Ohio Valley Bank Co. Rates and Review January 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Ohio Valley Bank Co.'s 60-Month CD rates are at 1.50%, 48-Month CD rates are at 1.40%, 36-Month CD rates are at 1.30%, 24-Month CD rates are at 1.20%, 12-Month CD rates are at 1.01%. Ohio Valley Bank Co.'s savings rates are at 0.05%. Ohio Valley Bank Co.'s money market rates are at 2.00%.
To see how these rates compare to Ohio Valley Bank Co. CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Ohio Valley Bank Co., savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Ohio Valley Bank Co. CD rates. You can also compare Ohio Valley Bank Co. savings rates, MMA rates and mortgage rates using our other rate lists. Ohio Valley Bank Co. money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ohio Valley Bank Co.? Share your experience about Ohio Valley Bank Co. by leaving a review below, or read customer reviews before you decide to use Ohio Valley Bank Co.. Ohio Valley Bank Co. Texas RatioOhio Valley Bank Co.'s Texas Ratio is at 2.15%, which is considered excellent. The Texas Ratio for Ohio Valley Bank Co. is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
4.0
Excellent
Out of 5.0 Stars
Ohio Valley Bank Co. has earned a Smart Rating of 4.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, Ohio Valley Bank Co. is a excellent bank worth considering, with an overall rating of 4.0 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Ohio Valley Bank Co. CD Rates and Interest Rates
Ohio Valley Bank Co.
Money Market
2.00%
$10,000
Ohio Valley Bank Co.
60-Month CD
1.50%
$2,500
Ohio Valley Bank Co.
48-Month CD
1.40%
$2,500
Ohio Valley Bank Co.
36-Month CD
1.30%
$2,500
Ohio Valley Bank Co.
24-Month CD
1.20%
$2,500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Ohio Valley Bank Co. Rates with Other Competitive Bank and Credit Union Rates
Guardian Credit Union Montgomery, AL
RoundUp Savings
5.10%
$5
America First Federal Credit Union
30-Month CD
4.10%
$500
Prime Alliance Bank
60-Month CD
3.80%
$500
Dearborn Federal Savings Bank
120-Month CD
3.80%
$500
Community Bank of Wichita
48-Month CD
3.75%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Bank Profile & OverviewOhio Valley Bank Co.
420 3rd AveGallipolis, OH 45631 Gallia Established Date: 01/01/1872 FDIC Certificate #: 384 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: OHIO VALLEY BANC CORP How Many Domestic U.S. Offices? 16 How Many Branches are There? 16 Website: https://www.ovbc.com
Is Ohio Valley Bank Co. FDIC Insured? Yes
What is Ohio Valley Bank Co.'s Cert number? 384
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$1,358,602,000
Total Deposits:
$1,156,756,000
Equity Capital:
$137,891,000
Net Income:
$2,522,000
Return on Assets (ROA):
0.9355%
Return on Equity (ROE):
8.9800%
Headquarters:
Gallipolis
Regulator:
FED
# of Offices:
16
Source: FDIC | Last Updated 03/31/2024
Customer ReviewsThere are no reviews for Ohio Valley Bank Co. yet. Feel free to create one below.
Add Your Rating and Review for Ohio Valley Bank Co.
Frequently Asked Questions About Ohio Valley Bank Co.How do I open an account at Ohio Valley Bank Co.?You can typically open an account at Ohio Valley Bank Co. by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, Ohio Valley Bank Co. provides a range of mortgage and home equity products. Is Ohio Valley Bank Co. a safe place to deposit money?Yes, Ohio Valley Bank Co. is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does Ohio Valley Bank Co. offer online and mobile banking?Most modern institutions like Ohio Valley Bank Co. provide digital access including online balance checks and transfers. Compare to other Banks |
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