Frost Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.00%, 6-month CD rates at 0.10% and 3-month CD rates at 2.07%. Current savings rates are at 0.05% and money market rates are at 4.16%. Mortgage rates today on 30-year fixed loans are around 6.23%. Credit Card rates are at 12.95%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates. Frost Bank's 3-Month CD rates are at 3.55%, 12-Month CD (Jumbo) rates are at 3.40%, 6-Month CD rates are at 3.20%, 12-Month CD rates are at 2.95%, 24-Month CD rates are at 2.75%.

Frost Bank

To see how these rates compare to Frost Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Frost Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Frost Bank CD rates. You can also compare Frost Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Frost Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Frost Bank? Share your experience about Frost Bank by leaving a review below, or read customer reviews before you decide to use Frost Bank.

Frost Bank Texas Ratio

Frost Bank's Texas Ratio is at 3.78%, which is considered excellent. The Texas Ratio for Frost Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Frost Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.95%
18-Month CD
N/A
24-Month CD
2.75%
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Frost Bank
111 W Houston St
San Antonio, TX 78205
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Frost Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Frost Bank
Frost Bank
3-Month CD
3.55%
$1,000
Frost Bank
Frost Bank
12-Month CD (Jumbo)
3.40%
$100,000
Frost Bank
Frost Bank
6-Month CD
3.20%
$1,000
Frost Bank
Frost Bank
12-Month CD
2.95%
$1,000
Frost Bank
Frost Bank
24-Month CD
2.75%
$1,000

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Frost Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Lincoln FSB of Nebraska
Lincoln FSB of Nebraska
Lifetime Checking
5.12%
$0
IAM Federal Credit Union
IAM Federal Credit Union
18-Month CD
5.00%
$1,000
Newtek Bank
Newtek Bank
6-Month CD
4.25%
$2,500
Manasquan Bank
Manasquan Bank
36-Month CD
4.25%
$500
Alva State Bank & Trust Company
Alva State Bank & Trust Company
Kasasa Checking
3.97%
$100
Cendera Bank
Cendera Bank
18-Month CD
3.95%
$1,000
Hendricks County Bank and Trust
Hendricks County Bank and Trust
6-Month CD
3.82%
$1,000
Academic Federal Credit Union
Academic Federal Credit Union
18-Month CD
3.56%
$1,000
Interstate Bank
Interstate Bank
12-Month CD
3.55%
$500
Maspeth Federal S&L
Maspeth Federal S&L
60-Month CD
3.50%
$2,500
Schaumburg Bank & Trust Company
Schaumburg Bank & Trust Company
23-Month CD
3.50%
$1,000
Volunteer State Bank
Volunteer State Bank
12-Month CD
3.40%
$1,000
Castroville State Bank
Castroville State Bank
12-Month CD
3.35%
$1,000
Union State Bank Winterset, IA
Union State Bank Winterset, IA
18-Month CD
3.33%
$50,000
VISIONBank Saint Francis, MN
VISIONBank Saint Francis, MN
60-Month CD
3.15%
$500
Hendricks County Bank and Trust
Hendricks County Bank and Trust
24-Month CD
3.04%
$1,000
First National Bank in Ord
First National Bank in Ord
18-Month CD (Jumbo)
3.03%
$100,000
Montgomery Bank
Montgomery Bank
eGold Checking
3.01%
$0
Eclipse Bank
Eclipse Bank
24-Month CD
3.00%
$1,000
Bogota Savings Bank
Bogota Savings Bank
Prestige Checking
3.00%
$500
Nuvision Federal Credit Union
Nuvision Federal Credit Union
24-Month CD
2.90%
$1,000
First National Bank in Ord
First National Bank in Ord
12-Month CD (Jumbo)
2.78%
$100,000
First Nebraska Bank
First Nebraska Bank
Money Market Investment
2.78%
$250,000
M.Y. Safra Bank
M.Y. Safra Bank
18-Month CD
2.75%
$500
Ergo Bank
Ergo Bank
36-Month CD
2.57%
$50
First FarmBank
First FarmBank
3-Month CD
2.50%
$1,000
Evergreen Federal Bank
Evergreen Federal Bank
18-Month CD
2.00%
$1,000
Wolf River Community Bank
Wolf River Community Bank
60-Month CD
1.50%
$1,000
Community Bank of Oelwein
Community Bank of Oelwein
36-Month CD
1.35%
$1,000
USAA Federal Savings Bank
USAA Federal Savings Bank
36-Month CD
1.30%
$1,000
Gouverneur S&L
Gouverneur S&L
24-Month CD
1.01%
$2,500
PSB of Plainview
PSB of Plainview
Kasasa Savings
1.00%
$0
Utah Independent Bank
Utah Independent Bank
Business Money Market
1.00%
$20,000
Stryv Bank
Stryv Bank
6-Month CD
0.75%
$1,000
First Federal S&L Hazard, KY
First Federal S&L Hazard, KY
18-Month CD
0.70%
$1,000
Cincinnatus S&L Co.
Cincinnatus S&L Co.
60-Month CD
0.65%
$500
Magnolia Bank Elizabethtown, KY
Magnolia Bank Elizabethtown, KY
24-Month CD
0.60%
$500
cfsbank
cfsbank
60-Month CD
0.55%
$1,000
Queenstown Bank
Queenstown Bank
24-Month CD
0.50%
$500
Sullivan Bank
Sullivan Bank
12-Month CD
0.50%
$1,000
The Citizens Bank of Georgia
The Citizens Bank of Georgia
Money Market
0.45%
$100
New Haven Bank
New Haven Bank
36-Month CD
0.30%
$500
Pulaski Savings Bank
Pulaski Savings Bank
24-Month CD
0.30%
$500
First Community Bank of Hillsboro
First Community Bank of Hillsboro
Business Money Market
0.25%
$100,000
Fulton Savings Bank
Fulton Savings Bank
12-Month CD
0.25%
$500
Milton Savings Bank
Milton Savings Bank
Passbook Savings
0.15%
$25
The FNB Community Bank
The FNB Community Bank
Regular Savings
0.10%
$100
American Eagle Financial Credit Union
American Eagle Financial Credit Union
Interest Checking
0.05%
$1
ABCO Federal Credit Union
ABCO Federal Credit Union
Primary Share Savings
0.05%
$100
First Hawaiian Bank
First Hawaiian Bank
6-Month CD
0.03%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 25, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Frost Bank Information

