Frost Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.15%, 6-month CD rates at 4.00% and 3-month CD rates at 0.50%. Current savings rates are at 1.50% and money market rates are at 2.52%. Mortgage rates today on 30-year fixed loans are around 6.39%. Credit Card rates are at 11.90%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates. Frost Bank's 3-Month CD rates are at 4.55%, 12-Month CD (Jumbo) rates are at 4.25%, 6-Month CD rates are at 4.10%, 12-Month CD rates are at 3.85%, 24-Month CD rates are at 3.15%.

Frost Bank

To see how these rates compare to Frost Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Frost Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Frost Bank CD rates. You can also compare Frost Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Frost Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Frost Bank? Share your experience about Frost Bank by leaving a review below, or read customer reviews before you decide to use Frost Bank.

Frost Bank Texas Ratio

Frost Bank's Texas Ratio is at 3.78%, which is considered excellent. The Texas Ratio for Frost Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Frost Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.85%
18-Month CD
N/A
24-Month CD
3.15%
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Frost Bank
111 W Houston St
San Antonio, TX 78205
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Frost Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Frost Bank
Frost Bank
3-Month CD
4.55%
$1,000
Frost Bank
Frost Bank
12-Month CD (Jumbo)
4.25%
$100,000
Frost Bank
Frost Bank
6-Month CD
4.10%
$1,000
Frost Bank
Frost Bank
12-Month CD
3.85%
$1,000
Frost Bank
Frost Bank
24-Month CD
3.15%
$1,000

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Frost Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Hancock Whitney Bank
Hancock Whitney Bank
3-Month CD (special)
5.00%
$1,000
State Bank of Medora
State Bank of Medora
7-Month CD
4.96%
$500
First Jackson Bank
First Jackson Bank
12-Month CD
4.50%
$1,000
Fidelity Co-operative Bank
Fidelity Co-operative Bank
25-Month CD (special)
4.35%
$500
First National Bank of America (FNBA)
First National Bank of America (FNBA)
72-Month CD
4.30%
$1,000
Kearney Trust Company
Kearney Trust Company
18-Month CD
4.08%
$100
BMO Alto
BMO Alto
48-Month CD
4.00%
$0
ABCO Federal Credit Union
ABCO Federal Credit Union
IRA Money Market
4.00%
$25,000
Citizens Independent Bank
Citizens Independent Bank
24-Month CD
4.00%
$1,000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
36-Month CD
3.75%
$1,000
Security Bank USA
Security Bank USA
36-Month CD
3.60%
$25,000
FNB of Bangor
FNB of Bangor
24-Month CD
3.55%
$1,000
Community Bank of Raymore
Community Bank of Raymore
24-Month CD (IntraFi)
3.53%
$10,000
All America Bank
All America Bank
60-Month CD
3.49%
$500
Minnesota First
Minnesota First
18-Month CD
3.34%
$500
Volunteer State Bank
Volunteer State Bank
3-Month CD
3.30%
$1,000
Apple Bank for Savings
Apple Bank for Savings
60-Month CD
3.25%
$1,000
First State Bank of Harvey
First State Bank of Harvey
30-Month CD
3.14%
$1,000
Bonanza Valley State Bank
Bonanza Valley State Bank
48-Month CD
3.10%
$500
River Bank
River Bank
18-Month CD
3.03%
$1,000
PeopleFirst Bank
PeopleFirst Bank
12-Month CD (Jumbo)
3.00%
$100,000
Tri-County Trust Company
Tri-County Trust Company
60-Month CD
2.78%
$1,000
Sound Community Bank
Sound Community Bank
60-Month CD w/checking
2.78%
$1,000
First State Bank Randolph, NE
First State Bank Randolph, NE
6-Month CD
2.75%
$500
Fulton Bank
Fulton Bank
Platinum Money Market
2.75%
$250,000
Stafford Savings Bank
Stafford Savings Bank
60-Month CD
2.54%
$500
Superior National Bank
Superior National Bank
12-Month CD
2.52%
$500
Collins State Bank
Collins State Bank
18-Month CD
2.25%
$1,000
First National Bank of Steeleville
First National Bank of Steeleville
48-Month CD
2.25%
$500
F&M Bank & Trust
F&M Bank & Trust
12-Month CD
2.05%
$2,500
Frontier Bank Sioux Falls, SD
Frontier Bank Sioux Falls, SD
24-Month CD
1.65%
$1,000
Republic Bank of Chicago
Republic Bank of Chicago
30-Month CD
1.25%
$1,000
First Community Bank of Moultrie County
First Community Bank of Moultrie County
18-Month CD
1.11%
$500
Hingham Institution for Savings
Hingham Institution for Savings
12-Month CD
1.01%
$1,000
FSB of Golva
FSB of Golva
Money Market
1.00%
$0
Bangor Savings Bank
Bangor Savings Bank
48-Month CD
0.75%
$500
FNB of Scotia
FNB of Scotia
60-Month CD
0.73%
$500
Ion Bank
Ion Bank
12-Month CD
0.60%
$500
Homeland Community Bank
Homeland Community Bank
Money Market
0.50%
$1,000
The Huntington National Bank
The Huntington National Bank
18-Month CD
0.50%
$1,000
First FSB of Kentucky
First FSB of Kentucky
12-Month CD
0.40%
$500
Citizens Bank & Trust Co. MN
Citizens Bank & Trust Co. MN
Money Market Savings
0.30%
$100
Greene County Commercial Bank
Greene County Commercial Bank
30-Month CD
0.25%
$1,000
Peoples Bank Taylorsville, KY
36-Month CD
0.25%
$500
Community Bank of Cameron
Community Bank of Cameron
Classic Checking
0.25%
$500
Utah Independent Bank
Utah Independent Bank
Savings
0.20%
$25
Montecito Bank & Trust
Montecito Bank & Trust
18-Month CD
0.15%
$1,000
WSB Municipal Bank
WSB Municipal Bank
Savings
0.10%
$100
First Sentinel Bank
First Sentinel Bank
Platinum Checking
0.05%
$250
Verus Bank of Commerce
Verus Bank of Commerce
Big Thompson Savings
0.02%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates September 13, 2024

