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Lebanon Federal Credit Union Rates & Review April 2026

Lebanon Federal Credit Union's savings rates are at 0.10%. Lebanon Federal Credit Union's money market rates are at 0.25%. Lebanon Federal Credit Union's Personal Loan Rates are at 12.90%. MonitorBankRates evaluates the financial stability of Lebanon Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.81%. Rates were last updated on 04/05/2026.

Lebanon Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lebanon Federal Credit Union? Share your experience about Lebanon Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Lebanon Federal Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
6.81%
Excellent Higher than avg
Lebanon Federal Credit Union
LFCU Operations Center
120 S 16th St
Lebanon, PA 17042
https://lebanonfcu.org
Member NCUA

Lebanon Federal Credit Union Savings Rates

Product Rate APY View More
Christmas Club 0.50% 0.50%
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Vacation Club 0.50% 0.50%
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Business Savings Account 0.10% 0.10%
Min Deposit $5
Min Balance $5
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%

Lebanon Federal Credit Union Money Market Rates

Product Rate APY View More
Business Money Market Account 1.24% 1.25%
Min Deposit $100,000
Min Balance $100,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Money Market 1.24% 1.25%
Min Balance $100,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Business Money Market Account 1.04% 1.05%
Min Deposit $50,000
Min Balance $50,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Money Market 1.04% 1.05%
Min Balance $50,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Business Money Market Account 0.75% 0.75%
Min Deposit $25,000
Min Balance $50,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Money Market 0.75% 0.75%
Min Balance $25,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Business Money Market Account 0.50% 0.50%
Min Deposit $2,500
Min Balance $2,500
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Money Market 0.50% 0.50%
Min Balance $2,500
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Business Money Market Account 0.25% 0.25%
Min Deposit $0
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Money Market 0.25% 0.25%
Min Balance $0
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%

Lebanon Federal Credit Union Checking Rates

Product Rate APY View More
Business Checking Account 0.10% 0.10%
Min Balance $100,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Business Payroll Checking Account 0.10% 0.10%
Min Deposit $100,000
Min Balance $100,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Platinum Rewards Checking 0.10% 0.10%
Min Deposit $0
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Business Checking Account 0.01% 0.01%
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Business Payroll Checking Account 0.01% 0.01%
Min Deposit $0
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%

Lebanon Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - - 1.99%
Details Intro rate expires: 6 months; Up to 90% LTV.; Appraisal Fee does apply.; Variable Rate Loan.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Home Equity (Fixed) - - 5.49% 5
Details As Low As; Up to 80% LTV
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Home Equity Loans - - 5.49%
Details As Low As; Explore our great rate Home Equity Loans
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Home Equity (Fixed) - - 6.00% 15
Details As Low As; Contact LFCU for Details
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Home Equity Loan - - 6.50% 5
Details As Low As; Up to 90% LTV
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Home Equity (Fixed) - - 7.00% 20
Details As Low As
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Home Equity Loan - - 7.50% 20
Details As Low As
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Home Equity Loan - - 8.00% 20
Details As Low As
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%

Lebanon Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa Platinum - 10.40%
Details As Low As; No Annual Fee, Cash Advances are the same Rate; Fixed Rate; Minimum $5,000 limit
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Visa® Platinum Credit Card - 10.40%
Details As Low As; Regular APR: 17.90%
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Visa Classic - 12.90%
Details As Low As; No Annual Fee, Cash Advances are the same Rate; Fixed Rate; Minimum $500 limit
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%
Visa® Classic Credit Card - 12.90%
Details As Low As; Regular APR: 17.90%
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%

Lebanon Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Line of Credit - 12.90%
Details As Low As; No Application Fee
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.81%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Lebanon Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Lebanon Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Lebanon Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Lebanon Federal Credit Union
Address 120 S 16th St, Lebanon, PA 17042
Phone 717-272-2210
Fax 717-644-9972
President Walter Rau
CEO Christopher Pastal
Full-Time Employees 85
Part-Time Employees 12
Branch Locations 6
ATM Locations 6
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.81%
Return on Assets (ROA)
0.5480%
Return on Equity (ROE)
5.8167%
Non-Performing Loans Ratio (NPL)
0.82%
Total Assets
507,920,033
Total Amount of Shares and Deposits
468,543,877
Total Shares and Deposits < 1 Year
433,183,474
Total Shares and Deposits 1 3 Years
33,268,342
Total Shares and Deposits > 3 Years
2,092,062
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
25,342,106
Total Uninsured Shares and Deposits > $250K (F+J)
25,342,106
Total Insured Shares and Deposits > $250K (item 17 less item K)
443,201,771
Total Interest Expense (Sum of items 6 8)
6,249,886
Share Certificates
5,411
Number of Accounts for Share Drafts
22,958
IRA KEOGH Accounts
1,607
Number of Accounts for Regular Shares
45,245
All other shares
89
Non Member Deposits
1
Money Market Shares
758
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
26,617,018
Total Liabilities
470,937,432
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Lebanon Federal Credit Union

Is Lebanon Federal Credit Union a safe place to deposit money?

Yes, Lebanon Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 6.8139758909138%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Lebanon Federal Credit Union operate?

Lebanon Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Lebanon Federal Credit Union?

Yes, to access services at Lebanon Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Lebanon Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Lebanon Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Lebanon Federal Credit Union offer online and mobile banking?

Most modern institutions like Lebanon Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://lebanonfcu.org.

Current Lebanon Federal Credit Union Rates

  • Savings0.10%
  • MMA0.25%
Retrieved from our database of financial products. Rates subject to change.