Total Direct Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 1.31%, 6-month CD rates at 1.61% and 3-month CD rates at 0.50%. Current savings rates are at 0.25% and money market rates are at 2.02%. Mortgage rates today on 30-year fixed loans are around 5.73%. Credit Card rates are at 16.25%. Personal Loan rates are at 8.95%. All these rates, and more, can be found in our database of rates. Total Direct Bank's 6-Month CD rates are at 4.51%, 3-Month CD rates are at 4.51%, 12-Month CD rates are at 4.46%, 24-Month CD rates are at 4.21%, 36-Month CD rates are at 4.16%. Total Direct Bank's money market rates are at 4.51%.
To see how these rates compare to Total Direct Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Total Direct Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Total Direct Bank CD rates. You can also compare Total Direct Bank savings rates, MMA rates and mortgage rates using our other rate lists. Total Direct Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Total Direct Bank? Share your experience about Total Direct Bank by leaving a review below, or read customer reviews before you decide to use Total Direct Bank. Total Direct Bank Texas Ratio Total Direct Bank's Texas Ratio is at 6.39%, which is considered excellent. The Texas Ratio for Total Direct Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Total Direct Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Total Direct Bank CD Rates and Interest Rates
Total Direct Bank
3-Month CD
4.51%
$25,000
Total Direct Bank
6-Month CD
4.51%
$25,000
Total Direct Bank
Money Market
4.51%
$25,000
Total Direct Bank
12-Month CD
4.46%
$25,000
Total Direct Bank
24-Month CD
4.21%
$25,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Total Direct Bank Rates with Other Competitive Bank and Credit Union Rates
Atkins Savings B&T
6-Month CD
4.55%
$1,000
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Communitywide Federal Credit Union
12-Month CD
4.45%
$1,000
Rising Bank
6-Month CD
4.40%
$1,000
VisionBank Saint Louis Park, MN
30-Month CD
4.35%
$1,000
Coastal Heritage Bank
24-Month CD
4.25%
$1,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates March 25, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Total Direct Bank InformationTotal Direct Bank
25 W Flagler StMiami, FL 33130 Miami-Dade Established Date: 08/12/1970 FDIC Certificate #: 20234 Date of FDIC Deposit Insurance: 08/12/1970 Bank Holding Company: EMPRESAS JUAN YARUR SPA How Many Domestic U.S. Offices? 32 How Many Branches are There? 31 Website: https://www.totaldirectbank.com
Is Total Direct Bank FDIC Insured? Yes
What is Total Direct Bank's Cert number? 20234
What is the maximum amount for insured deposits? $250,000 per holder, per account
Total Direct Bank FinancialsTotal Assets:
$26,126,524,000
Total Deposits:
$21,061,087,000
Equity Capital:
$2,383,939,000
Domestic Deposits:
$21,061,087,000
Net Income:
$35,157,000
Return on Assets:
0.7817%
Quarterly Return on Assets:
0.5400%
Pretax Return on Assets:
0.7091%
Pretax Quarterly Return on Assets:
0.7100%
Return on Equity:
9.5400%
Quarterly Return on Equity:
5.9200%
Common Equity Tier 1 Capital Ratio:
13.2158%
Tier 1 Risk-Based Capital Ratio:
13.2158%
Leverage Tier 1 (Core Capital) Ratio:
9.4691%
Total Risk-Based Capital Ratio (YTD):
14.0339%
Total Interest Income (YTD):
4.7080%
Headquarters:
Miami
FDIC Field Office:
South Florida
Regulator:
OCC
County:
Miami-Dade
# of Offices:
32
Metropolitan Statistical Area (MSA):
Miami-Fort Lauderdale-Pompano Beach, FL
Consolidated Metropolitan Statistical Area (CMSA):
Miami-Fort Lauderdale, FL
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsLow refinance rates and recent changes to make refinancing possible for many homeowners is driving refinance applications higher. Since last October refinance applications have soared 50 percent. Millions of more homeowners are unable to take advantage of low rates because of barriers to refinancing; including the biggest barrier, owing more then their home is worth.
Standard & Poor's (S&P) recently lowered the outlook on the United States' long term credit rating from stable to negative due to policymakers' inability to agree on a long term deficit cutting plan. Some would definitely argue this point but you can thank both Democrats and Republicans in D.C. for the mess we're in.
 Looking for the best Texas auto loan rates? You can search our auto loan rate tables for 3 year new auto loan rates, 4 year new auto loan rates, 5 year new auto loan rates or 4 year used auto loan rates in Texas or any other state. Pentagon Federal Credit Union tops our list of 5 year new auto loans in Texas. Penfed is currently offering 5 year new auto loans at 2.99 percent with no auto loan rate discount.
Bank or Credit Union Offers and DealsBest Money Market Rates: M&T Bank Market Advantage Account Rate at 1.55%Get Several Home Loan Quotes in Minutes Flagstar Bank Savings Rates 1.15% Cross River Bank CD Rates Low Mortgage Rates Continue: 30 Year Mortgage Rates at 4.67%, 15 Year Mortgage Rates at 4.18% Best CD Rate: Doral Bank 12 Month APY 1.40% PNC Bank Promotional Certificates of Deposit First Internet Bank of Indiana Money Market Account Rates now at 0.80% Top 10 Savings Account Rates Today's Mortgage Rates Move Higher as Property Values Rise $372 Billion in Q1 Alternative Bank and Credit Union Offers to ExploreBlack River Country Bank CD Interest RatesDime Savings Bank of Williamsburgh Money Market Account Rates now at 1.09% Miami Savings Account Rates Investing the "Rainy Day Fund" Choosing The Right Home Mortgage Rates Head Lower Today: 30 Year Mortgage Rates at 4.05% Virtual Bank CD Rates Eastern New York FCU CD Rates Mortgage Rates: Home Mortgage Rates Mostly Higher This Week: 30 Year Mortgage Rates at 4.43% Mortgage Rates Higher, Less People Apply For Home Mortgage Loans Total Direct Bank ReviewsThere are no reviews for Total Direct Bank yet. Feel free to create one below.
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