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Advertiser Disclosure
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 Manasquan Bank Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 11, 2026
Manasquan Bank's savings rates are at 0.40%. Manasquan Bank's money market rates are at 2.25%. Manasquan Bank's 3/6 ARM (Conforming) rates are at 5.88%, 5/6 ARM (Conforming) rates are at 5.88%, 7/6 ARM (Conforming) rates are at 6.00%, 10/6 ARM (Conforming) rates are at 6.38%. MonitorBankRates evaluates the financial stability of Manasquan Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.41%. Rates were last updated on 04/11/2026. Manasquan Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Manasquan Bank? Share your experience about Manasquan Bank by leaving a review below, or read customer reviews before you decide to use Manasquan Bank. 
Manasquan Bank Savings Rates
Manasquan Bank Money Market Rates
Manasquan Bank Checking Rates
Manasquan Bank Mortgage Rates
Manasquan Bank Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Manasquan Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Manasquan Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Manasquan Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Manasquan Bank
Bank Holding Company
MB MUTUAL HOLDING CO
Address
2221 Landmark Pl,
Manasquan, NJ 08736 · Monmouth
Website
https://www.manasquanbank.com
FDIC Certificate #
30470
Established
01/01/1874
FDIC Insurance Date
08/09/1989
Domestic Offices
15
Total Branches
15
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 100/100
5.0
Exceptional
Out of 5.0 Stars
0.41%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.7374%
Return on Equity (ROE)
8.5000%
Non-Performing Loans (NPL)
0.03%
Total Assets
$3,425,142,000
Total Deposits
$2,971,364,000
Equity Capital
$314,993,000
Net Income
$27,945,000
Headquarters
Manasquan
Total Offices
15
Source: FDIC | Last Updated 12/31/2025
Customer ReviewsDdVJ
December 17, 2025
WIGV
Kenneth Brown Sr.
October 20, 2025
Please increase the intrest rates on your 6 and 12 month C.D.s. Business will increase big time. Your loyal people will no longer need other banks for C.D. accounts. I don\'t think I will hold my breath waiting.
Add Your Rating and Review for Manasquan Bank
Frequently Asked Questions About Manasquan BankIs Manasquan Bank a safe place to deposit money?Yes, Manasquan Bank is considered a safe financial institution. With a Texas Ratio of 0.41064559725543%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does Manasquan Bank operate?Manasquan Bank currently maintains approximately 15 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Manasquan Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Manasquan Bank provides members with tools to manage their accounts and build a solid financial history. Does Manasquan Bank offer online and mobile banking?Most modern institutions like Manasquan Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.manasquanbank.com. Current Manasquan Bank Rates
Retrieved from our database of financial products. Rates subject to change.
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