Lender
Product
Rate
APR
Points
4.750%
4.790%
0.000
4.875%
4.930%
0.000
4.750%
4.940%
0.250
4.750%
5.066%
1.000
4.875%
5.074%
1.000
15 Year Fixed
4.750%
5.077%
1.000
4.750%
5.110%
2.000
5.000%
5.150%
0.000
15-Year Fixed
5.000%
5.153%
0.875
5.125%
5.162%
0.000
5.000%
5.165%
0.000
15-Year Fixed
5.125%
5.174%
0.000
5.000%
5.175%
0.500
15-Year Fixed
5.125%
5.180%
0.000
15 Year Fixed
5.125%
5.192%
0.000
5.125%
5.197%
0.000
5.000%
5.207%
0.000
10 Year Fixed
5.125%
5.225%
0.735
5.250%
5.250%
0.000
15-Year Fixed Jumbo
5.000%
5.281%
0.000
5.000%
5.282%
0.000
4.990%
5.287%
0.500
5.125%
5.293%
0.500
15-Year Fixed Jumbo
5.125%
5.317%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Frost Bank Information

Frost Bank
111 W Houston St
San Antonio, TX 78205
Bexar
Established Date: 02/20/1899
FDIC Certificate #: 5510
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: CULLEN FROST BANKERS INC
How Many Domestic U.S. Offices? 197
How Many Branches are There? 203
Is Frost Bank FDIC Insured? Yes
What is Frost Bank's Cert number? 5510
What is the maximum amount for insured deposits? $250,000 per holder, per account

Frost Bank Financials

Total Assets:
$49,567,514,000
Total Deposits:
$41,246,014,000
Equity Capital:
$3,559,012,000
Domestic Deposits:
$41,246,014,000
Net Income:
$139,277,000
Return on Assets:
1.3361%
Quarterly Return on Assets:
1.1100%
Pretax Return on Assets:
1.3277%
Pretax Quarterly Return on Assets:
1.3300%
Return on Equity:
21.3200%
Quarterly Return on Equity:
15.5200%
Common Equity Tier 1 Capital Ratio:
13.4596%
Tier 1 Risk-Based Capital Ratio:
13.4596%
Leverage Tier 1 (Core Capital) Ratio:
7.9550%
Total Risk-Based Capital Ratio (YTD):
14.3256%
Total Interest Income (YTD):
4.6902%
 
 
Headquarters:
San Antonio
FDIC Field Office:
Austin
Regulator:
FED
County:
Bexar
# of Offices:
197
Metropolitan Statistical Area (MSA):
San Antonio-New Braunfels, TX
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Houston, TX Auto Loan Rates

