Genoa Banking Company CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.25%, 6-month CD rates at 4.63% and 3-month CD rates at 0.25%. Current savings rates are at 0.05% and money market rates are at 1.51%. Mortgage rates today on 30-year fixed loans are around 6.78%. Credit Card rates are at 13.24%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates. Genoa Banking Company's 60-Month CD rates are at 3.60%, 48-Month CD rates are at 3.40%, 36-Month CD rates are at 2.80%, 12-Month CD rates are at 2.60%, 18-Month CD rates are at 2.60%. Genoa Banking Company's savings rates are at 0.05%. Genoa Banking Company's money market rates are at 0.05%.

Genoa Banking Company

To see how these rates compare to Genoa Banking Company CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Genoa Banking Company, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Genoa Banking Company CD rates. You can also compare Genoa Banking Company savings rates, MMA rates and mortgage rates using our other rate lists.

Genoa Banking Company money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Genoa Banking Company? Share your experience about Genoa Banking Company by leaving a review below, or read customer reviews before you decide to use Genoa Banking Company.

Genoa Banking Company Texas Ratio

Genoa Banking Company's Texas Ratio is at 0.23%, which is considered excellent. The Texas Ratio for Genoa Banking Company is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Genoa Banking Company is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.60%
18-Month CD
2.60%
24-Month CD
N/A
36-Month CD
2.80%
48-Month CD
3.40%
60-Month CD
3.60%
Savings
0.05%
MMA
0.05%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Genoa Banking Company
801 Main St
Genoa, OH 43430
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Genoa Banking Company CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Genoa Banking Company
60-Month CD
3.60%
$1,000
Genoa Banking Company
48-Month CD
3.40%
$1,000
Genoa Banking Company
36-Month CD
2.80%
$1,000
Genoa Banking Company
18-Month CD
2.60%
$1,000
Genoa Banking Company
12-Month CD
2.60%
$1,000
Genoa Banking Company
Statement Savings
0.10%
$0
Genoa Banking Company
Money Market Savings
0.05%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Genoa Banking Company Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Touchmark Bank
Touchmark Bank
6-Month CD
5.25%
$1,000
Inova Federal Credit Union
Inova Federal Credit Union
Shield Money Market
5.15%
$0
First Internet Bank of Indiana
First Internet Bank of Indiana
18-Month CD
5.04%
$1,000
Barclays Bank
Barclays Bank
12-Month CD
5.00%
$0
Jovia Federal Credit Union
Jovia Federal Credit Union
Online Savings Account
5.00%
$5
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
6-Month CD
5.00%
$25,000
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
12-Month CD with Member Advantage
5.00%
$500
Synchrony Bank
Synchrony Bank
High Yield Savings
4.75%
$0
Agility Bank
Agility Bank
12-Month CD Bump-Up
4.75%
$250,000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
7-Month CD special
4.75%
$10,000
Pioneer Bank Mapleton, MN
Pioneer Bank Mapleton, MN
6-Month CD
4.75%
$500
Coastal Bank & Trust
Coastal Bank & Trust
12-Month CD
4.60%
$500
Five Star Credit Union
Five Star Credit Union
36-Month CD (Certificate)
4.35%
$500
MidCountry Bank
MidCountry Bank
12-Month CD
4.30%
$10,000
Forbright
Forbright
Platinum Money Market
4.25%
$2,500
Midwest Bank Detroit Lakes, MN
Midwest Bank Detroit Lakes, MN
Business Money Market
4.25%
$5,000,000
PSB of Rhineland
PSB of Rhineland
10-Month CD
4.24%
$1,000
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
18-Month CD Share
4.20%
$500
KodaBank
KodaBank
3-Month CD
4.06%
$1,000
F&M Union Bank
24-Month CD
4.04%
$1,000
PeopleFirst Bank
PeopleFirst Bank
Premier Money Market
4.00%
$250,000
Ambler Savings Bank
Ambler Savings Bank
24-Month CD
4.00%
$1,000
FCNB Bank
FCNB Bank
29-Month CD special
3.89%
$1,000
Central Bank Provo, UT
Central Bank Provo, UT
60-Month CD
3.65%
$500
Apple Bank for Savings
Apple Bank for Savings
24-Month CD
3.50%
$1,000
Lake Central Bank
Lake Central Bank
36-Month CD
3.49%
$1,000
Susser Bank
Susser Bank
36-Month CD
3.30%
$1,000
F&M State Bank Winterset, IA
F&M State Bank Winterset, IA
24-Month CD Jumbo
3.20%
$100,000
Agility Bank
Agility Bank
36-Month CD
2.98%
$1,000
Platte Valley Bank North Bend, NE
Platte Valley Bank North Bend, NE
36-Month CD
2.80%
$500
CSB Norwood Young America
CSB Norwood Young America
18-Month CD
2.78%
$500
First Westroads Bank
First Westroads Bank
18-Month CD
2.50%
$100
Blupeak Credit Union
Blupeak Credit Union
24-Month CD certificate
2.25%
$1,000
1st Gateway Credit Union
1st Gateway Credit Union
36-Month CD certificate
2.10%
$1,000
TTNB Turbotville Bank
TTNB Turbotville Bank
30-Month CD
1.51%
$5,000
Piedmont FSB
Piedmont FSB
12-Month CD
1.50%
$500
Putnam County Bank
Putnam County Bank
24-Month CD
1.25%
$1,000
Farmers State Bank Victor, MT
Farmers State Bank Victor, MT
12-Month CD
1.00%
$1,000
Accentra Credit Union
Accentra Credit Union
60-Month CD certificate
0.60%
$500
Fidelity Federal S&L of Delaware
Fidelity Federal S&L of Delaware
36-Month CD
0.55%
$500
Bank of Hindman
Bank of Hindman
3-Month CD
0.50%
$1,000
SNB St. Henry Bank
SNB St. Henry Bank
48-Month CD
0.35%
$1,000
Itasca Bank & Trust Co.
Itasca Bank & Trust Co.
Itasca Savings
0.30%
$250
Cambridge Trust Company
Cambridge Trust Company
60-Month CD
0.20%
$1,000
Citizens Bank & Trust Company NE
Citizens Bank & Trust Company NE
Citizens Direct Checking
0.15%
$50
GreenLeaf Bank
GreenLeaf Bank
Smart Money Checking
0.10%
$1,000
Lincoln FSB of Nebraska
Lincoln FSB of Nebraska
Choice Savings Account
0.10%
$50
Pennsville National Bank
Pennsville National Bank
9-Month CD
0.10%
$500
Unico Bank
Unico Bank
6-Month CD
0.10%
$1,000
FNB of Waterloo
FNB of Waterloo
Check Plus Checking
0.05%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
5.875%
5.958%
0.000
5-Year ARM (LTV 80% or less)
6.250%
5.963%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Genoa Banking Company Information

