|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
.png) Chelsea State Bank (CSB) Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 25, 2026
Chelsea State Bank (CSB)'s 182 Days Certificate rates are at 3.28%, Business Certificates of Deposit (CDs) 182 Days rates are at 3.28%, Certificates of Deposit (CDs) 182 Days rates are at 3.28%, 9-Months 9-Month Certificate rates are at 3.19%, 9-Months Business Certificates of Deposit (CDs) 9-Month rates are at 3.19%. Chelsea State Bank (CSB)'s savings rates are at 0.40%. Chelsea State Bank (CSB)'s money market rates are at 0.40%. Chelsea State Bank (CSB)'s Personal Loan Rates are at 6.32%. MonitorBankRates evaluates the financial stability of Chelsea State Bank (CSB) with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.21%. Rates were last updated on 03/25/2026. Chelsea State Bank (CSB) money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Chelsea State Bank (CSB)? Share your experience about Chelsea State Bank (CSB) by leaving a review below, or read customer reviews before you decide to use Chelsea State Bank (CSB). 
Chelsea State Bank (CSB) CD Rates
Chelsea State Bank (CSB) Savings Rates
Chelsea State Bank (CSB) Money Market Rates
Chelsea State Bank (CSB) Checking Rates
Chelsea State Bank (CSB) Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Chelsea State Bank (CSB) is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Chelsea State Bank (CSB) rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Chelsea State Bank (CSB)'s official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Chelsea State Bank (CSB)
Bank Holding Company
CSB BCORP INC
Address
1010 S Main St,
Chelsea, MI 48118 · Washtenaw
Website
https://www.chelseastate.bank
FDIC Certificate #
14009
Established
12/17/1897
FDIC Insurance Date
03/07/1934
Domestic Offices
4
Total Branches
4
Regulator
FED
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 99/100
5.0
Exceptional
Out of 5.0 Stars
2.21%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
2.0934%
Return on Equity (ROE)
24.5600%
Non-Performing Loans (NPL)
0.04%
Total Assets
$413,915,000
Total Deposits
$363,019,000
Equity Capital
$48,019,000
Net Income
$7,474,000
Headquarters
Chelsea
Total Offices
4
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About Chelsea State Bank (CSB)Is Chelsea State Bank (CSB) a safe place to deposit money?Yes, Chelsea State Bank (CSB) is considered a safe financial institution. With a Texas Ratio of 2.2071740239134%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does Chelsea State Bank (CSB) operate?Chelsea State Bank (CSB) currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Chelsea State Bank (CSB) does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Chelsea State Bank (CSB) provides members with tools to manage their accounts and build a solid financial history. Does Chelsea State Bank (CSB) offer online and mobile banking?Most modern institutions like Chelsea State Bank (CSB) provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.chelseastate.bank. Current Chelsea State Bank (CSB) Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Banks
Sunwest Bank
Community Bank of El Dorado Springs
Cornerstone Bank Clarinda, IA
Bank of Orchard
BankNorth
The SSB Emery, SD
Century Savings Bank
Maspeth Federal S&L
American-First Title & Trust Company
Brickyard Bank
Farmers National Bank of Danville
First Fidelity Bank Burke, SD
Providence Bank
First Community State Bank Avilla, IN
Barclays Bank
American Savings Bank, FSB
Jackson County Bank KY
Farmers State Bank Booneville, KY
The Fidelity Deposit and Discount Bank
Wadena State Bank
Penn Community Bank
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
