What are the current interest rates at Queenstown Bank?

Current rates for Queenstown Bank include: Savings: 0.01%

Queenstown Bank Rates and Review February 2026

Content reviewed by

Brian McKay

Home
Banks
Queenstown Bank Deposit Rates

Queenstown Bank's savings rates are at 0.01%. You can compare Queenstown Bank rates to other rates in our database, including 12-month CD rates currently at 3.29%, 6-month CD rates at 3.95% and 3-month CD rates at 0.10%. Savings rates are at 0.25% and money market rates are at 0.02%. Mortgage rates on 30-year fixed loans are around 6.24%. All these rates, and more, can be found in our database of rates which you can compare to Queenstown Bank rates.

Queenstown Bank

Rate Updates and Availability

Queenstown Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Queenstown Bank? Share your experience about Queenstown Bank by leaving a review below, or read customer reviews before you decide to use Queenstown Bank.

Queenstown Bank Texas Ratio

Queenstown Bank's Texas Ratio is at 0.71%, which is considered excellent. The Texas Ratio for Queenstown Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

MonitorBankRates Rating

5.0

Excellent

Out of 5.0 Stars

Queenstown Bank has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Overall, Queenstown Bank is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars.

Current Interest Rates

Rate

APY/APR

vs. Avg

12-Month CD

N/A

2.38%

18-Month CD

N/A

2.14%

24-Month CD

N/A

2.17%

36-Month CD

N/A

2.11%

48-Month CD

N/A

2.10%

60-Month CD

N/A

2.23%

Savings

0.01%

0.60%

MMA

N/A

0.75%

30-Year Fixed

N/A

6.09%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

"N/A" indicates the product is not offered or the rate is unavailable.

Queenstown Bank

7101 Main St
Queenstown, MD 21658

https://www.queenstownbank.com

MonitorBankRates

Official Financial Rating

5.0

★★★★★

EXCELLENT

🏆

Banks:
Embed the badge above on your site.

Review Queenstown Bank

Queenstown Bank Savings Rates

Product	Rate	APY
QRewards Savings	-	0.50%
Min Deposit$20 Detailson balances up to $20,000 Last Updated 01/26/2026
QRewards Savings	0.01%	0.01%
Min Deposit$20 Detailsthe entire daily balance in the QRewards Savings account earns an interest rate of 0.01% resulting in an annual percentage yield of 0.01% APY Last Updated 01/26/2026

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Queenstown Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Queenstown Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Queenstown Bank's official website for the most current offers and terms.