Right now on our auto loan rates list in Houston, Texas, Bank of America Tops our list of 5 year new auto loans. Bank of America is offering 5 year new auto loan rates at 3.49 percent. A 5 year auto loan for $15,000 at 3.49 percent makes the monthly car payments $447.03.Second on our list of used auto loan rates in Houston, TX is USAA FSB with a 5 year new auto loan rate of 4.04 percent. USAA FSB will finance up to 100% for qualified applicants. USAA FSB is also offering a 0.25 percent auto loan rate discount. If you already have a car loan and want to refinance the auto loan USAA also offers refinance auto loans.  Third on our list of new auto loan rates in Houston is Frost Bank with an auto loan rate of 5.99 percent. Frost also has a auto rate discount of 0.25 percent when you have your monthly auto payments deducted from a Frost Bank checking account or savings account.     Read more...

Texas Auto Loan Rates: 5 Year New Auto Loan Rate at 2.99%

Looking for the best Texas auto loan rates? You can search our auto loan rate tables for 3 year new auto loan rates, 4 year new auto loan rates, 5 year new auto loan rates or 4 year used auto loan rates in Texas or any other state. Pentagon Federal Credit Union tops our list of 5 year new auto loans in Texas. Penfed is currently offering 5 year new auto loans at 2.99 percent with no auto loan rate discount.Bank of America's auto loan rate is the second best auto loan rate on our list in Texas. The current rate for a Bank of America 5 year new auto loan is 3.49 percent with no auto loan rate discount.Third on our list of Texas auto loan rates is USAA Federal Savings Bank. USAA is offering 60 month new auto loan rates at 4.13 percent. USAA is also offering a 0.25 rate discount. USAA is also offering new auto loan rates as low as 2.74 percent for their members with an excellent credit history.     Read more...

Best CD Rates & CD Yields in Texas

National average CD rates declined slightly again this week over last. CD rates will stay at the current levels until the end of 2010 or early 2011. The direction of CD rates will depend on the economy and the rate of inflation. The FOMC released their statement on monetary policy on June 23 and decided to keep the fed funds rate in a targeted range of zero percent to one quarter percent. The fed also kept it's language intact on keeping the fed funds rates low for an extended period of time since inflation is subdued.Looking for the best bank CD rates and credit union CD rates? Search our CD rate tables at CDRates.MonitorBankRates.com to find the best CD rates in your area.The current national average 3 month CD interest rate is 0.425 percent this week. The current national average 6 month CD rate is 0.682 percent this week. Average 12 month CD rates are higher at 0.965 percent. There are CD rates higher than the national average CD rates.     Read more...

Auto Loan: Current Auto Loan Rates

auto-loan-current-auto-loan-ratesAuto Loan: Current auto loan rates have come down since the financial crisis that started in 2007. Getting an auto loan is also a lost easier than it was during the financial crisis when no one could get a loan for any reason let alone to buy a car.Looking for an auto loan? Search our rate tables for the best auto loans. Auto Loan RatesRight now, Pentagon Federal Credit Union is still offering the best auto loan rates. We did a search for auto loan rates in Texas and their current auto loan rate is 3.99 percent. That is the best rate in the state of Texas. PenFed's auto loan rates are also 3.99 perent in all other states.     Read more...

Explore Other Rate Deals

finding-the-best-low-interest-credit-cardsIs finding the best low interest credit cards possible? Sounds like an oxymoron. Is there such a thing? Yes there are low interest credit cards available today, including low interest business credit cards. Finding the lowest interest credit card is going to take some work.
Mortgage rates are finally taking a breather from the recent increases and have declined the past week. Since the beginning of May, mortgage rates on 30 year conforming loans moved 1.00 percent higher from 3.50 percent to around 4.50 percent. In late June, 30 year mortgage rates shot up more than 50 basis points in just one week.
Online Savings Rates Increase in 2019Online savings rates continue to move higher during the first week of 2019 as several banks increased rates. The best online savings rate for the first week of 2019 goes to CIT Bank with a rate of 2.45 percent on their Savings Builder savings account. The minimum opening deposit is $25,000.

Bank or Credit Union Offers and Deals

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Alternative Bank and Credit Union Offers to Explore

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Frost Bank Reviews

saver75
★★★★★
October 22, 2023
I took advantage of the 90 day jumbo cd offer at 5.20 percent.
Average Rating
★★★★★
Total Reviews
1
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