City, Iowa currently maintains approximately 10 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Security National Bank of Sioux City, Iowa does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Security National Bank of Sioux City, Iowa provides members with tools to manage their accounts and build a solid financial history.

Does Security National Bank of Sioux City, Iowa offer online and mobile banking?

Most modern institutions like Security National Bank of Sioux City, Iowa provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.snbonline.com.