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Bank of Hawaii Rates & Review April 2026

Bank of Hawaii's 6-month Bankohana CD Special rates are at 3.05%, 3 Bankohana New Money Special CD rates are at 3.05%, Bankohana New Money Special CD 3-Month rates are at 3.05%, Bankohana New Money Special CD 6-Month rates are at 3.05%, 3 Bankohana New Money Special CD rates are at 3.00%. Bank of Hawaii's savings rates are at 0.01%. MonitorBankRates evaluates the financial stability of Bank of Hawaii with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.38%. Rates were last updated on 03/25/2026.

Bank of Hawaii money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Hawaii? Share your experience about Bank of Hawaii by leaving a review below, or read customer reviews before you decide to use Bank of Hawaii.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.38%
Excellent Lower than avg
Bank of Hawaii
111 S King St
Honolulu, HI 96813
https://www.boh.com
Member FDIC

Bank of Hawaii CD Rates

Product Rate APY Term View More
6-month Bankohana CD Special - 3.05% 6-month
Min Deposit $5,000
Details Open your 6-month Bankohana CD Special with as little as $5,000 from another financial institution.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.38%
3 Bankohana New Money Special CD - 3.05% 3
Min Deposit $100,000
Details Minimum balance and qualifying deposit of $100,000 or more
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.38%
Bankohana New Money Special CD 3 Month - 3.05% 3
Min Deposit $25,000
Details Minimum balance and qualifying deposit of $25,000 - $99,999.99
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.38%
Bankohana New Money Special CD 6 Month - 3.05% 6
Min Deposit $5,000
Details Minimum balance and qualifying deposit of $5,000 - $24,999.99
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.38%
3 Bankohana New Money Special CD - 3.00% 3
Min Deposit $25,000
Details Minimum balance and qualifying deposit of $25,000 - $99,999.99
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.38%
6 Bankohana New Money Special CD - 2.95% 6
Min Deposit $5,000
Details Minimum balance and qualifying deposit of $5,000 - $24,999.99
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.38%
Bankohana New Money Special CD 12 Month - 2.95% 12
Min Deposit $5,000
Details Minimum balance and qualifying deposit of $5,000 - $24,999.99
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.38%
12 Bankohana New Money Special CD - 2.55% 12
Min Deposit $5,000
Details Minimum balance and qualifying deposit of $5,000 - $24,999.99
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.38%

Bank of Hawaii Savings Rates

Product Rate APY View More
Bankohana Savings Special 90-Day Guaranteed Promo Interest Rate 3.15% 3.15%
Min Balance $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.38%
Bankohana Savings Special Combined APY Including Guaranteed Promo 90-day Interest Rate - 2.37%
Min Balance $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.38%
Bankohana Savings Special Variable APY After 90 Days - 2.10%
Min Balance $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.38%
Bankohana Savings Special Combined APY Including Guaranteed Promo 90-day Interest Rate - 1.32%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.38%
Bankohana Savings Special Variable APY After 90 Days - 0.70%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.38%
Bankohana Bonus Rate Savings 0.03% 0.03%
Min Deposit $100
Min Balance $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.38%
Bankohana Bonus Rate Savings 0.02% 0.02%
Min Deposit $100
Min Balance $1
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.38%
Bonus Rate Savings 0.02% 0.02%
Min Deposit $100
Min Balance $100,000
Details Monthly Service Fee: $5§
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.38%
Bonus Rate Savings 0.01% 0.01%
Min Deposit $100
Min Balance $1
Details Monthly Service Fee: $5§
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.38%
Regular Savings 0.01% 0.01%
Min Deposit $100
Min Balance $1
Details Monthly Service Fee: $5†
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.38%

Bank of Hawaii Home Equity & HELOC

Product Rate Points APR Term View More
HELOC 24 Months - - 5.40% 24
Details Regular APR: 7.25%
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.38%
HELOC 36 Months - - 5.50% 36
Details Regular APR: 7.25%
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.38%
HELOC 48 Months - - 5.60% 48
Details Regular APR: 7.25%
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.38%
HELOC 60 Months - - 5.65% 60
Details Regular APR: 7.25%
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.38%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Bank of Hawaii is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Bank of Hawaii rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bank of Hawaii's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Bank of Hawaii
Bank Holding Company BANK OF HAWAII CORP
Address 111 S King St, Honolulu, HI 96813  ·  Honolulu
FDIC Certificate # 18053
Established 01/01/1897
FDIC Insurance Date 07/10/1959
Domestic Offices 47
Total Branches 50
Regulator FED
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
1.38%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.7990%
Return on Equity (ROE) 14.6500%
Non-Performing Loans (NPL) 0.07%
Total Assets $24,142,511,000
Total Deposits $21,269,027,000
Equity Capital $1,751,664,000
Net Income $207,774,000
Headquarters Honolulu
Total Offices 47
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Bank of Hawaii

Is Bank of Hawaii a safe place to deposit money?

Yes, Bank of Hawaii is considered a safe financial institution. With a Texas Ratio of 1.3814114381715%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Bank of Hawaii operate?

Bank of Hawaii currently maintains approximately 50 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Bank of Hawaii does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bank of Hawaii provides members with tools to manage their accounts and build a solid financial history.

Does Bank of Hawaii offer online and mobile banking?

Most modern institutions like Bank of Hawaii provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.boh.com.

Current Bank of Hawaii Rates

  • 12-Month CD2.95%
  • Savings0.01%
Retrieved from our database of financial products. Rates subject to change.