First Business Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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First Business BankToday's 12-month CD rates can be found at 2.27%, 6-month CD rates at 4.00% and 3-month CD rates at 3.25%. Current savings rates are at 0.15% and money market rates are at 4.08%. Mortgage rates today on 30-year fixed loans are around 6.55%. Credit Card rates are at 7.90%. Personal Loan rates are at 13.24%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to First Business Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Business Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Business Bank CD rates. You can also compare First Business Bank savings rates, MMA rates and mortgage rates using our other rate lists.

First Business Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Business Bank? Share your experience about First Business Bank by leaving a review below, or read customer reviews before you decide to use First Business Bank.

First Business Bank Texas Ratio

First Business Bank's Texas Ratio is at 5.53%, which is considered excellent. The Texas Ratio for First Business Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First Business Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First Business Bank
401 Charmany Dr
Madison, WI 53719
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare First Business Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
FSB of Aliceville, Kansas
FSB of Aliceville, Kansas
12-Month CD
4.04%
$0
Vermont State Bank
Vermont State Bank
48-Month CD
3.72%
$500
ESSA Bank & Trust
ESSA Bank & Trust
60-Month CD
3.70%
$1,000
Fayetteville Bank
Fayetteville Bank
9-Month CD
3.60%
$1,000
Southwest Missouri Bank
Southwest Missouri Bank
18-Month CD
3.50%
$500
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
48-Month CD
3.45%
$500
Freedom Bank Huntingburg, IN
Freedom Bank Huntingburg, IN
60-Month CD
3.34%
$500
Truliant Federal Credit Union
Truliant Federal Credit Union
60-Month CD
3.34%
$250
First Savings Bank of Hegewisch
First Savings Bank of Hegewisch
18-Month CD
3.25%
$5,000
Freedom Bank Columbia Falls, MT
Freedom Bank Columbia Falls, MT
Money Market
3.20%
$100,000
BAC Community Bank
BAC Community Bank
12-Month CD
3.00%
$2,500
Volunteer State Bank
Volunteer State Bank
60-Month CD
3.00%
$1,000
Superior National Bank
Superior National Bank
60-Month CD
3.00%
$500
Bank 21
Bank 21
36-Month CD
3.00%
$500
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
6-Month CD
2.94%
$1,000
Frost Bank
Frost Bank
24-Month CD
2.75%
$1,000
Campbell & Fetter Bank
Campbell & Fetter Bank
First Money Market
2.53%
$250,000
Fifth District Savings Bank
Fifth District Savings Bank
24-Month CD (Step)
2.50%
$1,000
Financial Partners CU
Financial Partners CU
36-Month CD
2.50%
$1,000
Superior National Bank
Superior National Bank
12-Month CD
2.50%
$500
Genoa Community Bank
Genoa Community Bank
24-Month CD
2.35%
$500
Lyndon State Bank
Lyndon State Bank
36-Month CD
2.28%
$100
Kanza Bank
Kanza Bank
24-Month CD
2.25%
$100
Benchmark Community Bank
Benchmark Community Bank
48-Month CD
2.25%
$500
Community Bank of Cameron
Community Bank of Cameron
High Yield Money Market
2.02%
$100,000
Bay State Savings Bank
Bay State Savings Bank
24-Month CD
2.00%
$1,000
Parkway Bank and Trust Company
Parkway Bank and Trust Company
Kasasa Savings
1.70%
$0
Classic Bank
Classic Bank
Money Market
1.51%
$2,500
Trinity Bank, N.A.
Trinity Bank, N.A.
Money Market
1.46%
$100
Farmers and Merchants Bank Berlin, WI
Farmers and Merchants Bank Berlin, WI
48-Month CD
1.35%
$500
RBT Rollstone B&T
RBT Rollstone B&T
48-Month CD
1.25%
$500
Northrim Bank
Northrim Bank
12-Month CD
1.25%
$500
Bank of Canton
Bank of Canton
12-Month CD
1.00%
$1,000
AAC Credit Union
AAC Credit Union
Money Market
0.75%
$100,000
Tompkins Community Bank
Tompkins Community Bank
60-Month CD
0.70%
$1,000
MutualOne Bank
MutualOne Bank
60-Month CD
0.55%
$500
Freedom Bank Huntingburg, IN
Freedom Bank Huntingburg, IN
Savings
0.50%
$10
North Shore Bank Co-op
60-Month CD
0.50%
$1,000
Greeneville Federal Bank
Greeneville Federal Bank
48-Month CD
0.45%
$1,000
Hometown Bank Oxford, MA
Hometown Bank Oxford, MA
48-Month CD
0.45%
$1,000
Lewis & Clark Bank
Lewis & Clark Bank
60-Month CD
0.35%
$500
Main Street Bank Corp
Main Street Bank Corp
24-Month CD
0.30%
$1,000
Cincinnatus S&L Co.
Cincinnatus S&L Co.
12-Month CD
0.25%
$500
Bank Midwest
Bank Midwest
Great Rate Savings
0.25%
$100
Citizens Savings Bank Clarks Summit, PA
Citizens Savings Bank Clarks Summit, PA
Free Kasasa Savings
0.20%
$0
Peoples Bank Taylorsville, KY
12-Month CD
0.15%
$500
Consumers Credit Union
Consumers Credit Union
Savings
0.10%
$5
Iron Workers SB
Iron Workers SB
Money Market
0.05%
$10,000
The National Capital Bank of Washington
The National Capital Bank of Washington
Interest Checking
0.05%
$100
BankGloucester
BankGloucester
Premier Plus Money Market
0.02%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 21, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have First Business Bank rate data right now, check back for updates, we are adding rates all the time.

