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FNB in Cimarron

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FNB in Cimarron Rates & Review May 2026

Q: How many branches does FNB in Cimarron operate?

FNB in Cimarron currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, FNB in Cimarron does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, FNB in Cimarron provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 15, 2026

You can compare FNB in Cimarron rates to other rates in our database, including 12-month CD rates currently at 3.05%, 6-month CD rates at 3.70% and 3-month CD rates at 1.97%. Savings rates are at 0.15% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.01%. All these rates can be compared to FNB in Cimarron rates. MonitorBankRates evaluates the financial stability of FNB in Cimarron with a 3.4 Star Rating, an C+ Overall Health Grade, and a Texas Ratio of 7.98%. Rates were last updated on 05/15/2026.

FNB in Cimarron money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FNB in Cimarron? Share your experience about FNB in Cimarron by leaving a review below, or read customer reviews before you decide to use FNB in Cimarron.

Overall Health & Safety Grade

C+

Fair Health Score: 80/100

MonitorBankRates Rating

3.4

Good Out of 5.0 Stars

Texas Ratio

7.98%

Excellent Higher than avg

FNB in Cimarron

121 N Main St
Cimarron, KS 67835

https://www.fnbcimarron.com

Current Rate Availability

We do not have FNB in Cimarron rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for FNB in Cimarron is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather FNB in Cimarron rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with FNB in Cimarron's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name FNB in Cimarron

Bank Holding Company FIRST NATIONAL AGENCY INC

Address 121 N Main St, Cimarron, KS 67835 · Gray

Website https://www.fnbcimarron.com

FDIC Certificate # 4638

Established 05/21/1929

FDIC Insurance Date 01/01/1934

Domestic Offices 2

Total Branches 2

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

C+

Overall Health Grade Score: 80/100

3.4

Good Out of 5.0 Stars

7.98%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.3200%

Return on Equity (ROE) 54.0500%

Non-Performing Loans (NPL) 0.12%

Total Assets $161,618,000

Total Deposits $150,648,000

Equity Capital $8,665,000

Net Income $2,016,000

Headquarters Cimarron

Total Offices 2

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About FNB in Cimarron

How many branches does FNB in Cimarron operate?

FNB in Cimarron currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, FNB in Cimarron does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, FNB in Cimarron provides members with tools to manage their accounts and build a solid financial history.

Does FNB in Cimarron offer online and mobile banking?

Most modern institutions like FNB in Cimarron provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fnbcimarron.com.