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Tri Boro Federal Credit Union Rates & Review April 2026

Tri Boro Federal Credit Union's 5 Year IRA CD rates are at 3.40%, 3 Year IRA CD rates are at 3.15%, 1 Year IRA CD rates are at 2.40%. Tri Boro Federal Credit Union's First Mortgages rates are at 5.50%, First Mortgages rates are at 5.50%, First Mortgages rates are at 5.75%. Tri Boro Federal Credit Union's Personal Loan Rates are at 9.54%. MonitorBankRates evaluates the financial stability of Tri Boro Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.32%. Rates were last updated on 04/17/2026.

Tri Boro Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Tri Boro Federal Credit Union? Share your experience about Tri Boro Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Tri Boro Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.32%
Excellent Lower than avg
Tri Boro Federal Credit Union
Tri Boro FCU
600 E 8th Ave
Munhall, PA 15120 1906
https://www.triboro-fcu.org/
Member NCUA

Tri Boro Federal Credit Union CD Rates

Product Rate APY Term View More
5 Year IRA Certificate - 3.40%
Min Balance $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
3 Year IRA Certificate - 3.15%
Min Balance $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
1 Year IRA Certificate - 2.40%
Min Balance $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%

Tri Boro Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
First Mortgages 5.50% 0 5.60% 15
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
First Mortgages 5.50% 0 5.64% 10
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
First Mortgages 5.75% 0 5.83% 20
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
First Mortgages 5.88% 0 5.94% 30
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%

Tri Boro Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
1st Lien Position Home Equity - - 5.75% 5 Years
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
1st Lien Position Home Equity - - 6.00% 10 Years
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
1st Lien Position Home Equity - - 6.25% 15 Years
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
2nd Lien Position Home Equity - - 6.25% 5 Years
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
1st Lien Position Home Equity - - 6.50% 20 Years
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
2nd Lien Position Home Equity - - 6.50% 10 Years
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
2nd Lien Position Home Equity - - 6.75% 15 Years
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
Home Equity Check Credit - - 6.75% Variable
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
2nd Lien Position Home Equity - - 7.00% 20 Years
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%

Tri Boro Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Service Line of Credit - 9.54%
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Tri Boro Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Tri Boro Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Tri Boro Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Tri Boro Federal Credit Union
Address 600 E 8th Ave, Munhall, PA 15120 1906
Phone 412-461-3018
Fax 412-461-8722
President William Angotti
CEO Dennis Ferchak
Full-Time Employees 25
Part-Time Employees 5
Branch Locations 3
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.32%
Return on Assets (ROA)
0.6191%
Return on Equity (ROE)
4.3067%
Non-Performing Loans Ratio (NPL)
0.28%
Total Assets
126,719,018
Total Amount of Shares and Deposits
108,280,107
Total Shares and Deposits < 1 Year
104,886,243
Total Shares and Deposits 1 3 Years
2,041,890
Total Shares and Deposits > 3 Years
1,351,974
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,841,324
Total Uninsured Shares and Deposits > $250K (F+J)
2,841,324
Total Insured Shares and Deposits > $250K (item 17 less item K)
105,438,783
Total Interest Expense (Sum of items 6 8)
1,078,703
Share Certificates
1,418
Number of Accounts for Share Drafts
3,741
IRA KEOGH Accounts
394
Number of Accounts for Regular Shares
10,140
Money Market Shares
192
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
6,286,051
Total Liabilities
108,546,318
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Tri Boro Federal Credit Union

Is Tri Boro Federal Credit Union a safe place to deposit money?

Yes, Tri Boro Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.3247846356208%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Tri Boro Federal Credit Union operate?

Tri Boro Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Tri Boro Federal Credit Union?

Yes, to access services at Tri Boro Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Tri Boro Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Tri Boro Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Tri Boro Federal Credit Union offer online and mobile banking?

Most modern institutions like Tri Boro Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.triboro-fcu.org/.

Current Tri Boro Federal Credit Union Rates

  • 12-Month CD2.40%
  • 60-Month CD3.40%
Retrieved from our database of financial products. Rates subject to change.