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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
LAN FAIR Rates & Review October 2026LAN FAIR's top rate as of October 13, 2026 is auto loans from 5.50% APR, according to rates verified by MonitorBankRates. MonitorBankRates evaluates the financial stability of LAN FAIR with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.86%. Rates last updated and verified on 10/13/2026. LAN FAIR money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at LAN FAIR? Share your experience about LAN FAIR by leaving a review below, or read customer reviews before you decide to use LAN FAIR. LAN FAIR
LAN-FAIR FEDERAL CREDIT UNION LANCASTER LOCATION 926 Prestige Blvd
http://www.lanfairfcu.com LANCASTER, OH 43130-9669 Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. LAN FAIR Auto Loan Rates
LAN FAIR RV, Boat and Powersport Loan Rates
Financial Health HistoryLAN FAIR’s Texas Ratio fell from 1.44% in Q3 2023 to 0.86% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for LAN FAIR is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather LAN FAIR rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with LAN FAIR's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
LAN FAIR
Website
http://www.lanfairfcu.com
Address
926 Prestige Blvd,
LANCASTER, OH 43130-9669
Phone
740-654-2886
Fax
740-654-5011
President
DARYL BRICKEY
CEO
LAURIE THOMAS
Full-Time Employees
8
Part-Time Employees
0
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.86%
Return on Assets (ROA)
0.1975%
Return on Equity (ROE)
1.9751%
Non-Performing Loans Ratio (NPL)
0.37%
Total Assets
72,943,394
Total Amount of Shares and Deposits
65,528,403
Total Shares and Deposits < 1 Year
65,352,312
Total Shares and Deposits 1 3 Years
176,090
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
5,688,765
Total Uninsured Shares and Deposits > $250K (F+J)
5,688,765
Total Insured Shares and Deposits > $250K (item 17 less item K)
59,839,638
Total Interest Expense (Sum of items 6 8)
436,787
Share Certificates
785
Number of Accounts for Share Drafts
1,406
Number of Accounts for Regular Shares
4,644
All other shares
88
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
8,122,468
Total Liabilities
65,650,246
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
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Frequently Asked Questions About LAN FAIRHow many branches does LAN FAIR operate?LAN FAIR currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join LAN FAIR?Yes, to access services at LAN FAIR, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, LAN FAIR does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, LAN FAIR provides members with tools to manage their accounts and build a solid financial history. Does LAN FAIR offer online and mobile banking?Most modern institutions like LAN FAIR provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.lanfairfcu.com. Compare to Other Credit Unions
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