First Business Bank Information

First Business Bank
401 Charmany Dr
Madison, WI 53719
Dane
Established Date: 05/01/1909
FDIC Certificate #: 15229
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: FIRST BUS FINL SERVICES INC
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is First Business Bank FDIC Insured? Yes
What is First Business Bank's Cert number? 15229
What is the maximum amount for insured deposits? $250,000 per holder, per account

First Business Bank Financials

Total Assets:
$3,532,203,000
Total Deposits:
$2,758,688,000
Equity Capital:
$347,705,000
Domestic Deposits:
$2,758,688,000
Net Income:
$10,019,000
Return on Assets:
1.2477%
Quarterly Return on Assets:
1.1400%
Pretax Return on Assets:
1.3720%
Pretax Quarterly Return on Assets:
1.3700%
Return on Equity:
12.9700%
Quarterly Return on Equity:
11.6600%
Common Equity Tier 1 Capital Ratio:
10.2745%
Tier 1 Risk-Based Capital Ratio:
10.2745%
Leverage Tier 1 (Core Capital) Ratio:
10.1638%
Total Risk-Based Capital Ratio (YTD):
11.2158%
Total Interest Income (YTD):
6.3516%
 
 
Headquarters:
Madison
FDIC Field Office:
Madison
Regulator:
FDIC
County:
Dane
# of Offices:
5
Metropolitan Statistical Area (MSA):
Madison, WI
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Any deposit rate increase we may see is dependent on when the Federal Reserve increases the federal funds rate. The general consensus for a higher fed funds rate has been sometime next year, most likely in the second half of 2015. There is hope that the Federal Reserve will increase the federal funds rate sooner, according to recent comments by St. Louis Fed President James Bullard.
30 year mortgage rates today are averaging 4.19%, a decrease from yesterday's average 3o year mortgage rate of 4.21%. Current 15 year mortgage rates today are also lower averaging 3.45%, down from yesterday's average 15 year mortgage rate of 3.49%.
Nationwide Bank, the banking arm of Nationwide Mutual Insurance Company, is offering a respectable rate on their money market account. The annual percentage yield on the money market account is currently 2.15 percent as of May 11, 2009. The annual percentage yield is for all account balances.

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