Farmers State Bank Lincolnton, GA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Farmers State Bank Lincolnton, GAToday's 12-month CD rates can be found at 0.05%, 6-month CD rates at 3.53% and 3-month CD rates at 0.05%. Current savings rates are at 0.05% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.71%. Credit Card rates are at 14.74%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Farmers State Bank Lincolnton, GA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Farmers State Bank Lincolnton, GA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Farmers State Bank Lincolnton, GA CD rates. You can also compare Farmers State Bank Lincolnton, GA savings rates, MMA rates and mortgage rates using our other rate lists.

Farmers State Bank Lincolnton, GA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Farmers State Bank Lincolnton, GA? Share your experience about Farmers State Bank Lincolnton, GA by leaving a review below, or read customer reviews before you decide to use Farmers State Bank Lincolnton, GA.

Farmers State Bank Lincolnton, GA Texas Ratio

Farmers State Bank Lincolnton, GA's Texas Ratio is at 2.10%, which is considered excellent. The Texas Ratio for Farmers State Bank Lincolnton, GA is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Farmers State Bank Lincolnton, GA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Farmers State Bank Lincolnton, GA
115 N Washington St
Lincolnton, GA 30817
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Farmers State Bank Lincolnton, GA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
UFB Direct
UFB Direct
Secure Money Market
5.25%
$0
EverBank
EverBank
Performance Savings
5.15%
$0
Customers Bank
Customers Bank
Yield Shield Savings Account
5.14%
$25,000
UniBank
UniBank
6-Month CD
4.85%
$1,000
First Secure Bank and Trust Co.
First Secure Bank and Trust Co.
9-Month CD (special)
4.65%
$1,000
Security Bank USA
Security Bank USA
6-Month CD
4.58%
$25,000
First FSB of Angola
First FSB of Angola
13-Month CD del
4.32%
$10,000
Bank of Prairie du Sac
Bank of Prairie du Sac
12-Month CD
4.10%
$1,000
Hanover Community Bank
Hanover Community Bank
Elite High Yield Personal Money Market
4.00%
$5,000
Genesis Bank
Genesis Bank
60-Month CD
4.00%
$1,000
OneLocal Bank
OneLocal Bank
High Yield Money Market
4.00%
$1,000,000
TSB Teutopolis State Bank
TSB Teutopolis State Bank
21-Month CD
3.80%
$500
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
6-Month CD share certificate
3.55%
$500
Halstead Bank
Halstead Bank
36-Month CD
3.30%
$1,000
Citizens State Bank Somerville, TX
Citizens State Bank Somerville, TX
24-Month CD
2.93%
$1,000
Milford Federal Bank
Milford Federal Bank
60-Month CD
2.78%
$1,000
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
36-Month CD
2.75%
$1,000
Gateway Bank Mendota Heights, MN
Gateway Bank Mendota Heights, MN
48-Month CD
2.65%
$1,000
Think Mutual Bank
Think Mutual Bank
48-Month CD
2.60%
$250
Lake City Federal Bank
Lake City Federal Bank
48-Month CD
2.47%
$1,000
First Bank Elk River
First Bank Elk River
24-Month CD
2.08%
$1
First State Bank of Porter
First State Bank of Porter
36-Month CD
2.02%
$1,000
Logansport Savings Bank
Logansport Savings Bank
60-Month CD
1.86%
$1,000
New Foundation SB
New Foundation SB
48-Month CD
1.80%
$1,000
The Citizens Bank Company
The Citizens Bank Company
12-Month CD
1.76%
$1,000
South Central State Bank
South Central State Bank
12-Month CD
1.71%
$1,000
First Security Bank of Deer Lodge
First Security Bank of Deer Lodge
3-Month CD
1.51%
$1,000
Highland Bank
Highland Bank
Money Market Savings
1.46%
$1,000
Community Financial Services Bank (CFSB)
Community Financial Services Bank (CFSB)
Premier Advantage Savings
1.42%
$50,000
First Harvest Federal Credit Union
First Harvest Federal Credit Union
48-Month CD
1.25%
$1,000
Northfield Bank
Northfield Bank
12-Month CD
1.25%
$2,500
First FSB of Angola
First FSB of Angola
48-Month CD
1.10%
$500
Machias Savings Bank
Machias Savings Bank
12-Month CD
1.01%
$500
Glen Burnie MSB
24-Month CD
1.00%
$500
Peoples Savings Bank Urbana OH
Peoples Savings Bank Urbana OH
Money Market
0.85%
$100,000
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
36-Month CD
0.85%
$1,000
FNB in Taylorville
FNB in Taylorville
24-Month CD
0.65%
$1,000
Citizens Bank of Kansas
Citizens Bank of Kansas
48-Month CD
0.45%
$500
BrioDirect
BrioDirect
48-Month CD
0.45%
$500
New Mexico Bank and Trust
New Mexico Bank and Trust
Savings Account
0.25%
$25,000
Peoples Bank Coldwater, KS
Peoples Bank Coldwater, KS
Passbook Savings
0.25%
$50
The Bank of South Carolina
The Bank of South Carolina
Money Market
0.20%
$2,500
United Southern Bank
United Southern Bank
12-Month CD
0.15%
$1,000
Mascoma Bank
Mascoma Bank
Statement Savings
0.10%
$10
Murphy-Wall State B&T Co.
Murphy-Wall State B&T Co.
Statement Savings
0.10%
$50
Superior Savings Bank
Superior Savings Bank
12-Month CD
0.10%
$500
Verus Bank of Commerce
Verus Bank of Commerce
12-Month CD
0.10%
$1,000
Community Bank of Pleasant Hill
Community Bank of Pleasant Hill
12-Month CD
0.05%
$500
Millville Savings Bank
Millville Savings Bank
Money Market
0.05%
$2,500
1st United Credit Union
1st United Credit Union
Regular Savings
0.03%
$5
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 26, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
3/5 Conforming ARM
5.000%
6.053%
0.250
6.000%
6.056%
0.000
5.000%
6.063%
0.250
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Farmers State Bank Lincolnton, GA rate data right now, check back for updates, we are adding rates all the time.

