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 Union State Bank of Everest Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 16, 2026
Union State Bank of Everest's 91 Day Certificates of Deposit (CDs) rates are at 3.85%, 1 year Certificates of Deposit (CDs) rates are at 3.00%, 182 Day Certificates of Deposit (CDs) rates are at 3.00%, 2 year Certificates of Deposit (CDs) rates are at 3.00%, 3 year Certificates of Deposit (CDs) rates are at 3.00%. MonitorBankRates evaluates the financial stability of Union State Bank of Everest with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.77%. Rates were last updated on 04/16/2026. Union State Bank of Everest money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Union State Bank of Everest? Share your experience about Union State Bank of Everest by leaving a review below, or read customer reviews before you decide to use Union State Bank of Everest. 
Union State Bank of Everest CD Rates
Union State Bank of Everest Savings Rates
Union State Bank of Everest Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Union State Bank of Everest is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Union State Bank of Everest rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Union State Bank of Everest's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Union State Bank of Everest
Bank Holding Company
EVEREST BANCSHARES INC
Address
545 Main St,
Everest, KS 66424 · Brown
Website
https://www.mybankusb.com
FDIC Certificate #
18610
Established
08/05/1901
FDIC Insurance Date
11/19/1954
Domestic Offices
9
Total Branches
9
Regulator
FED
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 99/100
5.0
Exceptional
Out of 5.0 Stars
2.77%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.8025%
Return on Equity (ROE)
10.3300%
Non-Performing Loans (NPL)
0.14%
Total Assets
$437,183,000
Total Deposits
$370,858,000
Equity Capital
$41,063,000
Net Income
$5,226,000
Headquarters
Everest
Total Offices
9
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About Union State Bank of EverestIs Union State Bank of Everest a safe place to deposit money?Yes, Union State Bank of Everest is considered a safe financial institution. With a Texas Ratio of 2.7699018538713%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does Union State Bank of Everest operate?Union State Bank of Everest currently maintains approximately 9 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Union State Bank of Everest does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Union State Bank of Everest provides members with tools to manage their accounts and build a solid financial history. Does Union State Bank of Everest offer online and mobile banking?Most modern institutions like Union State Bank of Everest provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mybankusb.com. Current Union State Bank of Everest Rates
Retrieved from our database of financial products. Rates subject to change.
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