Westside State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.44%, 6-month CD rates at 3.28% and 3-month CD rates at 2.75%. Current savings rates are at 0.05% and money market rates are at 0.60%. Mortgage rates today on 30-year fixed loans are around 6.60%. Credit Card rates are at 14.74%. Personal Loan rates are at 11.99%. All these rates, and more, can be found in our database of rates. Westside State Bank's 12-Month CD rates are at 3.75%, 18-Month CD rates are at 2.76%, 60-Month CD rates are at 1.65%, 48-Month CD rates are at 1.60%, 36-Month CD rates are at 1.55%. Westside State Bank's savings rates are at 1.50%. Westside State Bank's money market rates are at 0.65%.

Westside State Bank

To see how these rates compare to Westside State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Westside State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Westside State Bank CD rates. You can also compare Westside State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Westside State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Westside State Bank? Share your experience about Westside State Bank by leaving a review below, or read customer reviews before you decide to use Westside State Bank.

Westside State Bank Texas Ratio

Westside State Bank's Texas Ratio is at 1.46%, which is considered excellent. The Texas Ratio for Westside State Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Westside State Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.75%
18-Month CD
2.76%
24-Month CD
1.45%
36-Month CD
1.55%
48-Month CD
1.60%
60-Month CD
1.65%
Savings
1.50%
MMA
0.65%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Westside State Bank
401 1st St
Westside, IA 51467
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Westside State Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Westside State Bank
Westside State Bank
12-Month CD
3.75%
$500
Westside State Bank
Westside State Bank
18-Month CD
2.76%
$500
Westside State Bank
Westside State Bank
60-Month CD
1.65%
$500
Westside State Bank
Westside State Bank
48-Month CD
1.60%
$500
Westside State Bank
Westside State Bank
36-Month CD
1.55%
$500
Westside State Bank
Westside State Bank
30-Month CD
1.50%
$500
Westside State Bank
Westside State Bank
Kasasa Savings
1.50%
$0
Westside State Bank
Westside State Bank
24-Month CD
1.45%
$500
Westside State Bank
Westside State Bank
Money Market
0.65%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Westside State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Total Direct Bank
Total Direct Bank
12-Month CD
4.50%
$25,000
First Foundation Bank
First Foundation Bank
Online Money Market
4.50%
$1,000
NASA Federal Credit Union
NASA Federal Credit Union
6-Month CD
4.50%
$1,000
Mid-America Bank
Mid-America Bank
12-Month CD (Jumbo)
4.30%
$100,000
GTE Financial Credit Union
GTE Financial Credit Union
36-Month CD (Jumbo)
4.13%
$100,000
Quaint Oak Bank
Quaint Oak Bank
18-Month CD
4.00%
$500
Andrews Federal Credit Union
Andrews Federal Credit Union
High Yield Savings
3.95%
$0
FNB of Bangor
FNB of Bangor
60-Month CD
3.80%
$1,000
Needham Bank
Needham Bank
24-Month CD
3.58%
$1,000
Citizens Bank & Trust Co. MN
Citizens Bank & Trust Co. MN
12-Month CD
3.55%
$2,500
Security Federal Bank
Security Federal Bank
18-Month CD
3.50%
$500
Nebraska Bank
Nebraska Bank
48-Month CD
3.40%
$500
Home Loan SB
Home Loan SB
24-Month CD
3.10%
$500
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
60-Month CD
3.03%
$1,000
State Bank of Chilton
State Bank of Chilton
24-Month
3.02%
$2,500
Bonanza Valley State Bank
Bonanza Valley State Bank
18-Month CD
3.00%
$500
North Valley Bank Thornton, CO
North Valley Bank Thornton, CO
48-Month CD
3.00%
$1,000
Agility Bank
Agility Bank
36-Month CD
2.98%
$1,000
PSECU
PSECU
48-Month CD
2.65%
$500
Citizens Bank of Kansas
Citizens Bank of Kansas
12-Month CD
2.52%
$500
First Harvest Federal Credit Union
First Harvest Federal Credit Union
48-Month CD
2.50%
$1,000
First FarmBank
First FarmBank
3-Month CD
2.50%
$1,000
Metropolitan Capital B&T
Metropolitan Capital B&T
12-Month CD
2.50%
$5,000
Bank of Washington
Bank of Washington
24-Month CD
2.50%
$500
Home Federal S&L of Niles
Home Federal S&L of Niles
60-Month CD
2.37%
$1,000
Academic Federal Credit Union
Academic Federal Credit Union
6-Month CD (FLEX)
2.02%
$1,000
Wells Fargo
Wells Fargo
3-Month CD
2.00%
$0
Unison Bank
Unison Bank
48-Month CD
2.00%
$2,500
Freedom Bank Columbia Falls, MT
Freedom Bank Columbia Falls, MT
6-Month CD
1.82%
$10,000
Jefferson Security Bank
Jefferson Security Bank
24-Month CD
1.51%
$500
F&M Bank of Hutsonville
F&M Bank of Hutsonville
36-Month CD
1.26%
$500
Pineries Bank
Pineries Bank
6-Month CD
1.25%
$1,000
FNB Of Nokomis
FNB Of Nokomis
3-Month CD
1.20%
$1,000
The Bank of Tescott
The Bank of Tescott
Legacy Money Market
1.13%
$500,000
Coastal Heritage Bank
Coastal Heritage Bank
Money Market
1.00%
$75,000
First FSB of Mascoutah
First FSB of Mascoutah
Statement Savings
1.00%
$50
North Shore Bank
North Shore Bank
Premier Money Market
1.00%
$0
North Star Bank
North Star Bank
Money Market
0.90%
$1,000
Midland Community Bank
Midland Community Bank
18-Month CD
0.85%
$1,000
GSB Guilford Savings Bank
48-Month CD
0.85%
$1,000
OSB Odin State Bank
OSB Odin State Bank
Regular Savings
0.60%
$10
Community Bank of Missouri
Community Bank of Missouri
18-Month CD
0.40%
$500
OneUnited Bank
OneUnited Bank
24-Month CD
0.30%
$1,000
Pillar Bank
Pillar Bank
18-Month CD
0.25%
$500
Unity Bank
Unity Bank
24-Month CD
0.20%
$1,000
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
NOW Checking
0.20%
$1,000
Texas National Bank of Jacksonville
Texas National Bank of Jacksonville
Fixed Rate Money Market
0.15%
$2,500
Bank of Pontiac
Bank of Pontiac
Money Market
0.10%
$2,500
First Security Bank Mackinaw, IL
First Security Bank Mackinaw, IL
Preferred Checking
0.05%
$2,500
Fifth Third Bank, N.A.
Fifth Third Bank, N.A.
Money Market
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates January 25, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Westside State Bank Information

