Quick Poll
The Fed raised rates 0.25% on Sept. 16. Will you move money into a higher-yield account?
|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Manasquan Bank Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 20, 2026
Manasquan Bank's 2 years 2 Year Certificate rates are at 4.00%, 2 years 2 Year IRA Certificate rates are at 4.00%, 18-Months 18-Month Certificate rates are at 3.80%, 18-Months 18-Month IRA Certificate rates are at 3.80%, 18-Months IRA 18-Month MARKET PACER rates are at 3.80%. Manasquan Bank's savings rates are at 0.40%. Manasquan Bank's money market rates are at 2.25%. Manasquan Bank's NJ Mortgage Rates - 10 Yr Fixed (Conforming) rates are at 6.38%, 3/6 ARM (Conforming) rates are at 6.62%, NJ Mortgage Rates - 3/6 ARM (Conforming) rates are at 6.62%, NJ Mortgage Rates - 5/6 ARM (Conforming) rates are at 6.62%, NJ Mortgage Rates - 15 Yr Fixed (Conforming) rates are at 6.62%. MonitorBankRates evaluates the financial stability of Manasquan Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.71%. Rates last updated and verified on 09/20/2026. Manasquan Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Manasquan Bank? Share your experience about Manasquan Bank by leaving a review below, or read customer reviews before you decide to use Manasquan Bank. 
Manasquan Bank CD Rates
Manasquan Bank Savings Rates
Manasquan Bank Money Market Rates
Manasquan Bank Checking Rates
Manasquan Bank Mortgage Rates
Manasquan Bank Home Equity & HELOC
Manasquan Bank Other Rates
Financial Health HistoryManasquan Bank’s Texas Ratio rose from 0.41% in Q3 2023 to 5.71% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Manasquan Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Manasquan Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Manasquan Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Manasquan Bank
Bank Holding Company
MB MUTUAL HOLDING CO
Address
2221 Landmark Pl,
Manasquan, NJ 08736 · Monmouth
Website
https://www.manasquanbank.com
FDIC Certificate #
30470
Established
18740101
FDIC Insurance Date
19890809
Domestic Offices
15
Total Branches
15
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 97/100
5.0
Exceptional
Out of 5.0 Stars
5.71%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.6688%
Return on Equity (ROE)
7.1800%
Non-Performing Loans (NPL)
0.53%
Total Assets
$3,586,933,000
Total Deposits
$3,117,081,000
Equity Capital
$334,569,000
Net Income
$11,672,000
Headquarters
Manasquan
Total Branches and Offices
15
Source: FDIC | Last Updated 06/30/2026
Customer ReviewsKenneth Brown Sr.
October 20, 2025
Please increase the intrest rates on your 6 and 12 month C.D.s. Business will increase big time. Your loyal people will no longer need other banks for C.D. accounts. I don\'t think I will hold my breath waiting.
Want to discuss Manasquan Bank with other members?
Visit our Community Reviews hub to see all reviews, ask questions, and join the conversation.
Add Your Rating and Review for Manasquan Bank
Frequently Asked Questions About Manasquan BankHow many branches does Manasquan Bank operate?Manasquan Bank currently maintains approximately 15 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Manasquan Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Manasquan Bank provides members with tools to manage their accounts and build a solid financial history. Does Manasquan Bank offer online and mobile banking?Most modern institutions like Manasquan Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.manasquanbank.com. Current Manasquan Bank Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Banks
Owen County State Bank OCSB
Community First Banking Company
Farmers State Bank Lake View, IA
Farmers Savings Bank Mineral Point, WI
Columbus State Bank
Iowa Trust and SB Centerville, IA
Legacy State Bank
Town Center Bank
United Business Bank
Bank of The Rockies
Bank of Sunset and Trust Company
Century Bank and Trust MI
Cowboy Bank of Texas
Western Bank Artesia
First Community Bank Corpus Christi, TX
FinWise Bank
Buckeye Community Bank
New Market Bank
Badger Bank
Orrstown Bank
All America Bank
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Rate Assistant
MonitorBankRates.com · Live Data
Try asking