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 U S #1364 Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
U S #1364 Federal Credit Union's 6 Month CD rates are at 4.25%, 9 Month CD rates are at 4.00%, 1 Year CD rates are at 3.75%, 12 Month CD rates are at 3.75%, 4 Years CD rates are at 2.50%. U S #1364 Federal Credit Union's money market rates are at 1.50%. MonitorBankRates evaluates the financial stability of U S #1364 Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.18%. Rates were last updated on 04/17/2026. U S #1364 Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at U S #1364 Federal Credit Union? Share your experience about U S #1364 Federal Credit Union by leaving a review below, or read customer reviews before you decide to use U S #1364 Federal Credit Union. U S #1364 Federal Credit Union
MERRILLVILLE OFFICE 8400 BROADWAY
https://www.usfederalcu.org MERRILLVILLE, IN 46410 
U S #1364 Federal Credit Union CD Rates
U S #1364 Federal Credit Union Money Market Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for U S #1364 Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather U S #1364 Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with U S #1364 Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
U S #1364 Federal Credit Union
Website
https://www.usfederalcu.org
Address
8400 BROADWAY,
MERRILLVILLE, IN 46410
Phone
219-769-1700
Fax
219-769-0743
President
ROBERT SARICH
CEO
NICOLE SMITH
Full-Time Employees
33
Part-Time Employees
1
Branch Locations
4
ATM Locations
5
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.18%
Return on Assets (ROA)
0.8883%
Return on Equity (ROE)
6.4588%
Non-Performing Loans Ratio (NPL)
0.70%
Total Assets
210,244,387
Total Amount of Shares and Deposits
182,092,951
Total Shares and Deposits < 1 Year
156,698,201
Total Shares and Deposits 1 3 Years
18,545,192
Total Shares and Deposits > 3 Years
6,849,557
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
9,157,648
Total Uninsured Shares and Deposits > $250K (F+J)
9,157,648
Total Insured Shares and Deposits > $250K (item 17 less item K)
172,935,303
Total Interest Expense (Sum of items 6 8)
2,655,818
Share Certificates
1,421
Number of Accounts for Share Drafts
7,317
IRA KEOGH Accounts
322
Number of Accounts for Regular Shares
13,381
All other shares
25
Money Market Shares
689
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
19,277,651
Total Liabilities
182,647,433
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About U S #1364 Federal Credit UnionIs U S #1364 Federal Credit Union a safe place to deposit money?Yes, U S #1364 Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 2.1845635449804%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does U S #1364 Federal Credit Union operate?U S #1364 Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join U S #1364 Federal Credit Union?Yes, to access services at U S #1364 Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, U S #1364 Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, U S #1364 Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does U S #1364 Federal Credit Union offer online and mobile banking?Most modern institutions like U S #1364 Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.usfederalcu.org. Current U S #1364 Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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