Farmers State Bank Lincolnton, GA Information

Farmers State Bank Lincolnton, GA
115 N Washington St
Lincolnton, GA 30817
Lincoln
Established Date: 12/02/1911
FDIC Certificate #: 879
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: LINCOLN BANCSHARES INC
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is Farmers State Bank Lincolnton, GA FDIC Insured? Yes
What is Farmers State Bank Lincolnton, GA's Cert number? 879
What is the maximum amount for insured deposits? $250,000 per holder, per account

Farmers State Bank Lincolnton, GA Financials

Total Assets:
$183,730,000
Total Deposits:
$164,606,000
Equity Capital:
$18,446,000
Domestic Deposits:
$164,606,000
Net Income:
$1,041,000
Return on Assets:
1.3390%
Quarterly Return on Assets:
2.2700%
Pretax Return on Assets:
2.2730%
Pretax Quarterly Return on Assets:
2.2700%
Return on Equity:
12.3000%
Quarterly Return on Equity:
23.4100%
Common Equity Tier 1 Capital Ratio:
28.7021%
Tier 1 Risk-Based Capital Ratio:
28.7021%
Leverage Tier 1 (Core Capital) Ratio:
13.2028%
Total Risk-Based Capital Ratio (YTD):
29.9583%
Total Interest Income (YTD):
4.1688%
 
 
Headquarters:
Lincolnton
FDIC Field Office:
Atlanta
Regulator:
FDIC
County:
Lincoln
# of Offices:
3
Metropolitan Statistical Area (MSA):
Augusta-Richmond County, GA-SC
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC

Explore Other Rate Deals

Mortgage rates are up in the latest Primary Mortgage Market Survey released by Freddie Mac this morning. Fixed conforming 30 year mortgage rates are up to 4.75 percent for the week ending June 17, 2010, up from the prior week’s average 30 year mortgage rate of 4.72 percent. Mortgage discount points averaged 0.7 points, unchanged from the prior week.
McGraw-Hill Federal Credit Union of East Windsor, New Jersey, is advertising money market account rates and savings account rates. The credit union is advertising two types of savings accounts - a regular Share Savings Account and a Traditional Holiday Club Savings Account.
mortgage-rates-30-year-mortgage-rates-down-to-500Current 30 year mortgage rates are down in the latest mortgage survey. 30 year mortgage rates are back down to 5.00 percent for the week ending May 5, 2010. Thirty year mortgage rates are down from the prior week's average mortgage rate of 5.06 percent according to the most recent Primary Mortgage Market Survey released by Freddie Mac. Mortgage discount points averaged 0.7 points.

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