Peoples B&T Pana, IL CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Peoples B&T Pana, ILToday's 12-month CD rates can be found at 2.02%, 6-month CD rates at 4.50% and 3-month CD rates at 0.20%. Current savings rates are at 0.50% and money market rates are at 1.00%. Mortgage rates today on 30-year fixed loans are around 6.76%. Credit Card rates are at 11.90%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Peoples B&T Pana, IL CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Peoples B&T Pana, IL, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Peoples B&T Pana, IL CD rates. You can also compare Peoples B&T Pana, IL savings rates, MMA rates and mortgage rates using our other rate lists.

Peoples B&T Pana, IL money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Peoples B&T Pana, IL? Share your experience about Peoples B&T Pana, IL by leaving a review below, or read customer reviews before you decide to use Peoples B&T Pana, IL.

Peoples B&T Pana, IL Texas Ratio

Peoples B&T Pana, IL's Texas Ratio is at 3.88%, which is considered excellent. The Texas Ratio for Peoples B&T Pana, IL is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Peoples B&T Pana, IL is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Peoples B&T Pana, IL
200 S Locust St
Pana, IL 62557
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Peoples B&T Pana, IL Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Primis Bank
Primis Bank
Savings
4.35%
$1
Golden Belt Bank, FSA
Golden Belt Bank, FSA
12-Month CD
4.25%
$1,000
Elevault
Elevault
Savings
4.08%
$0
Spring Bank Bronx, NY
Spring Bank Bronx, NY
48-Month CD
3.90%
$250
FSB of Westmoreland
FSB of Westmoreland
18-Month CD
3.84%
$1,000
Spring Bank Bronx, NY
Spring Bank Bronx, NY
Money Market
3.75%
$500
Vermont State Bank
Vermont State Bank
12-Month CD
3.56%
$500
Castroville State Bank
Castroville State Bank
12-Month CD
3.35%
$1,000
Kennebec Savings Bank
Kennebec Savings Bank
12-Month CD
3.05%
$500
Bank of Luxemburg
Bank of Luxemburg
Loyalty Checking
3.00%
$1
Alpena-Alcona Area Credit Union
Alpena-Alcona Area Credit Union
36-Month CD
2.52%
$500
FNB of Lacon
FNB of Lacon
60-Month CD
2.48%
$500
Port Washington State Bank
Port Washington State Bank
12-Month CD
2.25%
$10,000
Armstrong County Building and Loan Association
Armstrong County Building and Loan Association
18-Month CD
2.25%
$500
Elizabethton FSB
Elizabethton FSB
48-Month CD
2.15%
$1,000
BayVanguard Bank
BayVanguard Bank
36-Month CD
2.02%
$1,000
Karnes County National Bank
Karnes County National Bank
12-Month CD
2.01%
$1,000
AbbyBank
AbbyBank
Money Market
1.51%
$100,000
United Bank of Union
United Bank of Union
Companion Savings
1.50%
$1,000
South Ottumwa SB
South Ottumwa SB
24-Month CD
1.50%
$500
TriCentury Bank
TriCentury Bank
High Yield Savings IRA
1.50%
$500
First Liberty Bank
First Liberty Bank
Money Market
1.35%
$1,000
USAA Federal Savings Bank
USAA Federal Savings Bank
36-Month CD
1.30%
$1,000
First Fidelity Bank Fort Payne, AL
First Fidelity Bank Fort Payne, AL
12-Month CD
1.26%
$1,000
Great Plains State Bank
Great Plains State Bank
Savings
1.25%
$10
Community Bank of Oelwein
Community Bank of Oelwein
12-Month CD
1.20%
$1,000
First Command Bank
First Command Bank
24-Month CD
0.90%
$1,000
Kearny Bank
Kearny Bank
48-Month CD
0.70%
$500
Cincinnatus S&L Co.
Cincinnatus S&L Co.
60-Month CD
0.65%
$500
First FSB of Angola
First FSB of Angola
24-Month CD
0.55%
$500
Clinton Savings Bank
Clinton Savings Bank
48-Month CD
0.50%
$10
Greeneville Federal Bank
Greeneville Federal Bank
48-Month CD
0.45%
$1,000
Pennsville National Bank
Pennsville National Bank
48-Month CD
0.40%
$500
Park Bank
Park Bank
Savings
0.36%
$100
Abington Bank
Abington Bank
30-Month CD
0.35%
$1,000
Peoples First Savings Bank
Peoples First Savings Bank
18-Month CD
0.30%
$500
SNB St. Henry Bank
SNB St. Henry Bank
36-Month CD
0.25%
$1,000
Union Bank, Inc.
Union Bank, Inc.
24-Month CD
0.25%
$1,000
Buckeye Community Bank
Buckeye Community Bank
18-Month CD
0.20%
$500
Solvay Bank
Solvay Bank
Money Market
0.15%
$15
Stock Exchange Bank, Caldwell, KS
Stock Exchange Bank, Caldwell, KS
Regular Passbook Savings
0.13%
$100
Farmers State Bank of Alto Pass, Ill.
Farmers State Bank of Alto Pass, Ill.
6-Month CD
0.10%
$1,000
First Secure Bank and Trust Co.
First Secure Bank and Trust Co.
6-Month CD
0.10%
$1,000
Midland Federal S&L
Midland Federal S&L
Money Market
0.10%
$2,500
Citizens Federal S&LA
Citizens Federal S&LA
NOW Checking
0.05%
$20
National Exchange Bank and Trust
National Exchange Bank and Trust
Statement Savings
0.05%
$0
Connex Credit Union
Connex Credit Union
Regular Savings
0.05%
$25
Accentra Credit Union
Accentra Credit Union
Money Market
0.05%
$0
Mountain Pacific Bank
Mountain Pacific Bank
Savings
0.03%
$100
Chemung Canal Trust Company
Chemung Canal Trust Company
Money Market
0.02%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5-Year ARM Jumbo
5.250%
4.753%
0.000
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
4.750%
5.507%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Peoples B&T Pana, IL rate data right now, check back for updates, we are adding rates all the time.