Frost Bank
111 W Houston St
San Antonio, TX 78205
Bexar
Established Date: 02/20/1899
FDIC Certificate #: 5510
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: CULLEN FROST BANKERS INC
How Many Domestic U.S. Offices? 197
How Many Branches are There? 203
Is Frost Bank FDIC Insured? Yes
What is Frost Bank's Cert number? 5510
What is the maximum amount for insured deposits? $250,000 per holder, per account

Frost Bank Financials

Total Assets:
$49,567,514,000
Total Deposits:
$41,246,014,000
Equity Capital:
$3,559,012,000
Domestic Deposits:
$41,246,014,000
Net Income:
$139,277,000
Return on Assets:
1.3361%
Quarterly Return on Assets:
1.1100%
Pretax Return on Assets:
1.3277%
Pretax Quarterly Return on Assets:
1.3300%
Return on Equity:
21.3200%
Quarterly Return on Equity:
15.5200%
Common Equity Tier 1 Capital Ratio:
13.4596%
Tier 1 Risk-Based Capital Ratio:
13.4596%
Leverage Tier 1 (Core Capital) Ratio:
7.9550%
Total Risk-Based Capital Ratio (YTD):
14.3256%
Total Interest Income (YTD):
4.6902%
 
 
Headquarters:
San Antonio
FDIC Field Office:
Austin
Regulator:
FED
County:
Bexar
# of Offices:
197
Metropolitan Statistical Area (MSA):
San Antonio-New Braunfels, TX
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Houston, TX Auto Loan Rates

Right now on our auto loan rates list in Houston, Texas, Bank of America Tops our list of 5 year new auto loans. Bank of America is offering 5 year new auto loan rates at 3.49 percent. A 5 year auto loan for $15,000 at 3.49 percent makes the monthly car payments $447.03.Second on our list of used auto loan rates in Houston, TX is USAA FSB with a 5 year new auto loan rate of 4.04 percent. USAA FSB will finance up to 100% for qualified applicants. USAA FSB is also offering a 0.25 percent auto loan rate discount. If you already have a car loan and want to refinance the auto loan USAA also offers refinance auto loans.  Third on our list of new auto loan rates in Houston is Frost Bank with an auto loan rate of 5.99 percent. Frost also has a auto rate discount of 0.25 percent when you have your monthly auto payments deducted from a Frost Bank checking account or savings account.     Read more...

