What are the current interest rates at Bank of Hawaii?

Current rates for Bank of Hawaii include: 12-Month CD: 2.20%

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Bank of Hawaii Rates & Review August 2026

Q: How many branches does Bank of Hawaii operate?

Bank of Hawaii currently maintains approximately 50 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Bank of Hawaii does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bank of Hawaii provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 28, 2026

Bank of Hawaii's Bankohana New Money Special CD 12-Month rates are at 3.40%, Regular New Money Special CD 12-Month rates are at 3.30%, Bankohana New Money Special CD 3-Month rates are at 3.20%, Regular New Money Special CD 3-Month rates are at 3.20%, Regular New Money Special CD 3-Month rates are at 3.15%. MonitorBankRates evaluates the financial stability of Bank of Hawaii with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.38%. Rates last updated and verified on 08/28/2026.

Bank of Hawaii money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Hawaii? Share your experience about Bank of Hawaii by leaving a review below, or read customer reviews before you decide to use Bank of Hawaii.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.38%

Excellent Lower than avg

Bank of Hawaii

111 S King St
Honolulu, HI 96813

https://www.boh.com

Bank of Hawaii CD Rates

Product	Rate	APY	Term
Bankohana New Money Special CD 12 Month	-	3.40%	12 Month
Min Deposit $25,000 Details Must be opened in-branch with a minimum amount of $25,000 funded from another financial institution via official check, an incoming wire, or ACH credit, additional funds may be included from an existing Bank of Hawaii account, made in a single deposit. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Regular New Money Special CD 12 Month	-	3.30%	12 Month
Min Deposit $25,000 Details Must be opened in-branch with a minimum amount of $25,000 funded from another financial institution via official check, an incoming wire, or ACH credit, additional funds may be included from an existing Bank of Hawaii account, made in a single deposit. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Bankohana New Money Special CD 3 Month	-	3.20%	3 Month
Min Deposit $25,000 Details Must be opened in-branch with a minimum amount of $25,000 funded from another financial institution via official check, an incoming wire, or ACH credit, additional funds may be included from an existing Bank of Hawaii account, made in a single deposit. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Regular New Money Special CD 3 Month	-	3.20%	3 Month
Min Deposit $100,000 Details Must be opened in-branch with $100,000 or more with at least $25,000 funded from another financial institution via official check, an incoming wire, or ACH credit, made in a single deposit. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Regular New Money Special CD 3 Month	-	3.15%	3 Month
Min Deposit $25,000 Details Must be opened in-branch with a minimum amount of $25,000 funded from another financial institution via official check, an incoming wire, or ACH credit, additional funds may be included from an existing Bank of Hawaii account, made in a single deposit. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Bankohana New Money Special CD 6 Month	-	3.05%	6 Month
Min Deposit $25,000 Details Must be opened in-branch with a minimum amount of $25,000 funded from another financial institution via official check, an incoming wire, or ACH credit, additional funds may be included from an existing Bank of Hawaii account, made in a single deposit. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Regular New Money Special CD 6 Month	-	3.05%	6 Month
Min Deposit $100,000 Details Must be opened in-branch with $100,000 or more with at least $25,000 funded from another financial institution via official check, an incoming wire, or ACH credit, made in a single deposit. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Regular New Money Special CD 6 Month	-	2.95%	6 Month
Min Deposit $25,000 Details Must be opened in-branch with a minimum amount of $25,000 funded from another financial institution via official check, an incoming wire, or ACH credit, additional funds may be included from an existing Bank of Hawaii account, made in a single deposit. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Bankohana Promo CD 12 Month	-	2.90%	12 Month
Min Deposit $100,000 Details Must be opened in-branch with a qualifying deposit of $100,000 or more. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Bankohana Promo CD 3 Month	-	2.90%	3 Month
Min Deposit $100,000 Details Must be opened in-branch with a qualifying deposit of $100,000 or more. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Regular Promo CD 12 Month	-	2.90%	12 Month
Min Deposit $100,000 Details Must be opened in-branch with a qualifying deposit of $100,000 or more. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Regular Promo CD 3 Month	-	2.90%	3 Month
Min Deposit $100,000 Details Must be opened in-branch with a qualifying deposit of $100,000 or more. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Regular Promo CD 3 Month	-	2.70%	3 Month
Min Deposit $2,500 Details Must be opened online with $2,500 - $99,999.99 funded entirely from an existing Bank of Hawaii account. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Bankohana Promo CD 6 Month	-	2.60%	6 Month
Min Deposit $100,000 Details Must be opened in-branch with a qualifying deposit of $100,000 or more. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Regular Promo CD 6 Month	-	2.60%	6 Month
Min Deposit $100,000 Details Must be opened in-branch with a qualifying deposit of $100,000 or more. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Regular Promo CD 6 Month	-	2.35%	6 Month
Min Deposit $2,500 Details Must be opened online with $2,500 - $99,999.99 funded entirely from an existing Bank of Hawaii account. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Regular Promo CD 12 Month	-	2.20%	12 Month
Min Deposit $2,500 Details Must be opened online with $2,500 - $99,999.99 funded entirely from an existing Bank of Hawaii account. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%

Bank of Hawaii Credit Card Rates

Product	Rate	APR	View More
Hawaiian Airlines® World Elite Mastercard®	-	19.49%
Details Introductory APR for balance transfers: 0% for 15 months on balance transfers made within 45 days of account opening. Regular APR: 19.49% - 29.49%. Annual Fee: $99. No foreign transaction fees. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Bank of Hawaii is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Bank of Hawaii rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bank of Hawaii's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Bank of Hawaii

Bank Holding Company BANK OF HAWAII CORP

Address 111 S King St, Honolulu, HI 96813 · Honolulu

Website https://www.boh.com

FDIC Certificate # 18053

Established 01/01/1897

FDIC Insurance Date 07/10/1959

Domestic Offices 47

Total Branches 50

Regulator FED

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 99/100

5.0

Exceptional Out of 5.0 Stars

1.38%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.7990%

Return on Equity (ROE) 14.6500%

Non-Performing Loans (NPL) 0.07%

Total Assets $24,142,511,000

Total Deposits $21,269,027,000

Equity Capital $1,751,664,000

Net Income $207,774,000

Headquarters Honolulu

Total Branches and Offices 47

Source: FDIC | Last Updated 12/31/2025

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Frequently Asked Questions About Bank of Hawaii

How many branches does Bank of Hawaii operate?

Bank of Hawaii currently maintains approximately 50 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Bank of Hawaii does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bank of Hawaii provides members with tools to manage their accounts and build a solid financial history.

Does Bank of Hawaii offer online and mobile banking?

Most modern institutions like Bank of Hawaii provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.boh.com.