Peoples B&T Pana, IL Information

Peoples B&T Pana, IL
200 S Locust St
Pana, IL 62557
Christian
Established Date: 05/01/1954
FDIC Certificate #: 17320
Date of FDIC Deposit Insurance: 05/01/1954
Bank Holding Company: PEOPLE FIRST BANCSHARES INC
How Many Domestic U.S. Offices? 11
How Many Branches are There? 14
Is Peoples B&T Pana, IL FDIC Insured? Yes
What is Peoples B&T Pana, IL's Cert number? 17320
What is the maximum amount for insured deposits? $250,000 per holder, per account

Peoples B&T Pana, IL Financials

Total Assets:
$553,868,000
Total Deposits:
$435,353,000
Equity Capital:
$55,481,000
Domestic Deposits:
$435,353,000
Net Income:
$2,657,000
Return on Assets:
1.6889%
Quarterly Return on Assets:
1.8900%
Pretax Return on Assets:
2.6871%
Pretax Quarterly Return on Assets:
2.6900%
Return on Equity:
21.5200%
Quarterly Return on Equity:
19.5700%
Common Equity Tier 1 Capital Ratio:
15.9355%
Tier 1 Risk-Based Capital Ratio:
15.9355%
Leverage Tier 1 (Core Capital) Ratio:
9.9452%
Total Risk-Based Capital Ratio (YTD):
17.0373%
Total Interest Income (YTD):
5.6865%
 
 
Headquarters:
Pana
FDIC Field Office:
Springfield Il
Regulator:
FDIC
County:
Christian
# of Offices:
11
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

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CD rates are stable this week as advance gross domestic product (GDP) numbers came out showing the economy is slowing down. Slower growth will keep interest rates low for the foreseeable future. Advance first quarter GDP increased at a rate of 1.8%, down from the from the fourth quarters real GDP growth rate of 3.1%.
National average fixed long term mortgage loan rates and refinance loan rates are lower this week except for 30 year conforming rates. Current 30 year conforming mortgage loan rates and refinancing rates are averaging 4.78 percent, a decline from last week’s average 30 year home loan rates and refi rates averaged 4.78 percent. 30 year loan interest rates and refinance interest rates in Virginia are higher than the national average 30 year rate. Current 30 year VA refinancing rates and mortgage loan rates are averaging 4.80 percent.

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