Texas Auto Loan Rates: 5 Year New Auto Loan Rate at 2.99%

Looking for the best Texas auto loan rates? You can search our auto loan rate tables for 3 year new auto loan rates, 4 year new auto loan rates, 5 year new auto loan rates or 4 year used auto loan rates in Texas or any other state. Pentagon Federal Credit Union tops our list of 5 year new auto loans in Texas. Penfed is currently offering 5 year new auto loans at 2.99 percent with no auto loan rate discount.Bank of America's auto loan rate is the second best auto loan rate on our list in Texas. The current rate for a Bank of America 5 year new auto loan is 3.49 percent with no auto loan rate discount.Third on our list of Texas auto loan rates is USAA Federal Savings Bank. USAA is offering 60 month new auto loan rates at 4.13 percent. USAA is also offering a 0.25 rate discount. USAA is also offering new auto loan rates as low as 2.74 percent for their members with an excellent credit history.     Read more...

Best CD Rates & CD Yields in Texas

National average CD rates declined slightly again this week over last. CD rates will stay at the current levels until the end of 2010 or early 2011. The direction of CD rates will depend on the economy and the rate of inflation. The FOMC released their statement on monetary policy on June 23 and decided to keep the fed funds rate in a targeted range of zero percent to one quarter percent. The fed also kept it's language intact on keeping the fed funds rates low for an extended period of time since inflation is subdued.Looking for the best bank CD rates and credit union CD rates? Search our CD rate tables at CDRates.MonitorBankRates.com to find the best CD rates in your area.The current national average 3 month CD interest rate is 0.425 percent this week. The current national average 6 month CD rate is 0.682 percent this week. Average 12 month CD rates are higher at 0.965 percent. There are CD rates higher than the national average CD rates.     Read more...

Auto Loan: Current Auto Loan Rates

auto-loan-current-auto-loan-ratesAuto Loan: Current auto loan rates have come down since the financial crisis that started in 2007. Getting an auto loan is also a lost easier than it was during the financial crisis when no one could get a loan for any reason let alone to buy a car.Looking for an auto loan? Search our rate tables for the best auto loans. Auto Loan RatesRight now, Pentagon Federal Credit Union is still offering the best auto loan rates. We did a search for auto loan rates in Texas and their current auto loan rate is 3.99 percent. That is the best rate in the state of Texas. PenFed's auto loan rates are also 3.99 perent in all other states.     Read more...

Explore Other Rate Deals

mortgage-rates-decrease-30-year-mortgage-rates-at-497Mortgage rates were down in the latest mortgage survey released yesterday. 30 year fixed mortgage rates are back under 5.00 percent at 4.97 percent for the week ending March 4, 2010. Last week 30 year mortgage rates were averaging 5.05 percent. Average mortgage discount points were unchanged at 0.7 points.

The Federal Reserve increased the fed funds rate last week and Internet banks will follow with higher CD rates to stay competitive for your deposits. Over the past year, Internet banks slowly increased CD rates while traditional brick and mortar banks have not.

weekly-mortgage-ratesMortgage rates rose again this past week, driven higher the rise in bond yields. Investors have become worried that all the government programs to stimulate the economy is fanning inflation, as a result yields on 10-year Treasury notes jumped this past week to over 3.75 percent.

Bank or Credit Union Offers and Deals

Fultdirect.com 6 Month CD Rates now at 0.15%
EH National Bank Savings Rates now at 0.81%
Bank of America Money Market Savings Account
Top CD Rate Alert: Credit Union of Atlanta CD Rates
Mortgage Rates Rise: 30 Year Mortgage Rates at 5.04%
Home Loan Rates and Loan Refinance Rates: 30 Year Rates at 4.88%
Fixed Rate Credit Cards: A Bygone Era
Mortgage Rates Remain Low This Week - 30 Year Rates Averaging 3.76%
Live Oak Bank 5 Year CD Rates now at 1.98%
Mortgage Rates Mixed Today 4/22 as More Americans are Pessimistic about the Economy: 30 Year Mortgage Rates at 4.86%

Alternative Bank and Credit Union Offers to Explore

Mortgage Rates Lower as Bernanke and Co Leave Rates Alone
American Bank Savings Rates now at 0.10%
Countrywide Bank 3.75% Online Savings Account
Mortgage Rates June 20, 2010: 30 Year Mortgage Rates at 4.76%, 15 Year Mortgage Rates at 4.25%
Nordstrom Bank 1 Year CD Rates now at 0.90%
Future Direction of Mortgage Rates
Mortgage Rates: Current Mortgage Rates at 5.15% Today
Today's Mortgage Rates Increase: 30 Year Conforming Mortgage Rates Averaging 3.46 Percent
Mortgage Rates Decline this Week: 30 Year Conventional Rates Averaging 3.94%
Chrysler Auto Loans

Frost Bank Reviews

saver75
★★★★★
October 22, 2023
I took advantage of the 90 day jumbo cd offer at 5.20 percent.
Average Rating
★★★★★
Total Reviews
1
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