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Trinity Bank, N.A. Rates and Review February 2026

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Trinity Bank, N.A.'s Certificates of Deposit 3-Month CD rates are at 3.35%, Certificates of Deposit 6-Month CD rates are at 3.20%, Certificates of Deposit 12-Month CD rates are at 2.80%. Trinity Bank, N.A.'s savings rates are at 0.25%. You can compare Trinity Bank, N.A. rates to other rates in our database, including 12-month CD rates currently at 4.25%, 6-month CD rates at 0.20% and 3-month CD rates at 1.16%. Savings rates are at 0.10% and money market rates are at 0.35%. Mortgage rates on 30-year fixed loans are around 6.00%. All these rates, and more, can be found in our database of rates which you can compare to Trinity Bank, N.A. rates.

Trinity Bank, N.A.

Rate Updates and Availability

Trinity Bank, N.A. money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Trinity Bank, N.A.? Share your experience about Trinity Bank, N.A. by leaving a review below, or read customer reviews before you decide to use Trinity Bank, N.A..

Trinity Bank, N.A. Texas Ratio

Trinity Bank, N.A.'s Texas Ratio is at 0.28%, which is considered excellent. The Texas Ratio for Trinity Bank, N.A. is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

MonitorBankRates Rating

5.0
Excellent
Out of 5.0 Stars

Trinity Bank, N.A. has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Overall, Trinity Bank, N.A. is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs. Avg
12-Month CD
2.80%
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.25%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Trinity Bank, N.A.
3500 W Vickery Blvd
Fort Worth, TX 76107
Member FDIC
MonitorBankRates
Official Financial Rating
5.0
★★★★★
EXCELLENT
🏆

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Trinity Bank, N.A. CD Rates

Product Rate APY Term View More
Certificates of Deposit 3 month CD 3.31% 3.35% 3 Months
Min Deposit$1,000
Detailsminimum deposit to open
Last Updated 01/29/2026
Certificates of Deposit 6 month CD 3.16% 3.20% 6 Months
Min Deposit$1,000
Detailsminimum deposit to open
Last Updated 01/29/2026
Certificates of Deposit 12 month CD 2.77% 2.80% 12 Months
Min Deposit$1,000
Detailsminimum deposit to open
Last Updated 01/29/2026

Trinity Bank, N.A. Savings Rates

Product Rate APY View More
Trinity Health Savings Account All Balances 0.25% 0.25%
Min Deposit$500
Detailsminimum to open
Last Updated 01/29/2026

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Trinity Bank, N.A. is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Trinity Bank, N.A. rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Trinity Bank, N.A.'s official website for the most current offers and terms.

Bank Profile & Overview

Trinity Bank, N.A.
3500 W Vickery Blvd
Fort Worth, TX 76107
Tarrant
Established Date: 05/28/2003
FDIC Certificate #: 57543
Date of FDIC Deposit Insurance: 05/28/2003
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Trinity Bank, N.A. FDIC Insured? Yes
What is Trinity Bank, N.A.'s Cert number? 57543
What is the maximum amount for insured deposits? $250,000 per holder, per account

Financial Health & Assets

Total Assets:
$495,277,000
Total Deposits:
$441,765,000
Equity Capital:
$50,894,000
Net Income:
$2,028,000
Return on Assets (ROA):
1.7377%
Return on Equity (ROE):
17.9400%
Headquarters:
Fort Worth
Regulator:
OCC
# of Offices:
1
Source: FDIC | Last Updated 03/31/2024

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Trinity Bank, N.A.

How do I open an account at Trinity Bank, N.A.?

You can typically open an account at Trinity Bank, N.A. by visiting a local branch or applying through their official website.

Is there a first-time homebuyer program?

Currently, Trinity Bank, N.A. provides a range of mortgage and home equity products.

Is Trinity Bank, N.A. a safe place to deposit money?

Yes, Trinity Bank, N.A. is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor.

Does Trinity Bank, N.A. offer online and mobile banking?

Most modern institutions like Trinity Bank, N.A. provide digital access including online balance checks and transfers.

Current Trinity Bank, N.A. Rates

ProductAPY
12-Month CD2.80%
Savings0.25%

Rates subject to change.