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Brockport Federal Credit Union Rates & Review April 2026

Brockport Federal Credit Union's Personal Loan Rates are at 9.99%. MonitorBankRates evaluates the financial stability of Brockport Federal Credit Union with a 3.5 Star Rating, an C Overall Health Grade, and a Texas Ratio of 18.45%. Rates were last updated on 04/17/2026.

Brockport Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Brockport Federal Credit Union? Share your experience about Brockport Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Brockport Federal Credit Union.

Overall Health & Safety Grade ?
C
Average Health Score: 76/100
MonitorBankRates Rating ?
3.5
Good Out of 5.0 Stars
Texas Ratio ?
18.45%
Good Higher than avg
Brockport Federal Credit Union
Brockport FCU
400 West Ave
Brockport, NY 14420 1122
https://www.brockportfcu.org
Member NCUA

Brockport Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loans - - 7.00%
Details As Low As
Last Updated 04/05/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.45%

Brockport Federal Credit Union Student Loan Rates

Product Rate Points APR Term View More
Student Loans - - 7.00%
Details As Low As
Last Updated 04/05/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.45%

Brockport Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loans - 9.99%
Details As Low As
Last Updated 04/05/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.45%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Brockport Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Brockport Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Brockport Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Brockport Federal Credit Union
Address 400 West Ave, Brockport, NY 14420 1122
Phone 585-637-9179
Fax 585-637-9170
President Peter Selig
CEO Matthew Wieczorek
Full-Time Employees 4
Part-Time Employees 0
Branch Locations 2
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
3.5 / 5.0 ★
Overall Health & Safety Grade
C (76/100)
Texas Ratio
18.45%
Return on Assets (ROA)
-0.8227%
Return on Equity (ROE)
-14.2457%
Non-Performing Loans Ratio (NPL)
2.08%
Total Assets
14,480,202
Total Amount of Shares and Deposits
13,495,537
Total Shares and Deposits < 1 Year
13,094,819
Total Shares and Deposits 1 3 Years
400,720
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,075,793
Total Uninsured Shares and Deposits > $250K (F+J)
1,075,793
Total Insured Shares and Deposits > $250K (item 17 less item K)
12,419,744
Total Interest Expense (Sum of items 6 8)
124,748
Share Certificates
103
Number of Accounts for Share Drafts
851
IRA KEOGH Accounts
31
Number of Accounts for Regular Shares
1,469
All other shares
2
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,833,293
Total Liabilities
13,643,996
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Brockport Federal Credit Union

Is Brockport Federal Credit Union a safe place to deposit money?

Yes, Brockport Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 18.445215652602%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Brockport Federal Credit Union operate?

Brockport Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Brockport Federal Credit Union?

Yes, to access services at Brockport Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Brockport Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Brockport Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Brockport Federal Credit Union offer online and mobile banking?

Most modern institutions like Brockport Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.brockportfcu.org.