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Prime Alliance Bank Rates and Review February 2026

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Prime Alliance Bank's Certificates of Deposit - 12 CD rates are at 3.85%, Certificates of Deposit - 6 CD rates are at 3.85%, Certificates of Deposit - 18 CD rates are at 3.80%, Certificates of Deposit - 24 CD rates are at 3.80%, Certificates of Deposit - 36 CD rates are at 3.80%. Prime Alliance Bank's savings rates are at 0.30%.

Prime Alliance Bank

Rate Updates and Availability

Prime Alliance Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Prime Alliance Bank? Share your experience about Prime Alliance Bank by leaving a review below, or read customer reviews before you decide to use Prime Alliance Bank.

Prime Alliance Bank Texas Ratio

Prime Alliance Bank's Texas Ratio is at 37.64%, which is considered fair. The Texas Ratio for Prime Alliance Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

MonitorBankRates Rating

3.1
Good
Out of 5.0 Stars

Prime Alliance Bank has earned a Smart Rating of 3.1 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Overall, Prime Alliance Bank is a good bank worth considering, with an overall rating of 3.1 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs. Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.30%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Prime Alliance Bank
1868 S 500 W
Woods Cross, UT 84010
Member FDIC
MonitorBankRates
Official Financial Rating
3.1
★★★
GOOD
🏆

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Prime Alliance Bank CD Rates

Product Rate APY Term View More
Certificates of Deposit - 12 CD 3.78% 3.85% 12
Min Balance$500
DetailsMinimum Balance
Last Updated 01/27/2026
Certificates of Deposit - 6 CD 3.78% 3.85% 6
Min Balance$500
DetailsMinimum Balance
Last Updated 01/27/2026
Certificates of Deposit - 18 CD 3.74% 3.80% 18
Min Balance$500
DetailsMinimum Balance
Last Updated 01/27/2026
Certificates of Deposit - 24 CD 3.74% 3.80% 24
Min Balance$500
DetailsMinimum Balance
Last Updated 01/27/2026
Certificates of Deposit - 36 CD 3.74% 3.80% 36
Min Balance$500
DetailsMinimum Balance
Last Updated 01/27/2026
Certificates of Deposit - 48 CD 3.74% 3.80% 48
Min Balance$500
DetailsMinimum Balance
Last Updated 01/27/2026
Certificates of Deposit - 60 CD 3.74% 3.80% 60
Min Balance$500
DetailsMinimum Balance
Last Updated 01/27/2026
Promotional Certificates of Deposit - 60 CD 2.38% 2.40% 60
Min Balance$5,000
DetailsMinimum Balance
Last Updated 01/27/2026
Promotional Certificates of Deposit - 11 CD 1.11% 1.11% 11
Min Balance$5,000
DetailsMinimum Balance
Last Updated 01/27/2026
Jumbo Certificates of Deposit - 12 CD 0.55% 0.55% 12
Min Balance$100,000
DetailsMinimum Balance
Last Updated 01/27/2026
Jumbo Certificates of Deposit - 6 CD 0.40% 0.40% 6
Min Balance$100,000
DetailsMinimum Balance
Last Updated 01/27/2026
Jumbo Certificates of Deposit - 3 CD 0.30% 0.30% 3
Min Balance$100,000
DetailsMinimum Balance
Last Updated 01/27/2026

Prime Alliance Bank Savings Rates

Product Rate APY View More
Compare Personal Savings Accounts - Personal Savings 3.69% 3.75%
DetailsAll balances
Last Updated 01/27/2026
Compare Personal Savings Accounts - Health Savings Account 0.30% 0.30%
Details$1
Last Updated 01/27/2026

Prime Alliance Bank Checking Rates

Product Rate APY View More
Compare Personal Checking Accounts - Personal Interest Checking 0.05% 0.05%
Min Deposit$1
Last Updated 01/27/2026

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Prime Alliance Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Prime Alliance Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Prime Alliance Bank's official website for the most current offers and terms.

Bank Profile & Overview

Prime Alliance Bank
1868 S 500 W
Woods Cross, UT 84010
Davis
Established Date: 12/08/2004
FDIC Certificate #: 57920
Date of FDIC Deposit Insurance: 12/08/2004
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Prime Alliance Bank FDIC Insured? Yes
What is Prime Alliance Bank's Cert number? 57920
What is the maximum amount for insured deposits? $250,000 per holder, per account

Financial Health & Assets

Total Assets:
$724,991,000
Total Deposits:
$649,268,000
Equity Capital:
$72,029,000
Net Income:
$5,821,000
Return on Assets (ROA):
1.1069%
Return on Equity (ROE):
11.5000%
Headquarters:
Woods Cross
Regulator:
FDIC
# of Offices:
1
Source: FDIC | Last Updated 03/31/2024

Customer Reviews

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Frequently Asked Questions About Prime Alliance Bank

How do I open an account at Prime Alliance Bank?

You can typically open an account at Prime Alliance Bank by visiting a local branch or applying through their official website.

Is there a first-time homebuyer program?

Currently, Prime Alliance Bank provides a range of mortgage and home equity products.

Is Prime Alliance Bank a safe place to deposit money?

Yes, Prime Alliance Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor.

Does Prime Alliance Bank offer online and mobile banking?

Most modern institutions like Prime Alliance Bank provide digital access including online balance checks and transfers.

Current Prime Alliance Bank Rates

ProductAPY
Savings0.30%

Rates subject to change.