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Millyard Bank Rates & Review March 2026

Millyard Bank's 6-Month CD Special rates are at 3.98%, 6-Month CD Special rates are at 3.92%, 6-Month CD rates are at 3.87%, 12-Month CD rates are at 3.77%, 18-Month CD rates are at 3.67%. Millyard Bank's savings rates are at 2.00%. MonitorBankRates evaluates the financial stability of Millyard Bank with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 03/28/2026.

Millyard Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Millyard Bank? Share your experience about Millyard Bank by leaving a review below, or read customer reviews before you decide to use Millyard Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
Millyard Bank
57 Northeastern Blvd
Nashua, NH 03062
https://www.millyardbank.com
Member FDIC

Millyard Bank CD Rates

Product Rate APY Term View More
6 Month CD Special - 3.98%
Min Balance $25,000
Details new money required with an accompanying savings account of $5,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
6 Month CD Special - 3.92%
Details CDs opened without an accompanying savings account will earn 3.92% APY
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
6 month CD - 3.87% 6
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 month CD - 3.77% 12
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
18 month CD - 3.67% 18
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
24 month CD - 3.61% 24
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
36 month CD - 3.51% 36
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Millyard Bank Savings Rates

Product Rate APY View More
Savings Account - 3.50%
Min Balance $50,000
Details For balances of $50,000 and above
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Savings Account - 3.00%
Min Balance $25,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Savings Account - 2.50%
Min Balance $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Savings Account - 2.00%
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Millyard Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Millyard Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Millyard Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Millyard Bank
FDIC Certificate # 59176
Address 57 Northeastern Blvd, Nashua, NH 03062  ·  Hillsborough
Established 11/21/2019
FDIC Insurance Date 11/21/2019
Domestic Offices 2
Total Branches 2
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) -0.2241%
Return on Equity (ROE) -1.9000%
Non-Performing Loans (NPL) 0.00%
Total Assets $290,432,000
Total Deposits $244,200,000
Equity Capital $29,573,000
Net Income $1,041,000
Headquarters Nashua
Total Offices 2
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Millyard Bank

Is Millyard Bank a safe place to deposit money?

Yes, Millyard Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Millyard Bank operate?

Millyard Bank currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Millyard Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Millyard Bank provides members with tools to manage their accounts and build a solid financial history.

Does Millyard Bank offer online and mobile banking?

Most modern institutions like Millyard Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.millyardbank.com.

Current Millyard Bank Rates

  • 12-Month CD3.77%
  • 18-Month CD3.67%
  • 24-Month CD3.61%
  • 36-Month CD3.51%
  • Savings2.00%
Retrieved from our database of financial products. Rates subject to change.