Westside State Bank
401 1st St
Westside, IA 51467
Crawford
Established Date: 06/01/1907
FDIC Certificate #: 18518
Date of FDIC Deposit Insurance: 05/03/1962
Bank Holding Company: HALBUR BANCSHARES INC
How Many Domestic U.S. Offices? 6
How Many Branches are There? 6
Is Westside State Bank FDIC Insured? Yes
What is Westside State Bank's Cert number? 18518
What is the maximum amount for insured deposits? $250,000 per holder, per account

Westside State Bank Financials

Total Assets:
$200,999,000
Total Deposits:
$155,555,000
Equity Capital:
$14,768,000
Domestic Deposits:
$155,555,000
Net Income:
$445,000
Return on Assets:
0.8828%
Quarterly Return on Assets:
0.9100%
Pretax Return on Assets:
0.9567%
Pretax Quarterly Return on Assets:
0.9600%
Return on Equity:
12.3900%
Quarterly Return on Equity:
12.5900%
Common Equity Tier 1 Capital Ratio:
10.3467%
Tier 1 Risk-Based Capital Ratio:
10.3467%
Leverage Tier 1 (Core Capital) Ratio:
7.6995%
Total Risk-Based Capital Ratio (YTD):
11.1212%
Total Interest Income (YTD):
5.2454%
 
 
Headquarters:
Westside
FDIC Field Office:
Sioux City
Regulator:
FDIC
County:
Crawford
# of Offices:
6
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Bank of Internet USA has the highest short term 6 month CD rate on our list in Montpelier, Vermont. Bank of Internet's current 6 month CD rate is 1.10 percent with a 6 month CD yield of 1.11 percent. Bank of Internet's 6 month bank CD rate is almost triple the current national average 6 month CD rate of 0.44 percent.  

Way back when I was growing up, my family used Christmas Club Savings Accounts to save for Christmas. I remember at the time, my parents would send a payment voucher along with a check, usually $10 per week. It was and still is a great way to save for the holidays.

First Central Savings Bank based in Glen Cove, New York, is offering some of the best CD rates available from any bank or credit union. First Central Savings Bank's certificates of deposit have terms ranging between 3 months and 5 years. The minimum opening CD account balance is $500.

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