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Advertiser Disclosure
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 Social Security Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 24, 2026
Social Security Credit Union's 1 Year CDs of Deposit rates are at 3.75%, 2 Years CDs of Deposit rates are at 3.25%, 3 Years CDs of Deposit rates are at 2.75%, 6 month CDs of Deposit rates are at 0.35%. Social Security Credit Union's savings rates are at 0.35%. Social Security Credit Union's money market rates are at 0.45%. Social Security Credit Union's Personal Loan Rates are at 13.00%. MonitorBankRates evaluates the financial stability of Social Security Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.50%. Rates were last updated on 03/24/2026. Social Security Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Social Security Credit Union? Share your experience about Social Security Credit Union by leaving a review below, or read customer reviews before you decide to use Social Security Credit Union. Social Security Credit Union
Social Security Credit Union 1200 Reverend Abraham Woods Jr Blvd
https://www.ssacu.com Birmingham, AL 35285 
Social Security Credit Union CD Rates
Social Security Credit Union Savings Rates
Social Security Credit Union Money Market Rates
Social Security Credit Union Auto Loan Rates
Social Security Credit Union Credit Card Rates
Social Security Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Social Security Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Social Security Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Social Security Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Social Security Credit Union
Website
https://www.ssacu.com
Address
1200 Reverend Abraham Woods Jr Blvd,
Birmingham, AL 35285
Phone
205-323-7028
Fax
205-323-0117
President
Henry Williams
CEO
Angelic Pritchett
Full-Time Employees
5
Part-Time Employees
0
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.50%
Return on Assets (ROA)
0.8836%
Return on Equity (ROE)
3.9511%
Non-Performing Loans Ratio (NPL)
2.72%
Total Assets
36,399,454
Total Amount of Shares and Deposits
27,849,630
Total Shares and Deposits < 1 Year
27,474,138
Total Shares and Deposits 1 3 Years
375,491
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
328,605
Total Uninsured Shares and Deposits > $250K (F+J)
328,605
Total Insured Shares and Deposits > $250K (item 17 less item K)
27,521,025
Total Interest Expense (Sum of items 6 8)
76,438
Share Certificates
57
Number of Accounts for Share Drafts
1,792
IRA KEOGH Accounts
47
Number of Accounts for Regular Shares
2,734
All other shares
392
Money Market Shares
23
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,364,153
Total Liabilities
28,224,725
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Social Security Credit UnionIs Social Security Credit Union a safe place to deposit money?Yes, Social Security Credit Union is considered a safe financial institution. With a Texas Ratio of 4.4967480518715%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Social Security Credit Union operate?Social Security Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Social Security Credit Union?Yes, to access services at Social Security Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Social Security Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Social Security Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Social Security Credit Union offer online and mobile banking?Most modern institutions like Social Security Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ssacu.com. Current Social Security Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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