Genoa Banking Company
801 Main St
Genoa, OH 43430
Ottawa
Established Date: 09/09/1902
FDIC Certificate #: 2285
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: GENBANC INC
How Many Domestic U.S. Offices? 8
How Many Branches are There? 8
Is Genoa Banking Company FDIC Insured? Yes
What is Genoa Banking Company's Cert number? 2285
What is the maximum amount for insured deposits? $250,000 per holder, per account

Genoa Banking Company Financials

Total Assets:
$542,651,000
Total Deposits:
$478,286,000
Equity Capital:
$38,950,000
Domestic Deposits:
$478,286,000
Net Income:
$541,000
Return on Assets:
0.6415%
Quarterly Return on Assets:
0.4000%
Pretax Return on Assets:
0.5018%
Pretax Quarterly Return on Assets:
0.5000%
Return on Equity:
8.6100%
Quarterly Return on Equity:
5.6400%
Common Equity Tier 1 Capital Ratio:
12.1034%
Tier 1 Risk-Based Capital Ratio:
12.1034%
Leverage Tier 1 (Core Capital) Ratio:
8.4695%
Total Risk-Based Capital Ratio (YTD):
13.2434%
Total Interest Income (YTD):
3.8724%
 
 
Headquarters:
Genoa
FDIC Field Office:
Columbus
Regulator:
FED
County:
Ottawa
# of Offices:
8
Metropolitan Statistical Area (MSA):
Toledo, OH
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

Explore Other Rate Deals

CIT Bank, the banking division of the CIT Group, if offering their Achiever savings account which has many features and a savings rate that is more than 10 times the FDIC's national average savings rate. In fact, CIT Bank savings account rate is one of the best savings account rates available right now.
Fidelity Homestead Savings Bank of New Orleans, Louisiana, is advertising some of the best savings account rates and money market account rates currently available. The bank's highest savings account rate is on their Health Savings Account (HSA). The current HSA rate is 3.00% with an annual percentage yield of 3.04%. That savings rate beats most 5 year CD rates.
Vio Bank Savings Rates July 2019Vio Bank savings rates for July 2019 are currently the best savings rates available on our rate table. Savings rates from Vio Bank are currently at 2.49 percent with an APY of 2.52 percent. Besides being the highest online savings rate right now, this rate is also 25 times the current FDIC National Average Rate at 0.10 percent.

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